Bank of Jiangsu Income Statement

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	148,370	142,657	130,702	125,972	115,707	104,871
Interest Paid on Deposits	76,899	75,139	74,746	73,328	63,443	59,392
Net Interest Income	71,471	67,518	55,957	52,645	52,264	45,480
Net Interest Income Growth	16.71%	20.66%	6.29%	0.73%	14.92%	22.96%
Gain (Loss) on Sale of Assets	57.85	27.45	65.7	19.43	69.27	128.97
Gain (Loss) on Sale of Investments	1,584	3,310	911.45	97.83	781.19	369.72
Other Non-Interest Income	18,714	16,828	23,388	21,531	16,888	17,456
Total Non-Interest Income	20,356	20,165	24,365	21,649	17,738	17,955
Non-Interest Income Growth	-9.32%	-17.24%	12.55%	22.04%	-1.21%	21.41%
Revenues Before Loan Losses	91,826	87,683	80,322	74,293	70,002	63,434
Provision for Loan Losses	23,267	22,034	18,377	16,576	19,676	22,280
Revenue	68,559	65,649	61,945	57,717	50,326	41,154
Revenue Growth	10.94%	5.98%	7.33%	14.69%	22.29%	40.05%
Selling, General & Administrative	23,488	23,451	19,983	17,826	17,307	14,307
Other Non-Interest Expense	1,231	1,204	1,149	1,139	913.49	775.7
Total Non-Interest Expense	24,719	24,655	21,133	19,023	18,220	15,083
EBT Excluding Unusual Items	43,840	40,994	40,813	38,694	32,106	26,071
Asset Writedown	-69.48	-71.1	-	-	-	-
Other Unusual Items	122.25	143.27	455.37	-	523.04	404.45
Pretax Income	43,893	41,066	41,268	38,694	32,629	26,476
Income Tax Expense	5,857	4,783	7,962	8,681	6,277	6,067
Earnings From Continuing Operations	38,036	36,284	33,306	30,013	26,352	20,409
Minority Interest in Earnings	-1,898	-1,783	-1,463	-1,263	-966	-714.9
Net Income	36,138	34,501	31,843	28,750	25,386	19,694
Preferred Dividends & Other Adjustments	2,121	2,260	1,532	1,532	1,800	1,800
Net Income to Common	34,017	32,241	30,311	27,218	23,586	17,894
Net Income Growth	8.62%	6.37%	11.36%	15.40%	31.81%	27.58%
Basic Shares Outstanding	18,351	18,351	18,351	16,127	14,770	14,770
Diluted Shares Outstanding	18,351	18,351	18,351	18,243	17,909	17,759
Shares Change	-	-	0.59%	1.87%	0.85%	25.15%
EPS (Basic)	1.85	1.76	1.65	1.69	1.60	1.21
EPS (Diluted)	1.85	1.76	1.65	1.52	1.36	1.05
EPS Growth	9.04%	6.48%	8.43%	11.51%	29.51%	1.22%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.233	0.564	0.521	0.470	0.491	0.400
Dividend Growth	-57.23%	8.36%	10.77%	-4.22%	22.68%	26.58%
Effective Tax Rate	13.34%	11.65%	19.29%	22.43%	19.24%	22.91%