China Minsheng Banking Corp., Ltd. (SHA:600016)

SHA:600016 Balance Sheet

Financials in millions CNY. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	124,424	160,886	184,990	97,707	128,305	163,418
Investment Securities	2,312,176	2,518,765	2,480,235	2,473,067	2,277,397	2,081,696
Trading Asset Securities	320,411	196,748	183,092	158,230	144,414	107,986
Total Investments	2,632,587	2,715,513	2,663,327	2,631,297	2,421,811	2,189,682
Gross Loans	4,648,381	4,543,353	4,579,951	4,523,209	4,271,169	4,188,075
Allowance for Loan Losses	-94,044	-95,812	-95,266	-99,572	-101,120	-107,969
Other Adjustments to Gross Loans	-	-12,160	-14,227	-16,119	-15,088	-15,504
Net Loans	4,554,337	4,435,381	4,470,458	4,407,518	4,154,961	4,064,602
Property, Plant & Equipment	60,461	62,211	67,664	73,763	72,035	70,886
Goodwill	-	208	213	208	205	188
Other Intangible Assets	7,667	8,811	8,029	2,730	2,301	1,917
Investments in Real Estate	-	4,671	2,820	2,969	3,006	2,335
Accrued Interest Receivable	-	55,456	54,549	47,882	42,006	39,077
Other Receivables	74,111	10,534	10,384	10,961	16,097	13,214
Restricted Cash	158,862	222,567	241,643	291,972	311,294	313,375
Other Current Assets	121,611	71,416	33,827	31,022	27,022	14,858
Long-Term Deferred Tax Assets	64,568	58,673	58,149	54,592	55,701	51,904
Other Real Estate Owned & Foreclosed	-	3,783	4,141	4,547	4,520	4,740
Other Long-Term Assets	61,381	18,681	10,286	13,674	14,996	22,004
Total Assets	7,860,009	7,832,567	7,814,969	7,674,965	7,255,673	6,952,786

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accounts Payable	-	3,771	2,274	2,138	4,679	6,410
Accrued Expenses	-	22,199	20,779	19,436	18,964	18,148
Interest Bearing Deposits	4,529,123	5,148,932	5,235,687	5,518,585	5,466,187	5,062,842
Total Deposits	4,529,123	5,148,932	5,235,687	5,518,585	5,466,187	5,062,842
Short-Term Borrowings	14,930	24,527	34,073	29,276	32,675	26,114
Current Portion of Long-Term Debt	509,262	1,579,212	1,514,654	1,157,743	807,687	916,987
Current Portion of Leases	-	2,528	2,744	2,745	2,815	2,993
Current Income Taxes Payable	12,270	4,977	4,548	1,392	5,040	8,811
Accrued Interest Payable	-	73,374	87,835	76,755	64,446	57,209
Other Current Liabilities	-	4,689	4,729	4,818	4,954	5,051
Long-Term Debt	1,860,336	131,789	130,461	151,385	194,590	224,770
Long-Term Leases	7,408	5,538	6,334	6,815	6,611	7,232
Long-Term Unearned Revenue	-	954	499	317	231	671
Pension & Post-Retirement Benefits	12,843	314	350	344	302	214
Long-Term Deferred Tax Liabilities	30	238	243	214	236	247
Other Long-Term Liabilities	202,148	126,328	113,191	65,201	33,442	28,548
Total Liabilities	7,148,350	7,129,370	7,158,401	7,037,164	6,642,859	6,366,247

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Preferred Stock, Convertible	20,000	20,000	20,000	20,000	19,975	19,975
Common Stock	43,782	43,782	43,782	43,782	43,782	43,782
Additional Paid-In Capital	-	58,141	58,087	58,111	58,149	58,149
Retained Earnings	469,782	457,469	438,798	425,687	403,647	382,000
Comprehensive Income & Other	166,004	110,245	82,192	77,022	74,375	70,374
Total Common Equity	679,568	669,637	622,859	604,602	579,953	554,305
Minority Interest	12,091	13,560	13,709	13,199	12,886	12,259
Shareholders' Equity	711,659	703,197	656,568	637,801	612,814	586,539
Total Liabilities & Equity	7,860,009	7,832,567	7,814,969	7,674,965	7,255,673	6,952,786

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	2,391,936	1,743,594	1,688,266	1,347,964	1,044,378	1,178,096
Net Cash (Debt)	-1,731,439	-1,106,017	-1,080,344	-753,242	-604,478	-773,577
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-38.05	-25.26	-24.68	-17.20	-13.81	-17.67
Filing Date Shares Outstanding	43,782	43,782	43,782	24,783	43,782	43,782
Total Common Shares Outstanding	43,782	43,782	43,782	24,783	43,782	43,782
Book Value Per Share	13.12	12.90	12.51	21.37	11.53	11.06
Tangible Book Value	671,901	660,618	614,617	601,664	577,447	552,200
Tangible Book Value Per Share	12.95	12.69	12.32	21.25	11.48	11.01

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Nov 2, 2026

Data Sources Report a data error