Industrial Bank Cash Flow Statement

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	77,505	77,469	77,205	77,116	91,377	82,680
Depreciation & Amortization	6,503	6,503	6,440	6,212	5,620	5,289
Other Amortization	891	891	910	885	860	1,068
Gain (Loss) on Sale of Assets	-66	-66	-114	-27	-7	20
Gain (Loss) on Sale of Investments	-10,835	-10,835	6,557	-12,139	-19,316	-9,800
Total Asset Writedown	1,141	1,141	-13	-6	-2,204	1,702
Provision for Credit Losses	53,415	53,415	51,374	66,791	37,615	44,175
Change in Other Net Operating Assets	603,037	603,037	-284,134	379,256	-412,605	-462,440
Other Operating Activities	51,834	-73,325	-84,449	-80,009	-41,939	-48,921
Operating Cash Flow	778,851	653,656	-237,258	433,617	-344,587	-389,771
Capital Expenditures	-14,662	-13,455	-5,126	-4,907	-5,916	-5,624
Sale of Property, Plant and Equipment	117	253	847	680	68	720
Investment in Securities	193,345	-69,238	-84,778	-225,826	-102,162	-46,256
Other Investing Activities	100,292	102,317	112,495	113,152	105,951	130,814
Investing Cash Flow	279,092	19,877	23,438	-116,901	-2,059	79,654
Long-Term Debt Issued	-	1,098,907	1,255,112	1,241,328	1,142,354	1,239,898
Long-Term Debt Repaid	-	-1,408,993	-1,032,876	-1,369,920	-1,111,663	-1,059,383
Net Debt Issued (Repaid)	-321,932	-310,086	222,236	-128,592	30,691	180,515
Issuance of Common Stock	51,982	51,982	29,974	-	-	-
Common Dividends Paid	-9,448	-	-	-	-	-
Total Dividends Paid	-56,669	-47,221	-54,284	-59,065	-50,653	-52,800
Other Financing Activities	-92,135	-92,258	-3,032	-3,298	-2,286	-3,127
Financing Cash Flow	-418,754	-397,583	194,894	-190,955	-22,248	124,588
Foreign Exchange Rate Adjustments	-929	-580	252	660	4,842	-2,358
Net Cash Flow	638,260	275,370	-18,674	126,421	-364,052	-187,887
Free Cash Flow	764,189	640,201	-242,384	428,710	-350,503	-395,395
Free Cash Flow Margin	496.19%	413.86%	-160.11%	287.31%	-202.25%	-257.11%
Free Cash Flow Per Share	33.10	27.81	-10.53	18.70	-15.36	-19.03
Cash Interest Paid	153,179	156,486	156,355	145,482	148,689	145,441
Cash Income Tax Paid	32,536	34,531	34,953	34,260	35,151	33,288

Source: S&P Global Market Intelligence. Banks template. Financial Sources.