SHA:600016 Income Statement

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	-	222,855	251,086	267,126	262,937	277,679
Interest Paid on Deposits	-	122,729	152,396	164,695	155,474	151,904
Net Interest Income	-	100,126	98,690	102,431	107,463	125,775
Net Interest Income Growth	-	1.46%	-3.65%	-4.68%	-14.56%	-6.99%
Income From Trading Activities	-	3,832	3,554	4,748	4,690	3,110
Gain (Loss) on Sale of Investments	-	15,647	10,019	8,529	4,357	7,346
Other Non-Interest Income	-	20,072	20,860	24,276	25,214	31,625
Total Non-Interest Income	-	39,551	34,433	37,553	34,261	42,081
Non-Interest Income Growth	-	14.86%	-8.31%	9.61%	-18.58%	-14.51%
Revenues Before Loan Losses	-	139,677	133,123	139,984	141,724	167,856
Provision for Loan Losses	-	53,950	45,474	45,707	48,762	77,398
Revenue	-	85,727	87,649	94,277	92,962	90,458
Revenue Growth	-	-2.19%	-7.03%	1.42%	2.77%	-1.10%
Salaries and Employee Benefits	-	31,290	31,315	32,176	31,455	31,015
Occupancy Expenses	-	8,027	7,820	7,381	6,808	6,508
Selling, General & Administrative	-	11,689	12,183	13,870	14,971	14,011
Other Non-Interest Expense	-	2,462	2,246	3,492	2,558	3,324
Total Non-Interest Expense	-	53,468	53,564	56,919	55,792	54,858
EBT Excluding Unusual Items	-	32,259	34,085	37,358	37,170	35,600
Pretax Income	-	32,259	34,085	37,358	37,170	35,600
Income Tax Expense	-	1,677	1,363	1,372	1,393	747
Earnings From Continuing Operations	-	30,582	32,722	35,986	35,777	34,853
Minority Interest in Earnings	-	-19	-426	-163	-508	-472
Net Income	-	30,563	32,296	35,823	35,269	34,381
Preferred Dividends & Other Adjustments	-	3,112	4,316	4,316	4,106	3,328
Net Income to Common	-	27,451	27,980	31,507	31,163	31,053
Net Income Growth	-	-1.89%	-11.19%	1.10%	0.35%	0.26%
Basic Shares Outstanding	43,782	43,782	43,782	43,782	43,782	43,782
Diluted Shares Outstanding	43,782	43,782	43,782	43,782	43,782	43,782
Shares Change	-0.35%	-	-	-	-	-
EPS (Basic)	0.60	0.63	0.64	0.72	0.71	0.71
EPS (Diluted)	0.60	0.63	0.64	0.72	0.71	0.71
EPS Growth	-3.77%	-1.89%	-11.19%	1.36%	0.10%	0.26%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.189	0.189	0.192	0.216	0.214	0.213
Dividend Growth	-1.56%	-1.56%	-11.11%	0.94%	0.47%	0%
Effective Tax Rate	-	5.20%	4.00%	3.67%	3.75%	2.10%