Xiamen Bank Co., Ltd. (SHA:601187)
China flag China · Delayed Price · Currency is CNY
7.19
-0.16 (-2.18%)
Sep 15, 2026, 3:00 PM CST

Xiamen Bank Financials Overview

Millions CNY. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
5,3575,1075,0614,9674,5894,303
Revenue Growth
9.25%0.90%1.90%8.24%6.64%21.83%
Net Income
2,4612,3772,3362,5442,3862,121
Earnings Per Share
0.930.900.890.960.900.80
EPS Growth
7.19%1.66%-7.78%6.67%12.50%6.67%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Company banking services
2,8792,9452,7482,7702,4882,260
Individual life insurance business
1,0741,1261,1791,3811,2071,162
Capital business
1,3951,0291,130772.63874.48806.87
Other Business
9.66.424.2843.8319.6274.25
Total
5,3575,1075,0614,9674,5894,303

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
62,77859,53268,26553,35759,52957,826
Total Debt
165,765159,193149,422139,877123,747113,062
Net Cash (Debt)
-102,987-99,661-81,157-86,520-64,218-55,235
Net Cash Growth
------
Net Cash Per Share
-39.02-37.76-30.75-32.78-24.33-20.93

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
12,802-1,111-4,316-4,37326,296-21,957
Capital Expenditures
-348.25-353.57-313.8-340.11-550.27-331.35
Free Cash Flow
12,454-1,465-4,629-4,71325,745-22,288
Free Cash Flow Growth
------

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
45.94%46.54%46.16%51.21%52.00%49.28%
FCF Margin
232.46%-28.68%-91.47%-94.88%561.05%-517.97%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.3000.2500.3100.3100.2900.250
Dividend Per Share Growth
-19.35%-19.36%0%6.90%16.00%38.89%
Dividend Yield
4.06%3.46%5.82%7.05%6.15%4.59%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
7.738.156.375.266.348.59
Forward PE
-4.004.194.255.368.41
P/FCF Ratio
1.37---0.59-
PS Ratio
3.183.792.942.693.304.23