Industrial Bank Ratios and Metrics

Market cap in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 20, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	378,604	445,690	398,036	336,751	365,419	395,541
Market Cap Growth	-26.74%	11.97%	18.20%	-7.85%	-7.61%	-8.77%
Last Close Price	17.89	19.90	17.30	13.75	13.88	14.28
PE Ratio	5.58	6.13	5.45	4.62	4.19	5.04
PS Ratio	2.46	2.88	2.63	2.26	2.11	2.57
PB Ratio	0.41	0.49	0.45	0.42	0.48	0.57
P/FCF Ratio	0.50	0.70	-	0.79	-	-
P/OCF Ratio	0.49	0.68	-	0.78	-	-
Debt / Equity Ratio	1.75	1.95	2.27	2.67	2.55	2.45
Debt / FCF Ratio	2.11	2.78	-	5.03	-	-
Net Debt / Equity Ratio	-0.45	-0.02	0.52	0.77	0.68	0.46
Net Debt / FCF Ratio	-0.54	-0.03	-1.91	1.46	-1.46	-0.80
Return on Equity (ROE)	8.46%	8.62%	9.11%	9.92%	12.73%	12.71%
Return on Assets (ROA)	0.71%	0.72%	0.75%	0.80%	1.03%	1.02%
Earnings Yield	19.22%	17.38%	19.40%	22.90%	25.01%	20.90%
FCF Yield	201.84%	143.64%	-60.89%	127.31%	-95.92%	-99.96%
Dividend Yield	5.46%	5.36%	6.13%	7.56%	8.56%	7.25%
Payout Ratio	73.12%	60.96%	70.31%	76.59%	55.43%	63.86%
Buyback Yield / Dilution	-0.13%	-1.09%	-0.44%	-0.46%	-9.83%	-
Total Shareholder Return	5.33%	4.26%	5.69%	7.10%	-1.27%	7.25%