Industrial Bank Balance Sheet

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	-	273,486	264,411	236,792	264,826
Investment Securities	-	2,714,895	2,588,200	2,221,707	2,244,104
Trading Asset Securities	-	993,713	1,001,387	1,035,108	944,254
Total Investments	-	3,708,608	3,589,587	3,256,815	3,188,358
Gross Loans	-	6,147,794	5,927,052	5,394,618	4,791,176
Allowance for Loan Losses	-	-149,995	-147,311	-131,317	-136,208
Other Adjustments to Gross Loans	-	-14,678	-14,091	-11,970	-11,184
Net Loans	-	5,983,121	5,765,650	5,251,331	4,643,784
Property, Plant & Equipment	-	40,045	40,700	40,708	38,416
Goodwill	-	532	532	532	532
Other Intangible Assets	-	1,122	1,087	986	883
Accrued Interest Receivable	-	28,164	24,490	22,216	20,115
Other Receivables	-	18,341	19,051	21,985	14,588
Restricted Cash	-	318,903	357,075	355,956	343,500
Other Current Assets	-	49,624	18,715	7,211	156
Long-Term Deferred Tax Assets	-	67,259	58,046	54,873	49,146
Other Real Estate Owned & Foreclosed	-	1,079	475	395	413
Other Long-Term Assets	-	16,221	17,105	15,472	36,925
Total Assets	-	10,507,898	10,158,326	9,266,671	8,603,024
Accounts Payable	-	5,335	12,092	9,706	4,423
Accrued Expenses	-	39,656	36,982	34,463	29,108
Interest Bearing Deposits	-	5,287,655	5,134,862	4,578,881	4,245,597
Non-Interest Bearing Deposits	-	2,068,250	1,847,206	1,779,273	1,769,246
Total Deposits	-	7,355,905	6,982,068	6,358,154	6,014,843
Short-Term Borrowings	-	177,617	363,013	147,054	165,434
Current Portion of Leases	-	2,933	2,769	2,456	2,335
Current Income Taxes Payable	-	6,100	2,575	8,680	8,266
Accrued Interest Payable	-	106,566	87,974	58,854	51,784
Other Current Liabilities	-	33,104	19,290	56,628	51,915
Long-Term Debt	-	1,840,537	1,782,917	1,771,435	1,528,660
Long-Term Leases	-	6,371	6,890	6,840	6,718
Long-Term Unearned Revenue	-	1,545	1,828	2,468	3,751
Pension & Post-Retirement Benefits	-	129	108	324	125
Long-Term Deferred Tax Liabilities	-	151	179	348	163
Other Long-Term Liabilities	-	38,338	51,922	51,963	41,201
Total Liabilities	-	9,614,287	9,350,607	8,509,373	7,908,726
Preferred Stock, Redeemable	-	55,842	55,842	55,842	55,842
Common Stock	-	20,774	20,774	20,774	20,774
Additional Paid-In Capital	-	74,733	74,759	74,909	74,914
Retained Earnings	-	661,880	610,492	562,268	496,604
Comprehensive Income & Other	-	68,679	34,357	32,394	35,977
Total Common Equity	890,658	826,066	740,382	690,345	628,269
Minority Interest	-	11,703	11,495	11,111	10,187
Shareholders' Equity	902,465	893,611	807,719	757,298	694,298
Total Liabilities & Equity	-	10,507,898	10,158,326	9,266,671	8,603,024
Total Debt	1,836,679	2,027,458	2,155,589	1,927,785	1,703,147
Net Cash (Debt)	-356,954	-463,141	-625,447	-512,414	-315,712
Net Cash Per Share	-15.94	-20.12	-27.29	-22.46	-15.20
Filing Date Shares Outstanding	21,163	20,774	20,774	20,774	20,774
Total Common Shares Outstanding	21,163	20,774	20,774	20,774	20,774
Book Value Per Share	36.89	36.88	34.20	31.79	28.80
Tangible Book Value	889,083	824,412	738,763	688,827	626,854
Tangible Book Value Per Share	36.82	36.80	34.12	31.72	28.73

Source: S&P Global Market Intelligence. Banks template. Financial Sources.