Industrial Bank Co., Ltd. (SHA:601166)

Industrial Bank Income Statement

Financials in millions CNY. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	319,393	343,835	349,079	328,746	315,158	303,478
Interest Paid on Deposits	171,914	195,728	202,576	183,473	169,479	159,963
Net Interest Income	147,479	148,107	146,503	145,273	145,679	143,515
Net Interest Income Growth (YoY)	-1.09%	1.09%	0.85%	-0.28%	1.51%	17.36%
Gain (Loss) on Sale of Assets	109	115	29	12	-6	3
Gain (Loss) on Sale of Investments	7,017	4,498	4,216	4,584	1,360	716
Gain (Loss) on Sale of Equity Investments	94	151	18	190	213	154
Other Non-Interest Income	53,492	58,700	59,422	71,835	73,381	58,239
Total Non-Interest Income	60,712	63,464	63,685	76,621	74,948	59,112
Non-Interest Income Growth (YoY)	-5.14%	-0.35%	-16.88%	2.23%	26.79%	0.78%
Revenues Before Loan Losses	208,191	211,571	210,188	221,894	220,627	202,627
Provision for Loan Losses	54,705	60,180	60,974	48,592	66,841	75,301
Revenue	153,486	151,391	149,214	173,302	153,786	127,326
Revenue Growth (YoY)	5.01%	1.46%	-13.90%	12.69%	20.78%	3.64%
Selling, General & Administrative	62,089	62,203	62,608	64,843	55,468	48,262
Other Non-Interest Expense	2,769	2,646	3,109	2,777	3,728	3,027
Total Non-Interest Expense	64,967	64,849	65,717	67,620	59,196	51,289
EBT Excluding Unusual Items	88,519	86,542	83,497	105,682	94,590	76,037
Other Unusual Items	940	578	832	539	720	600
Pretax Income	89,459	87,120	84,329	106,221	95,310	76,637
Income Tax Expense	11,594	9,629	6,675	13,807	11,494	8,956
Earnings From Continuing Operations	77,865	77,491	77,654	92,414	83,816	67,681
Minority Interest in Earnings	-583	-286	-538	-1,037	-1,136	-1,055
Net Income	77,282	77,205	77,116	91,377	82,680	66,626
Preferred Dividends & Other Adjustments	4,212	4,212	4,212	4,212	4,260	2,549
Net Income to Common	73,070	72,993	72,904	87,165	78,420	64,077
Net Income Growth	2.83%	0.11%	-15.61%	10.52%	24.10%	1.15%
Basic Shares Outstanding	21,080	20,774	20,774	20,774	20,774	20,774
Diluted Shares Outstanding	23,177	23,021	22,921	22,816	20,774	20,774
Shares Change (YoY)	0.91%	0.44%	0.46%	9.83%	-	-
EPS (Basic)	3.47	3.51	3.51	4.20	3.77	3.08
EPS (Diluted)	3.21	3.23	3.24	3.87	3.77	3.08
EPS Growth	2.07%	-0.26%	-16.49%	2.77%	22.40%	-0.62%
Dividend Per Share	1.060	1.060	1.040	1.188	1.035	0.802
Dividend Growth	1.92%	1.92%	-12.46%	14.78%	29.05%	5.25%
Effective Tax Rate	12.96%	11.05%	7.92%	13.00%	12.06%	11.69%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.