Xiamen Bank Ratios and Metrics

Market cap in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Feb '26 Feb 26, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	17,129	19,371	14,885	13,380	15,122	18,210
Market Cap Growth	20.19%	30.14%	11.24%	-11.52%	-16.96%	-47.73%
Last Close Price	7.23	7.34	5.41	4.47	4.78	5.53
PE Ratio	8.03	7.35	6.37	5.26	6.34	8.59
PS Ratio	6.19	7.00	2.94	2.69	3.30	4.23
PB Ratio	0.52	0.59	0.46	0.44	0.61	0.78
P/FCF Ratio	-	-	-	-	0.59	-
P/OCF Ratio	-	-	-	-	0.57	-
Debt / Equity Ratio	4.67	4.67	4.62	4.58	5.00	4.86
Debt / FCF Ratio	-	-	-	-	4.81	-
Net Debt / Equity Ratio	2.74	2.74	2.51	2.84	2.60	2.37
Net Debt / FCF Ratio	-	-	-17.53	-18.36	2.49	-2.48
Return on Equity (ROE)	8.05%	8.05%	8.61%	9.96%	10.71%	10.31%
Return on Assets (ROA)	-	-	0.68%	0.72%	0.73%	0.72%
Earnings Yield	15.38%	13.60%	17.43%	19.91%	16.57%	11.91%
FCF Yield	-	-	-31.10%	-35.22%	170.25%	-122.40%
Dividend Yield	4.24%	-	5.73%	6.94%	6.06%	4.52%
Payout Ratio	-	-	56.67%	33.14%	31.02%	24.05%
Buyback Yield / Dilution	-10.89%	-10.90%	-	-	-	-9.09%
Total Shareholder Return	-6.73%	-10.90%	5.73%	6.94%	6.06%	-4.57%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.