Xiamen Bank Balance Sheet

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	23,051	-	13,326	16,381	15,944	14,151
Investment Securities	119,756	-	117,583	114,255	91,445	102,290
Trading Asset Securities	39,169	-	37,069	18,965	17,821	18,111
Total Investments	158,925	-	154,652	133,220	109,267	120,402
Gross Loans	-	-	227,218	228,613	214,163	182,772
Allowance for Loan Losses	-	-	-5,973	-6,670	-6,843	-5,983
Net Loans	-	-	221,245	221,943	207,320	176,789
Property, Plant & Equipment	1,349	-	1,660	1,566	1,452	1,262
Other Intangible Assets	778.76	-	758.3	551.8	462.12	479.88
Investments in Real Estate	1.15	-	1.51	1.98	2.57	3.04
Accrued Interest Receivable	-	-	764.31	742.04	428.63	327.78
Other Receivables	-	-	127.03	126.17	387.31	154.46
Restricted Cash	-	-	12,197	13,483	14,579	13,543
Other Current Assets	-	-	19.12	29.11	38.96	37.33
Long-Term Deferred Tax Assets	2,127	-	1,765	1,879	1,792	1,442
Other Long-Term Assets	1,902	-	1,150	652.33	19,464	839.26
Total Assets	468,846	-	407,795	390,664	371,208	329,495
Accrued Expenses	819.8	-	1,004	1,022	1,229	1,165
Interest Bearing Deposits	274,060	-	158,227	155,345	154,431	118,589
Non-Interest Bearing Deposits	-	-	60,077	58,925	63,655	69,586
Total Deposits	274,060	-	218,304	214,270	218,086	188,174
Short-Term Borrowings	12,949	-	21,647	23,569	22,130	23,871
Current Portion of Long-Term Debt	-	-	67,720	60,504	57,284	52,788
Current Portion of Leases	-	-	118.98	131.71	116.25	97.97
Current Income Taxes Payable	-	-	85.76	37.92	83.11	146.13
Accrued Interest Payable	-	-	5,032	3,707	2,355	1,734
Other Current Liabilities	1,853	-	783.32	560.45	17.25	19.97
Long-Term Debt	145,631	-	59,588	55,263	43,824	35,993
Long-Term Leases	-	-	347.78	409.19	391.67	311.47
Long-Term Unearned Revenue	-	-	30.51	28.09	35.85	37.13
Pension & Post-Retirement Benefits	-	-	0.17	0.07	0.07	0.29
Other Long-Term Liabilities	-	-	763.47	646.77	910.9	1,891
Total Liabilities	435,313	-	375,426	360,150	346,464	306,229
Common Stock	2,639	-	2,639	2,639	2,639	2,639
Additional Paid-In Capital	6,785	-	6,786	6,786	6,786	6,786
Retained Earnings	17,411	-	15,209	14,086	12,308	10,582
Comprehensive Income & Other	5,832	-	7,005	6,362	2,459	2,751
Total Common Equity	32,667	32,306	31,639	29,874	24,192	22,757
Minority Interest	865.21	-	729.84	640.39	551.86	508
Shareholders' Equity	33,533	33,106	32,369	30,514	24,744	23,265
Total Liabilities & Equity	468,846	-	407,795	390,664	371,208	329,495
Total Debt	158,580	154,639	149,422	139,877	123,747	113,062
Net Cash (Debt)	-83,672	-90,724	-81,157	-86,520	-64,218	-55,235
Net Cash Per Share	-28.70	-31.00	-30.75	-32.78	-24.33	-20.93
Filing Date Shares Outstanding	2,889	2,369	2,639	2,639	2,639	2,639
Total Common Shares Outstanding	2,889	2,369	2,639	2,639	2,639	2,639
Book Value Per Share	11.31	9.97	9.72	9.05	8.22	7.68
Tangible Book Value	31,889	31,546	30,881	29,322	23,730	22,277
Tangible Book Value Per Share	11.04	9.68	9.43	8.84	8.04	7.49

Source: S&P Global Market Intelligence. Banks template. Financial Sources.