Wuxi Rural Commercial Bank Co.,Ltd (SHA:600908)

China · Delayed Price · Currency is CNY

5.76

+0.11 (1.95%)

Aug 3, 2026, 3:00 PM CST

SHA:600908 Financials Overview

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	4,029	4,013	3,957	3,790	3,547	3,040
Revenue Growth	1.26%	1.42%	4.40%	6.87%	16.66%	17.94%
Net Income	2,227	2,210	2,153	2,101	1,902	1,505
Earnings Per Share	1.02	1.01	0.98	0.82	0.83	0.69
EPS Growth	2.71%	2.76%	19.12%	-1.40%	21.09%	12.85%

Revenue by Segment

Fiscal Year	FY 2025
Period Ending	Dec '25 Dec 31, 2025
Corporate Business	2,070
Treasury Operations	888.77
Personal Business	850.15
Others	206.49
Total	4,016

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	33,386	21,429	21,133	12,540	15,623	13,121
Total Debt	17,007	14,448	13,495	12,940	13,854	22,952
Net Cash (Debt)	16,379	6,981	7,638	-400.05	1,769	-9,831
Net Cash Growth	-21.69%	-8.61%	-	-	-	-
Net Cash Per Share	7.48	3.18	3.49	-0.15	0.74	-4.22

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	10,133	11,631	7,540	6,088	1,681	7,222
Capital Expenditures	-103.54	-110.65	-146.11	-177.55	-152.92	-229.18
Free Cash Flow	10,029	11,520	7,393	5,910	1,528	6,993
Free Cash Flow Growth	442.24%	55.82%	25.09%	286.76%	-78.15%	-24.45%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	55.27%	55.07%	54.41%	55.44%	53.63%	49.51%
FCF Margin	248.90%	287.08%	186.85%	155.94%	43.09%	230.03%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 3, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.260	0.240	0.220	0.200	0.200	0.180
Dividend Per Share Growth	9.09%	9.09%	10.00%	0%	11.11%	0%
Dividend Yield	4.60%	4.15%	4.02%	4.44%	4.42%	3.82%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 3, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	5.66	5.89	6.02	5.17	5.16	7.01
Forward PE	5.54	5.51	5.25	4.31	4.49	6.44
P/FCF Ratio	1.26	1.13	1.75	1.84	6.42	1.51
PS Ratio	3.14	3.24	3.28	2.87	2.77	3.47