SHA:601128 Income Statement

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	15,827	15,983	16,294	15,069	13,233	11,485
Interest Paid on Deposits	6,187	6,613	7,152	6,568	5,621	4,793
Net Interest Income	9,640	9,370	9,142	8,501	7,611	6,691
Net Interest Income Growth	5.01%	2.49%	7.54%	11.69%	13.75%	12.15%
Gain (Loss) on Sale of Assets	19.06	9.78	14.64	20.72	13.01	10.6
Gain (Loss) on Sale of Investments	1,371	1,294	431	169.27	87.42	17.12
Gain (Loss) on Sale of Equity Investments	-	-	-	-	86.62	78.67
Other Non-Interest Income	737.7	853.99	1,312	1,179	987.63	835.03
Total Non-Interest Income	2,128	2,158	1,758	1,369	1,175	941.41
Non-Interest Income Growth	-6.49%	22.77%	28.41%	16.54%	24.78%	51.28%
Revenues Before Loan Losses	11,768	11,528	10,900	9,870	8,786	7,633
Provision for Loan Losses	2,273	2,099	1,969	2,124	1,973	1,711
Revenue	9,496	9,430	8,931	7,746	6,813	5,922
Revenue Growth	1.67%	5.59%	15.30%	13.70%	15.04%	16.17%
Selling, General & Administrative	4,085	4,144	3,994	3,639	3,398	3,169
Other Non-Interest Expense	70.68	64.03	65.19	53.01	45.62	43.73
Total Non-Interest Expense	4,177	4,211	4,062	3,692	3,447	3,215
EBT Excluding Unusual Items	5,318	5,219	4,869	4,054	3,366	2,707
Asset Writedown	-	-	-0.36	-0.88	-2.66	-
Other Unusual Items	216.66	96.26	-23.87	-6.03	0.25	-11.45
Pretax Income	5,535	5,315	4,845	4,047	3,364	2,696
Income Tax Expense	880.63	850.72	771.74	539.62	436.97	354.37
Earnings From Continuing Operations	4,654	4,464	4,073	3,507	2,927	2,341
Minority Interest in Earnings	-225.46	-244.75	-260.16	-225.73	-183.16	-153.13
Net Income	4,429	4,219	3,813	3,282	2,744	2,188
Net Income to Common	4,429	4,219	3,813	3,282	2,744	2,188
Net Income Growth	9.42%	10.65%	16.20%	19.60%	25.39%	21.34%
Basic Shares Outstanding	3,648	3,648	3,648	3,648	3,648	3,648
Diluted Shares Outstanding	4,781	4,769	4,702	4,668	3,924	3,648
Shares Change	2.35%	1.42%	0.72%	18.95%	7.57%	-
EPS (Basic)	1.21	1.16	1.05	0.90	0.75	0.60
EPS (Diluted)	0.96	0.92	0.85	0.74	0.71	0.60
EPS Growth	6.62%	8.74%	14.74%	4.32%	18.01%	21.34%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.215	0.245	0.245	0.188	0.188	0.150
Dividend Growth	-45.51%	0%	30.72%	0%	24.95%	0%
Effective Tax Rate	15.91%	16.01%	15.93%	13.33%	12.99%	13.15%