SHA:600000 Income Statement

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	-	288,125	297,598	299,520	300,693
Interest Paid on Deposits	-	173,408	179,163	165,851	164,735
Net Interest Income	173,964	114,717	118,435	133,669	135,958
Net Interest Income Growth (YoY)	51.65%	-3.14%	-11.40%	-1.68%	-1.89%
Gain (Loss) on Sale of Assets	-	20	72	84	26
Gain (Loss) on Sale of Investments	-	6,302	6,299	3,576	1,752
Gain (Loss) on Sale of Equity Investments	-	217	223	230	223
Other Non-Interest Income	-	49,312	47,668	50,412	52,167
Total Non-Interest Income	-	55,851	54,262	54,302	54,168
Non-Interest Income Growth (YoY)	-	2.93%	-0.07%	0.25%	-5.11%
Revenues Before Loan Losses	173,964	170,568	172,697	187,971	190,126
Provision for Loan Losses	-	69,437	76,754	75,952	78,331
Revenue	173,964	101,131	95,943	112,019	111,795
Revenue Growth (YoY)	72.02%	5.41%	-14.35%	0.20%	-3.72%
Selling, General & Administrative	-	49,795	51,424	52,607	49,978
Other Non-Interest Expense	120,356	4,073	4,520	3,790	3,468
Total Non-Interest Expense	120,590	53,868	55,944	56,397	53,446
EBT Excluding Unusual Items	53,374	47,263	39,999	55,622	58,349
Other Unusual Items	-	1,103	693	527	722
Pretax Income	53,374	48,366	40,692	56,149	59,071
Income Tax Expense	3,357	2,531	3,263	4,152	5,305
Earnings From Continuing Operations	50,017	45,835	37,429	51,997	53,766
Minority Interest in Earnings	-	-578	-727	-826	-763
Net Income	50,017	45,257	36,702	51,171	53,003
Preferred Dividends & Other Adjustments	-	5,353	5,353	5,353	5,353
Net Income to Common	50,017	39,904	31,349	45,818	47,650
Net Income Growth	10.52%	23.31%	-28.28%	-3.46%	-9.13%
Basic Shares Outstanding	32,906	29,352	29,352	29,352	29,352
Diluted Shares Outstanding	32,906	33,128	33,039	32,931	32,812
Shares Change (YoY)	-0.67%	0.27%	0.33%	0.36%	0.42%
EPS (Basic)	1.52	1.36	1.07	1.56	1.62
EPS (Diluted)	1.52	1.25	0.99	1.44	1.50
EPS Growth	21.53%	25.78%	-30.75%	-4.00%	-13.69%
Dividend Per Share	-	0.410	0.321	0.320	0.410
Dividend Growth	-	27.73%	0.31%	-21.95%	-14.58%
Effective Tax Rate	6.29%	5.23%	8.02%	7.40%	8.98%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.