SHA:600000 Income Statement

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	263,241	265,116	288,125	297,598	299,520	300,693
Interest Paid on Deposits	139,208	144,633	173,408	179,163	165,851	164,735
Net Interest Income	124,033	120,483	114,717	118,435	133,669	135,958
Net Interest Income Growth (YoY)	7.99%	5.03%	-3.14%	-11.40%	-1.68%	-1.89%
Gain (Loss) on Sale of Assets	99	81	20	72	84	26
Gain (Loss) on Sale of Investments	9,320	9,320	6,302	6,299	3,576	1,752
Gain (Loss) on Sale of Equity Investments	158	158	217	223	230	223
Other Non-Interest Income	40,903	43,820	49,312	47,668	50,412	52,167
Total Non-Interest Income	50,480	53,379	55,851	54,262	54,302	54,168
Non-Interest Income Growth (YoY)	-10.35%	-4.43%	2.93%	-0.07%	0.25%	-5.11%
Revenues Before Loan Losses	174,513	173,862	170,568	172,697	187,971	190,126
Provision for Loan Losses	65,501	65,700	69,437	76,754	75,952	78,331
Revenue	109,012	108,162	101,131	95,943	112,019	111,795
Revenue Growth (YoY)	7.88%	6.95%	5.41%	-14.35%	0.20%	-3.72%
Selling, General & Administrative	48,727	49,582	49,795	51,424	52,607	49,978
Other Non-Interest Expense	5,154	5,074	4,073	4,520	3,790	3,468
Total Non-Interest Expense	53,937	54,656	53,868	55,944	56,397	53,446
EBT Excluding Unusual Items	55,075	53,506	47,263	39,999	55,622	58,349
Other Unusual Items	-132	-132	1,103	693	527	722
Pretax Income	54,943	53,374	48,366	40,692	56,149	59,071
Income Tax Expense	4,144	2,969	2,531	3,263	4,152	5,305
Earnings From Continuing Operations	50,799	50,405	45,835	37,429	51,997	53,766
Minority Interest in Earnings	-519	-388	-578	-727	-826	-763
Net Income	50,280	50,017	45,257	36,702	51,171	53,003
Preferred Dividends & Other Adjustments	3,737	3,737	5,353	5,353	5,353	5,353
Net Income to Common	46,543	46,280	39,904	31,349	45,818	47,650
Net Income Growth	10.67%	10.52%	23.31%	-28.28%	-3.46%	-9.13%
Basic Shares Outstanding	31,291	30,422	29,352	29,352	29,352	29,352
Diluted Shares Outstanding	33,442	33,316	33,128	33,039	32,931	32,812
Shares Change (YoY)	0.69%	0.57%	0.27%	0.33%	0.36%	0.42%
EPS (Basic)	1.49	1.52	1.36	1.07	1.56	1.62
EPS (Diluted)	1.42	1.42	1.25	0.99	1.44	1.50
EPS Growth	13.69%	13.68%	25.78%	-30.75%	-4.00%	-13.69%
Dividend Per Share	0.420	0.420	0.410	0.321	0.320	0.410
Dividend Growth	2.44%	2.44%	27.73%	0.31%	-21.95%	-14.58%
Effective Tax Rate	7.54%	5.56%	5.23%	8.02%	7.40%	8.98%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.