SHA:601528 Balance Sheet

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	6,847	5,568	8,361	2,567	8,109	10,725
Investment Securities	73,426	65,843	58,396	40,414	30,971	31,541
Trading Asset Securities	10,951	9,511	6,381	6,288	5,121	3,774
Total Investments	84,377	75,354	64,777	46,702	36,093	35,315
Gross Loans	135,619	133,004	116,678	103,441	86,034	76,729
Allowance for Loan Losses	-	-4,014	-3,335	-3,073	-2,684	-2,358
Net Loans	135,619	128,990	113,343	100,367	83,351	74,371
Property, Plant & Equipment	1,317	1,362	1,421	1,497	1,571	1,292
Other Intangible Assets	113.53	116.96	121.52	126.09	130.65	135.22
Accrued Interest Receivable	-	194.14	260.98	260.94	194.99	172.42
Other Receivables	-	28.36	17.33	62.25	21.99	14
Restricted Cash	-	8,136	7,721	7,208	6,650	6,778
Other Current Assets	29.98	56.34	86.32	77.3	55.1	46.24
Long-Term Deferred Tax Assets	1,025	627.28	691.76	685.29	636.19	595.24
Other Long-Term Assets	936.44	22.81	19.17	-	-	-
Total Assets	230,265	220,503	196,888	159,623	136,868	129,516
Accrued Expenses	214.72	304.26	271.27	254.59	258.75	236.46
Interest Bearing Deposits	173,742	115,943	99,189	77,892	62,983	57,467
Non-Interest Bearing Deposits	-	46,998	46,079	45,969	37,511	33,430
Total Deposits	173,742	162,941	145,268	123,861	100,494	90,897
Short-Term Borrowings	29,211	25,840	25,191	11,572	13,818	16,061
Current Portion of Leases	-	30.79	33.1	-	-	-
Current Income Taxes Payable	125.89	31.28	3.77	5.08	45.91	79.14
Accrued Interest Payable	-	3,500	3,029	2,380	2,033	1,816
Other Current Liabilities	685.8	570.2	45.81	328.31	205.96	82.34
Long-Term Debt	5,615	7,334	5,598	5,976	6,131	9,091
Long-Term Leases	81.83	47.3	37.29	70.6	65.78	-
Long-Term Unearned Revenue	-	137.89	197.34	-	-	-
Pension & Post-Retirement Benefits	-	3.34	2.41	-	-	-
Other Long-Term Liabilities	1,016	536.73	341.03	-	-	-
Total Liabilities	210,692	201,277	180,018	144,447	123,051	118,263
Common Stock	1,962	1,962	1,962	1,509	1,509	1,358
Additional Paid-In Capital	1,349	1,349	1,349	1,336	1,336	304.83
Retained Earnings	15,770	14,637	13,068	12,020	10,666	9,395
Comprehensive Income & Other	222.82	1,020	248.95	50.83	62.18	-30.63
Total Common Equity	19,304	18,968	16,628	14,916	13,573	11,028
Minority Interest	268.53	258.15	241.72	259.67	242.8	225.7
Shareholders' Equity	19,573	19,226	16,870	15,176	13,816	11,253
Total Liabilities & Equity	230,265	220,503	196,888	159,623	136,868	129,516
Total Debt	34,908	33,252	30,859	17,619	20,014	25,151
Net Cash (Debt)	-9,898	-17,955	-15,746	-4,572	-5,070	-7,951
Net Cash Per Share	-5.08	-9.15	-8.02	-2.33	-2.72	-4.50
Filing Date Shares Outstanding	1,962	1,962	1,962	1,962	1,962	1,766
Total Common Shares Outstanding	1,962	1,962	1,962	1,962	1,962	1,766
Book Value Per Share	9.84	9.67	8.47	7.60	6.92	6.24
Tangible Book Value	19,191	18,851	16,507	14,790	13,443	10,892
Tangible Book Value Per Share	9.78	9.61	8.41	7.54	6.85	6.17

Source: S&P Global Market Intelligence. Banks template. Financial Sources.