Luminor Financial Holdings Limited (SGX:5UA)
Singapore · Delayed Price · Currency is SGD 0.0320
0.00 (0.00%)
At close: Sep 8, 2026
SGXC:5UA Income Statement
Financials in millions MYR. Fiscal year is January - December.
Millions MYR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Revenue | 47.99 | 49.59 | 43.98 | 30.87 | 21.85 | 17.32 |
Other Revenue | 2.66 | 2.26 | -1.79 | 5.21 | 1.54 | - |
| 50.65 | 51.85 | 42.19 | 36.08 | 23.39 | 17.32 | |
Revenue Growth | 14.18% | 22.89% | 16.93% | 54.26% | 35.05% | -24.72% |
Cost of Revenue | 0.55 | 0.55 | 0.85 | 0.54 | 0.4 | 1.44 |
Gross Profit | 50.1 | 51.3 | 41.34 | 35.54 | 22.99 | 15.88 |
Selling, General & Admin | 28.36 | 30.23 | 24.6 | 18.84 | 15.17 | 10.93 |
Amortization of Goodwill & Intangibles | 2.98 | 2.98 | 1.59 | 0.02 | - | - |
Other Operating Expenses | 0.02 | - | - | - | - | 4.07 |
Operating Expenses | 42.76 | 42.99 | 38.96 | 22.98 | 24.87 | 15.75 |
Operating Income | 7.34 | 8.31 | 2.38 | 12.56 | -1.89 | 0.14 |
Interest Expense | -15.69 | -16.48 | -12.89 | -5.08 | -1.96 | -0.46 |
Interest & Investment Income | - | - | - | - | - | 0.46 |
Earnings From Equity Investments | - | - | 0.02 | 0.48 | 0.17 | 0.01 |
Currency Exchange Gain (Loss) | 2.16 | 4.35 | 3.48 | -3.39 | -1.25 | - |
EBT Excluding Unusual Items | -6.19 | -3.81 | -7.01 | 4.58 | -4.92 | 0.15 |
Gain (Loss) on Sale of Investments | - | - | - | - | - | -0.5 |
Gain (Loss) on Sale of Assets | - | - | - | - | 21.94 | - |
Other Unusual Items | - | - | 0.56 | - | - | 0.03 |
Pretax Income | -6.19 | -3.81 | -6.45 | 4.58 | 17.02 | -0.32 |
Income Tax Expense | 3.27 | 5.07 | 4.98 | 3.94 | 10.27 | 1.65 |
Earnings From Continuing Operations | -9.46 | -8.88 | -11.43 | 0.64 | 6.75 | -1.97 |
Minority Interest in Earnings | 0.65 | 0.43 | 0.22 | -0.34 | 0.87 | -1.74 |
Net Income | -8.82 | -8.45 | -11.21 | 0.3 | 7.62 | -3.71 |
Net Income to Common | -8.82 | -8.45 | -11.21 | 0.3 | 7.62 | -3.71 |
Net Income Growth | - | - | - | -96.13% | - | - |
Shares Outstanding (Basic) | 189 | 167 | 167 | 167 | 152 | 145 |
Shares Outstanding (Diluted) | 189 | 167 | 167 | 167 | 152 | 145 |
Shares Change | 12.98% | - | 0.40% | 9.60% | 5.13% | - |
EPS (Basic) | -0.05 | -0.05 | -0.07 | 0.00 | 0.05 | -0.03 |
EPS (Diluted) | -0.05 | -0.05 | -0.07 | 0.00 | 0.05 | -0.03 |
EPS Growth | - | - | - | -96.47% | - | - |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 9.66 | -21.13 | -62.63 | -32.14 | 12.26 | -33.19 |
Free Cash Flow Per Share | 0.05 | -0.13 | -0.37 | -0.19 | 0.08 | -0.23 |
Gross Margin | 98.91% | 98.94% | 97.99% | 98.51% | 98.29% | 91.70% |
Operating Margin | 14.50% | 16.02% | 5.64% | 34.80% | -8.06% | 0.79% |
Profit Margin | -17.40% | -16.29% | -26.56% | 0.82% | 32.59% | -21.42% |
Free Cash Flow Margin | 19.06% | -40.76% | -148.45% | -89.09% | 52.40% | -191.60% |
EBITDA | 7.74 | 8.9 | 3.1 | 13.28 | -1.2 | 0.59 |
EBITDA Margin | 15.27% | 17.16% | 7.34% | 36.81% | -5.15% | 3.38% |
D&A For EBITDA | 0.39 | 0.59 | 0.72 | 0.72 | 0.68 | 0.45 |
EBIT | 7.34 | 8.31 | 2.38 | 12.56 | -1.89 | 0.14 |
EBIT Margin | 14.50% | 16.02% | 5.64% | 34.80% | -8.06% | 0.79% |
Effective Tax Rate | - | - | - | 86.12% | 60.34% | - |