Xiamen Bank Cash Flow Statement

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	-	2,595	2,664	2,506	2,169
Depreciation & Amortization	-	262.55	256.43	227.39	194.13
Other Amortization	-	62.62	45.8	32.22	44.83
Gain (Loss) on Sale of Assets	-	1.42	-28.43	-6.31	3.34
Gain (Loss) on Sale of Investments	-	-248.16	-65.2	242.79	-2.32
Total Asset Writedown	-	31.77	-238.74	175.31	32.08
Provision for Credit Losses	-	701.39	649.86	1,311	1,051
Change in Other Net Operating Assets	-	-5,858	-6,305	23,371	-24,138
Other Operating Activities	-	-1,763	-1,130	-1,311	-1,184
Operating Cash Flow	-	-4,316	-4,373	26,296	-21,957
Capital Expenditures	-	-313.8	-340.11	-550.27	-331.35
Sale of Property, Plant and Equipment	-	0.71	45.6	77.24	22.88
Investment in Securities	-	-16,436	-11,592	-11,906	624.53
Other Investing Activities	-	2,424	2,080	2,590	2,819
Investing Cash Flow	-	-14,324	-9,807	-9,789	3,135
Long-Term Debt Issued	-	78,754	85,323	129,164	154,651
Long-Term Debt Repaid	-	-67,714	-77,819	-127,297	-146,536
Net Debt Issued (Repaid)	-	11,040	7,504	1,867	8,115
Issuance of Common Stock	-	-	3,500	-	1,499
Common Dividends Paid	-	-1,470	-882.82	-777.45	-521.54
Other Financing Activities	-	-582.94	-391.5	-558.09	-484.68
Financing Cash Flow	-	8,987	9,729	531.52	8,608
Foreign Exchange Rate Adjustments	-	11	18.31	179.74	-118.56
Net Cash Flow	-	-9,642	-4,432	17,218	-10,332
Free Cash Flow	-	-4,629	-4,713	25,745	-22,288
Free Cash Flow Margin	-	-91.47%	-94.88%	561.05%	-517.97%
Free Cash Flow Per Share	-	-1.75	-1.79	9.76	-8.45
Cash Interest Paid	-	5,760	5,454	5,806	5,457
Cash Income Tax Paid	-	689.05	751.38	820.95	1,020

Source: S&P Global Market Intelligence. Banks template. Financial Sources.