Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co.,Ltd (SHA:601528)

SHA:601528 Statistics

Total Valuation

SHA:601528 has a market cap or net worth of CNY 10.24 billion.

Market Cap	10.24B
Enterprise Value	n/a

Important Dates

The last earnings date was Thursday, April 30, 2026.

Earnings Date	Apr 30, 2026
Ex-Dividend Date	May 12, 2026

Share Statistics

SHA:601528 has 1.96 billion shares outstanding. The number of shares has increased by 0.64% in one year.

Current Share Class	1.96B
Shares Outstanding	1.96B
Shares Change (YoY)	+0.64%
Shares Change (QoQ)	-3.06%
Owned by Insiders (%)	0.68%
Owned by Institutions (%)	9.61%
Float	1.13B

Valuation Ratios

The trailing PE ratio is 5.22 and the forward PE ratio is 5.07.

PE Ratio	5.22
Forward PE	5.07
PS Ratio	3.14
PB Ratio	0.50
P/TBV Ratio	0.51
P/FCF Ratio	2.05
P/OCF Ratio	2.04
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	8.89
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 10.03%.

Return on Equity (ROE)	10.03%
Return on Assets (ROA)	0.82%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	1.32%
Revenue Per Employee	1.53M
Profits Per Employee	920,198
Employee Count	2,134
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, SHA:601528 has paid 20.44 million in taxes.

Income Tax	20.44M
Effective Tax Rate	1.02%

Stock Price Statistics

The stock price has decreased by -0.19% in the last 52 weeks. The beta is 0.50, so SHA:601528's price volatility has been lower than the market average.

Beta (5Y)	0.50
52-Week Price Change	-0.19%
50-Day Moving Average	5.39
200-Day Moving Average	5.53
Relative Strength Index (RSI)	43.30
Average Volume (20 Days)	15,999,352

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, SHA:601528 had revenue of CNY 3.26 billion and earned 1.96 billion in profits. Earnings per share was 1.00.

Revenue	3.26B
Gross Profit	3.26B
Operating Income	1.89B
Pretax Income	2.01B
Net Income	1.96B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	1.00

Balance Sheet

The company has 29.20 billion in cash and 44.32 billion in debt, with a net cash position of -15.12 billion or -7.71 per share.

Cash & Cash Equivalents	29.20B
Total Debt	44.32B
Net Cash	-15.12B
Net Cash Per Share	-7.71
Equity (Book Value)	20.47B
Book Value Per Share	10.52
Working Capital	-48.32B

Cash Flow

In the last 12 months, operating cash flow was 5.02 billion and capital expenditures -35.42 million, giving a free cash flow of 4.99 billion.

Operating Cash Flow	5.02B
Capital Expenditures	-35.42M
Depreciation & Amortization	n/a
Net Borrowing	3.08B
Free Cash Flow	4.99B
FCF Per Share	2.54

Margins

Gross Margin	n/a
Operating Margin	57.82%
Pretax Margin	61.55%
Profit Margin	60.22%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	152.90%

Dividends & Yields

This stock pays an annual dividend of 0.21, which amounts to a dividend yield of 4.02%.

Dividend Per Share	0.21
Dividend Yield	4.02%
Dividend Growth (YoY)	5.00%
Years of Dividend Growth	3
Payout Ratio	25.38%
Buyback Yield	-0.64%
Shareholder Yield	3.37%
Earnings Yield	19.17%
FCF Yield	48.68%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on May 10, 2023. It was a forward split with a ratio of 1.3.

Last Split Date	May 10, 2023
Split Type	Forward
Split Ratio	1.3

Scores

Altman Z-Score	n/a
Piotroski F-Score	4