SHA:601528 Income Statement

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest Income on Loans	7,024	7,119	6,905	6,310	5,865	5,470
Interest Paid on Deposits	3,881	4,115	3,851	3,122	2,870	2,488
Net Interest Income	3,143	3,004	3,054	3,188	2,996	2,982
Net Interest Income Growth (YoY)	3.98%	-1.65%	-4.22%	6.44%	0.46%	11.63%
Gain (Loss) on Sale of Assets	4.93	0.06	0.78	-	0.1	0.22
Gain (Loss) on Sale of Investments	646.51	611.41	263.52	24.41	99.18	31.33
Gain (Loss) on Sale of Equity Investments	111	111	53.96	6.75	-	-
Other Non-Interest Income	361.59	506.76	455.27	245.95	189.46	-4.86
Total Non-Interest Income	1,124	1,229	773.54	277.1	288.73	26.69
Non-Interest Income Growth (YoY)	-8.57%	58.91%	179.15%	-4.03%	981.96%	-85.89%
Revenues Before Loan Losses	4,267	4,233	3,827	3,466	3,284	3,009
Provision for Loan Losses	958.57	1,153	844.82	821.96	854.09	804.36
Revenue	3,309	3,079	2,983	2,644	2,430	2,204
Revenue Growth (YoY)	8.27%	3.25%	12.82%	8.78%	10.25%	4.66%
Selling, General & Administrative	1,387	1,369	1,319	1,173	1,066	987.42
Other Non-Interest Expense	37.78	38.08	39.16	30.86	24.29	23.06
Total Non-Interest Expense	1,510	1,407	1,359	1,204	1,091	1,010
EBT Excluding Unusual Items	1,798	1,672	1,624	1,439	1,340	1,194
Other Unusual Items	222.12	222.12	166.64	178.47	30.29	3.86
Pretax Income	2,020	1,894	1,791	1,618	1,370	1,198
Income Tax Expense	-3.82	-49.7	42.05	66.49	75.03	78.05
Earnings From Continuing Operations	2,024	1,944	1,749	1,551	1,295	1,120
Minority Interest in Earnings	-18.18	-22.17	-21.48	-23.6	-23.81	-15.08
Net Income	2,006	1,922	1,727	1,528	1,271	1,105
Net Income to Common	2,006	1,922	1,727	1,528	1,271	1,105
Net Income Growth	5.00%	11.27%	13.04%	20.20%	15.08%	6.40%
Basic Shares Outstanding	1,948	1,962	1,962	1,962	1,864	1,766
Diluted Shares Outstanding	1,948	1,962	1,962	1,962	1,864	1,766
Shares Change (YoY)	-1.04%	-	-	5.26%	5.56%	-
EPS (Basic)	1.03	0.98	0.88	0.78	0.68	0.63
EPS (Diluted)	1.03	0.98	0.88	0.78	0.68	0.62
EPS Growth	6.13%	11.29%	13.01%	14.19%	9.44%	6.59%
Dividend Per Share	0.200	0.200	0.180	0.115	0.139	-
Dividend Growth	11.11%	11.11%	55.98%	-16.68%	-	-
Effective Tax Rate	-	-	2.35%	4.11%	5.48%	6.52%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.