Wuxi Rural Commercial Bank Co.,Ltd (SHA:600908)

SHA:600908 Balance Sheet

Financials in millions CNY. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	11,896	1,411	1,305	1,666	1,205	3,785
Investment Securities	77,303	72,562	69,014	63,399	62,723	56,942
Trading Asset Securities	12,589	11,075	8,491	8,746	8,802	9,515
Total Investments	89,892	83,636	77,505	72,145	71,525	66,456
Gross Loans	162,173	158,092	144,438	129,959	117,906	99,693
Allowance for Loan Losses	-	-5,594	-5,876	-5,734	-5,251	-3,909
Net Loans	162,173	152,498	138,562	124,225	112,655	95,784
Property, Plant & Equipment	894.52	911	973.07	944.5	1,012	957.25
Other Intangible Assets	237.92	245.64	222.26	256.97	226.1	225.25
Investments in Real Estate	1.96	2.03	2.32	2.6	4.93	8.48
Accrued Interest Receivable	-	1,063	1,161	1,052	1,164	1,251
Other Receivables	-	4,795	3,357	14.16	2,512	33.54
Restricted Cash	-	10,618	10,248	9,770	10,065	10,311
Other Current Assets	-	12.94	8.14	7.11	8.36	54.73
Long-Term Deferred Tax Assets	1,608	1,572	1,557	1,438	1,276	1,057
Other Long-Term Assets	96.87	27.89	27.27	16.83	22.26	61.82
Total Assets	266,801	256,801	234,956	211,603	201,770	180,018
Accrued Expenses	201.33	214.57	212.95	192.92	166.13	135.73
Interest Bearing Deposits	230,199	166,530	145,004	125,417	110,947	99,003
Non-Interest Bearing Deposits	-	47,260	49,584	47,753	46,360	42,751
Total Deposits	230,199	213,790	194,588	173,171	157,307	141,754
Short-Term Borrowings	11,385	11,725	7,805	9,864	14,119	9,071
Current Portion of Long-Term Debt	-	1,202	3,764	345.74	3,229	4,061
Current Income Taxes Payable	195.1	25.02	5.49	135.82	173.69	171.91
Accrued Interest Payable	-	5,607	5,715	4,459	5,030	3,962
Other Current Liabilities	-	3.19	3.09	63.25	143.34	1,271
Long-Term Debt	510.82	500	1,299	3,592	5,545	5,454
Long-Term Leases	60.29	67.66	72.77	52.05	57.95	-
Long-Term Deferred Tax Liabilities	28.96	91.45	20.59	16.09	21.97	-
Other Long-Term Liabilities	438.28	208.41	271.19	191.3	52.56	66.5
Total Liabilities	243,019	233,435	213,757	192,083	185,846	165,948
Common Stock	2,195	2,195	2,151	2,151	1,862	1,848
Additional Paid-In Capital	3,419	3,419	2,736	2,736	1,046	955.96
Retained Earnings	15,827	15,210	13,495	11,824	10,257	9,087
Comprehensive Income & Other	2,213	2,415	2,673	2,671	2,630	2,088
Total Common Equity	23,653	23,238	21,056	19,382	15,795	13,979
Minority Interest	129.26	128.03	143.5	137.65	129	91.15
Shareholders' Equity	23,783	23,366	21,200	19,520	15,924	14,070
Total Liabilities & Equity	266,801	256,801	234,956	211,603	201,770	180,018
Total Debt	11,956	13,495	12,940	13,854	22,952	18,586
Net Cash (Debt)	20,916	2,874	-400.05	1,769	-9,831	-2,842
Net Cash Growth	8.57%	-	-	-	-	-
Net Cash Per Share	9.56	1.31	-0.15	0.74	-4.22	-1.23
Filing Date Shares Outstanding	2,195	2,195	2,151	2,151	1,862	1,848
Total Common Shares Outstanding	2,195	2,195	2,151	2,151	1,862	1,848
Book Value Per Share	9.87	9.68	8.86	8.08	7.41	7.56
Tangible Book Value	23,415	22,993	20,834	19,125	15,569	13,754
Tangible Book Value Per Share	9.76	9.57	8.76	7.96	7.29	7.44

Source: S&P Global Market Intelligence. Banks template. Financial Sources.