Industrial Bank Cash Flow Statement

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	-	77,205	77,116	91,377	82,680
Depreciation & Amortization	-	6,440	6,212	5,620	5,289
Other Amortization	-	910	885	860	1,068
Gain (Loss) on Sale of Assets	-	-114	-27	-7	20
Gain (Loss) on Sale of Investments	-	6,557	-12,139	-19,316	-9,800
Total Asset Writedown	-	-13	-6	-2,204	1,702
Provision for Credit Losses	-	51,374	66,791	37,615	44,175
Change in Other Net Operating Assets	-	-284,510	379,256	-412,605	-462,440
Other Operating Activities	-	-84,449	-80,009	-41,939	-48,921
Operating Cash Flow	-	-237,258	433,617	-344,587	-389,771
Capital Expenditures	-	-5,126	-4,907	-5,916	-5,624
Sale of Property, Plant and Equipment	-	847	680	68	720
Investment in Securities	-	-84,778	-225,826	-102,162	-46,256
Other Investing Activities	-	112,495	113,152	105,951	130,814
Investing Cash Flow	-	23,438	-116,901	-2,059	79,654
Long-Term Debt Issued	-	1,255,112	1,241,328	1,142,354	1,239,898
Long-Term Debt Repaid	-	-1,032,876	-1,369,920	-1,111,663	-1,059,383
Net Debt Issued (Repaid)	-	222,236	-128,592	30,691	180,515
Issuance of Common Stock	-	29,974	-	-	-
Total Dividends Paid	-	-54,284	-59,065	-50,653	-52,800
Other Financing Activities	-	-3,032	-3,298	-2,286	-3,127
Financing Cash Flow	-	194,894	-190,955	-22,248	124,588
Foreign Exchange Rate Adjustments	-	252	660	4,842	-2,358
Net Cash Flow	-	-18,674	126,421	-364,052	-187,887
Free Cash Flow	-	-242,384	428,710	-350,503	-395,395
Free Cash Flow Margin	-	-160.11%	287.31%	-202.25%	-257.11%
Free Cash Flow Per Share	-	-10.53	18.70	-15.36	-19.03
Cash Interest Paid	-	156,355	145,482	148,689	145,441
Cash Income Tax Paid	-	34,953	34,260	35,151	33,288

Source: S&P Global Market Intelligence. Banks template. Financial Sources.