Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co.,Ltd (SHA:601528)

SHA:601528 Cash Flow Statement

Financials in millions CNY. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	1,966	1,922	1,727	1,528	1,271
Depreciation & Amortization	157.7	158.73	161.92	118.89	92.51
Other Amortization	-	-	-	33.29	53.16
Gain (Loss) on Sale of Assets	-4.93	-0.06	-0.78	0.01	-0.1
Gain (Loss) on Sale of Investments	116.5	-90.79	80.05	-365.32	-226.76
Provision for Credit Losses	964.33	1,107	659.41	777.2	737.44
Change in Other Net Operating Assets	2,288	-2,802	24,011	1,071	-2,081
Other Operating Activities	-829.27	-726.24	-240.57	35.63	7.55
Operating Cash Flow	4,546	-610.24	26,327	3,161	-187.08
Operating Cash Flow Growth	-	-	732.82%	-	-
Capital Expenditures	-54.07	-96.93	-54.62	-83.9	-211.39
Sale of Property, Plant and Equipment	9.54	1.21	4.24	1.08	1.3
Investment in Securities	-2,825	-6,547	-21,053	-6,855	-794.28
Other Investing Activities	833.89	860.82	415.84	417.17	507.64
Investing Cash Flow	-2,035	-5,781	-20,687	-6,520	-496.73
Long-Term Debt Issued	15,043	21,217	21,936	14,492	22,474
Long-Term Debt Repaid	-15,936	-19,476	-22,149	-14,634	-25,416
Net Debt Issued (Repaid)	-893.51	1,740	-213.93	-142.53	-2,942
Issuance of Common Stock	-	-	-	-	1,182
Common Dividends Paid	-508.45	-528.68	-457.34	-372.9	-202.63
Other Financing Activities	-35.73	-41.88	-39.57	-38.73	-38.57
Financing Cash Flow	-1,438	1,170	-710.83	-554.17	-2,001
Foreign Exchange Rate Adjustments	-0.9	-4.3	3.85	63.62	-21.19
Net Cash Flow	1,072	-5,226	4,932	-3,850	-2,706
Free Cash Flow	4,492	-707.17	26,272	3,077	-398.47
Free Cash Flow Growth	-	-	753.76%	-	-
Free Cash Flow Margin	137.10%	-22.96%	880.85%	116.40%	-16.40%
Free Cash Flow Per Share	2.29	-0.36	13.39	1.57	-0.21
Cash Interest Paid	3,670	3,579	3,325	2,926	2,745
Cash Income Tax Paid	395.67	223.73	255.26	293.83	298.38

Source: S&P Global Market Intelligence. Banks template. Financial Sources.