Shanghai Pudong Development Bank Co., Ltd. (SHA:600000)

SHA:600000 Income Statement

Financials in millions CNY. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	271,550	288,125	297,598	299,520	300,693	294,985
Interest Paid on Deposits	153,446	173,408	179,163	165,851	164,735	156,404
Net Interest Income	118,104	114,717	118,435	133,669	135,958	138,581
Net Interest Income Growth (YoY)	3.50%	-3.14%	-11.40%	-1.68%	-1.89%	-4.11%
Gain (Loss) on Sale of Assets	53	20	72	84	26	-8
Gain (Loss) on Sale of Investments	6,060	6,302	6,299	3,576	1,752	1,937
Gain (Loss) on Sale of Equity Investments	217	217	223	230	223	146
Other Non-Interest Income	48,575	49,312	47,668	50,412	52,167	55,008
Total Non-Interest Income	54,905	55,851	54,262	54,302	54,168	57,083
Non-Interest Income Growth (YoY)	-1.27%	2.93%	-0.07%	0.25%	-5.11%	24.96%
Revenues Before Loan Losses	173,009	170,568	172,697	187,971	190,126	195,664
Provision for Loan Losses	65,471	69,437	76,754	75,952	78,331	79,547
Revenue	107,538	101,131	95,943	112,019	111,795	116,117
Revenue Growth (YoY)	7.56%	5.41%	-14.35%	0.20%	-3.72%	0.54%
Selling, General & Administrative	49,857	49,795	51,424	52,607	49,978	46,702
Other Non-Interest Expense	4,616	4,073	4,520	3,790	3,468	3,399
Total Non-Interest Expense	55,504	53,868	55,944	56,397	53,446	50,101
EBT Excluding Unusual Items	52,034	47,263	39,999	55,622	58,349	66,016
Other Unusual Items	912	1,103	693	527	722	666
Pretax Income	52,946	48,366	40,692	56,149	59,071	66,682
Income Tax Expense	3,627	2,531	3,263	4,152	5,305	7,689
Earnings From Continuing Operations	49,319	45,835	37,429	51,997	53,766	58,993
Minority Interest in Earnings	-466	-578	-727	-826	-763	-668
Net Income	48,853	45,257	36,702	51,171	53,003	58,325
Preferred Dividends & Other Adjustments	6,075	5,353	5,353	5,353	5,353	3,081
Net Income to Common	42,779	39,904	31,349	45,818	47,650	55,244
Net Income Growth	11.18%	23.31%	-28.28%	-3.46%	-9.13%	-1.00%
Basic Shares Outstanding	28,297	29,352	29,352	29,352	29,352	29,352
Diluted Shares Outstanding	31,695	33,128	33,039	32,931	32,812	32,674
Shares Change (YoY)	-4.22%	0.27%	0.33%	0.36%	0.42%	9.26%
EPS (Basic)	1.51	1.36	1.07	1.56	1.62	1.88
EPS (Diluted)	1.40	1.25	0.99	1.44	1.50	1.73
EPS Growth	15.39%	25.78%	-30.75%	-4.00%	-13.69%	-9.76%
Dividend Per Share	0.410	0.410	0.321	0.320	0.410	0.480
Dividend Growth	27.73%	27.73%	0.31%	-21.95%	-14.58%	-20.00%
Effective Tax Rate	6.85%	5.23%	8.02%	7.40%	8.98%	11.53%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.