SHA:600016 Balance Sheet

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	273,649	160,886	184,990	237,336	128,305	163,418
Investment Securities	2,258,336	2,501,190	2,460,688	2,318,032	2,277,397	2,081,696
Trading Asset Securities	345,283	196,748	183,092	158,230	144,414	107,986
Total Investments	2,603,619	2,697,938	2,643,780	2,476,262	2,421,811	2,189,682
Gross Loans	4,566,925	4,543,353	4,579,951	4,523,209	4,271,169	4,188,075
Allowance for Loan Losses	-	-95,812	-95,266	-99,572	-101,120	-107,969
Other Adjustments to Gross Loans	-	-12,160	-14,227	-16,119	-15,088	-15,504
Net Loans	4,566,925	4,435,381	4,470,458	4,407,518	4,154,961	4,064,602
Property, Plant & Equipment	62,063	66,254	71,995	73,763	72,035	70,886
Goodwill	-	208	213	208	205	188
Other Intangible Assets	8,416	5,945	4,962	2,730	2,301	1,917
Investments in Real Estate	-	4,671	2,820	2,969	3,006	2,335
Accrued Interest Receivable	-	55,456	54,549	47,882	42,006	39,077
Other Receivables	90,560	28,109	29,931	26,367	16,329	13,214
Restricted Cash	-	222,567	241,643	291,972	311,294	313,375
Other Current Assets	182,138	71,416	33,827	31,022	27,022	14,858
Long-Term Deferred Tax Assets	60,527	58,673	58,149	54,592	55,701	51,904
Other Real Estate Owned & Foreclosed	-	3,783	4,141	4,547	4,520	4,740
Other Long-Term Assets	-	18,681	10,286	13,674	13,517	22,004
Total Assets	7,847,897	7,832,567	7,814,969	7,674,965	7,255,673	6,952,786
Accounts Payable	-	3,771	2,274	2,138	2,211	6,410
Accrued Expenses	12,895	21,878	20,502	19,436	19,604	18,148
Interest Bearing Deposits	5,337,299	5,245,805	5,318,169	5,518,585	5,466,187	5,062,842
Total Deposits	5,337,299	5,245,805	5,318,169	5,518,585	5,466,187	5,062,842
Short-Term Borrowings	22,786	24,527	34,073	29,276	32,675	26,114
Current Portion of Long-Term Debt	260,720	1,481,980	1,431,789	1,157,743	807,687	916,987
Current Portion of Leases	-	2,528	2,744	2,745	2,815	2,993
Current Income Taxes Payable	-	4,977	4,548	1,392	5,040	8,811
Accrued Interest Payable	-	73,733	88,218	76,755	64,446	57,209
Other Current Liabilities	-	4,821	4,856	4,818	7,024	5,051
Long-Term Debt	1,309,709	131,789	130,461	151,385	194,590	224,770
Long-Term Leases	8,062	5,538	6,334	6,815	6,611	7,232
Long-Term Unearned Revenue	-	954	499	317	251	671
Pension & Post-Retirement Benefits	10,702	314	350	344	302	214
Long-Term Deferred Tax Liabilities	238	238	243	214	236	247
Other Long-Term Liabilities	171,534	126,517	113,341	65,201	33,180	28,548
Total Liabilities	7,133,945	7,129,370	7,158,401	7,037,164	6,642,859	6,366,247
Preferred Stock, Convertible	20,000	20,000	20,000	20,000	19,975	19,975
Common Stock	43,782	43,782	43,782	43,782	43,782	43,782
Additional Paid-In Capital	58,157	58,141	58,087	58,111	58,149	58,149
Retained Earnings	468,970	457,469	438,798	425,687	403,647	382,000
Comprehensive Income & Other	109,587	110,245	82,192	77,022	74,375	70,374
Total Common Equity	680,496	669,637	622,859	604,602	579,953	554,305
Minority Interest	13,456	13,560	13,709	13,199	12,886	12,259
Shareholders' Equity	713,952	703,197	656,568	637,801	612,814	586,539
Total Liabilities & Equity	7,847,897	7,832,567	7,814,969	7,674,965	7,255,673	6,952,786
Total Debt	1,601,277	1,646,362	1,605,401	1,347,964	1,044,378	1,178,096
Net Cash (Debt)	-728,026	-1,026,360	-1,017,026	-768,648	-604,478	-773,577
Net Cash Per Share	-16.60	-23.44	-23.23	-17.56	-13.81	-17.67
Filing Date Shares Outstanding	44,285	43,782	43,782	43,782	43,782	43,782
Total Common Shares Outstanding	44,285	43,782	43,782	43,782	43,782	43,782
Book Value Per Share	15.37	12.90	12.51	12.10	11.53	11.06
Tangible Book Value	672,080	663,484	617,684	601,664	577,447	552,200
Tangible Book Value Per Share	15.18	12.76	12.40	12.03	11.48	11.01

Source: S&P Global Market Intelligence. Banks template. Financial Sources.