Xiamen Bank Co., Ltd. (SHA:601187)

Xiamen Bank Income Statement

Financials in millions CNY. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	12,115	12,374	12,520	12,303	11,378	10,776
Interest Paid on Deposits	8,156	8,369	8,193	7,513	6,948	6,164
Net Interest Income	3,959	4,005	4,326	4,790	4,430	4,612
Net Interest Income Growth (YoY)	-5.39%	-7.43%	-9.67%	8.11%	-3.94%	36.32%
Gain (Loss) on Sale of Assets	-1.45	-1.42	28.43	6.31	-3.34	33.41
Gain (Loss) on Sale of Investments	-	-	-	-	37.57	-
Other Non-Interest Income	1,527	1,756	1,248	1,099	851	881.05
Total Non-Interest Income	1,526	1,754	1,276	1,106	885.23	914.46
Non-Interest Income Growth (YoY)	3.72%	37.45%	15.44%	24.88%	-3.20%	-18.64%
Revenues Before Loan Losses	5,485	5,759	5,603	5,895	5,316	5,526
Provision for Loan Losses	592.58	697.84	635.62	1,306	1,012	1,994
Revenue	4,892	5,061	4,967	4,589	4,303	3,532
Revenue Growth (YoY)	-0.89%	1.90%	8.24%	6.64%	21.83%	12.98%
Selling, General & Administrative	2,183	2,238	2,221	2,022	1,836	1,590
Other Non-Interest Expense	68.3	69.94	86.08	91.84	60.03	73.8
Total Non-Interest Expense	2,265	2,322	2,311	2,109	1,912	1,672
EBT Excluding Unusual Items	2,627	2,739	2,656	2,480	2,391	1,860
Asset Writedown	-3.56	-3.56	-14.24	-4.97	-38.06	-58.34
Other Unusual Items	-	-	-	-	9.17	33.36
Pretax Income	2,623	2,735	2,642	2,475	2,362	1,835
Income Tax Expense	24.15	29.47	-110.64	-97.13	148.94	-20.71
Earnings From Continuing Operations	2,599	2,706	2,752	2,572	2,213	1,856
Minority Interest in Earnings	-111.57	-111.23	-88.53	-65.64	-44.32	-33.43
Net Income	2,488	2,595	2,664	2,506	2,169	1,823
Preferred Dividends & Other Adjustments	258.25	258.25	120	120	48	-
Net Income to Common	2,229	2,336	2,544	2,386	2,121	1,823
Net Income Growth	-7.70%	-2.60%	6.30%	15.56%	18.99%	6.53%
Basic Shares Outstanding	2,649	2,639	2,639	2,639	2,639	2,419
Diluted Shares Outstanding	2,649	2,639	2,639	2,639	2,639	2,419
Shares Change (YoY)	0.29%	-	-	-	9.09%	1.85%
EPS (Basic)	0.84	0.89	0.96	0.90	0.80	0.75
EPS (Diluted)	0.84	0.89	0.96	0.90	0.80	0.75
EPS Growth	-13.33%	-7.78%	6.67%	12.50%	6.67%	4.17%
Dividend Per Share	0.310	0.310	0.310	0.290	0.250	0.180
Dividend Growth	-	-	6.90%	16.00%	38.89%	80.00%
Effective Tax Rate	0.92%	1.08%	-	-	6.31%	-

Source: S&P Global Market Intelligence. Banks template. Financial Sources.