Xiamen Bank Co., Ltd. (SHA:601187)
China flag China · Delayed Price · Currency is CNY
7.86
+0.07 (0.90%)
Aug 3, 2026, 3:00 PM CST

Xiamen Bank Financials Overview

Millions CNY. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
5,2155,1075,0614,9674,5894,303
Revenue Growth
6.59%0.90%1.90%8.24%6.64%21.83%
Net Income
2,4242,3772,3362,5442,3862,121
Earnings Per Share
0.920.900.890.960.900.80
EPS Growth
9.56%1.66%-7.78%6.67%12.50%6.67%

Revenue by Segment

Fiscal YearFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '24 Dec '23 Dec '22 Dec '21
Individual life insurance business
1,1261,1791,3811,2071,162
Other Business
6.424.2843.8319.6274.25
Company banking services
2,9452,7482,7702,4882,260
Capital business
1,0291,130772.63874.48806.87
Total
5,1075,0614,9674,5894,303

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
74,90859,53268,26553,35759,52957,826
Total Debt
158,580159,193149,422139,877123,747113,062
Net Cash (Debt)
-83,672-99,661-81,157-86,520-64,218-55,235
Net Cash Growth
------
Net Cash Per Share
-31.84-37.76-30.75-32.78-24.33-20.93

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-6,593-1,111-4,316-4,37326,296-21,957
Capital Expenditures
-370.22-353.57-313.8-340.11-550.27-331.35
Free Cash Flow
-6,963-1,465-4,629-4,71325,745-22,288
Free Cash Flow Growth
------

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
46.49%46.54%46.16%51.21%52.00%49.28%
FCF Margin
-133.53%-28.68%-91.47%-94.88%561.05%-517.97%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.3000.0250.3100.3100.2900.250
Dividend Per Share Growth
-19.35%-91.94%0%6.90%16.00%38.89%
Dividend Yield
3.85%0.35%5.82%7.05%6.15%4.59%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
8.458.156.375.266.348.59
Forward PE
-4.004.194.255.368.41
P/FCF Ratio
----0.59-
PS Ratio
3.543.792.942.693.304.23