Qilu Bank Income Statement

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	-	20,975	19,612	17,980	15,880
Interest Paid on Deposits	-	11,944	10,735	9,405	8,395
Net Interest Income	13,135	9,031	8,877	8,575	7,485
Net Interest Income Growth (YoY)	45.45%	1.73%	3.53%	14.56%	16.71%
Gain (Loss) on Sale of Assets	-	-0.48	-7.95	-3.64	403.62
Gain (Loss) on Sale of Equity Investments	-	151.2	152.13	122.61	103.24
Other Non-Interest Income	-	3,180	2,688	2,275	2,122
Total Non-Interest Income	-	3,331	2,832	2,393	2,629
Non-Interest Income Growth (YoY)	-	17.63%	18.31%	-8.94%	73.38%
Revenues Before Loan Losses	13,135	12,362	11,709	10,968	10,114
Provision for Loan Losses	-	3,627	4,145	4,151	4,051
Revenue	13,135	8,734	7,565	6,817	6,063
Revenue Growth (YoY)	50.39%	15.46%	10.96%	12.44%	16.52%
Selling, General & Administrative	-	3,413	3,146	2,917	2,660
Other Non-Interest Expense	7,359	296.17	239.52	143.77	135.93
Total Non-Interest Expense	7,362	3,712	3,394	3,061	2,796
EBT Excluding Unusual Items	5,773	5,022	4,170	3,757	3,267
Other Unusual Items	-	134.1	242.75	112.22	72.89
Pretax Income	5,773	5,157	4,413	3,869	3,340
Income Tax Expense	59.62	211.79	143.94	237.9	267.67
Earnings From Continuing Operations	5,713	4,945	4,269	3,631	3,072
Minority Interest in Earnings	-	41.53	-35.33	-43.54	-36.61
Net Income	5,713	4,986	4,234	3,587	3,036
Preferred Dividends & Other Adjustments	-	329	255	255	237
Net Income to Common	5,713	4,657	3,979	3,332	2,799
Net Income Growth	14.58%	17.77%	18.02%	18.18%	20.52%
Basic Shares Outstanding	5,713	4,824	4,592	4,581	4,352
Diluted Shares Outstanding	5,713	6,038	5,952	4,694	4,352
Shares Change (YoY)	-5.38%	1.45%	26.79%	7.87%	5.56%
EPS (Basic)	1.00	0.97	0.87	0.73	0.64
EPS (Diluted)	1.00	0.80	0.70	0.71	0.64
EPS Growth	25.66%	14.17%	-2.22%	11.39%	9.18%
Dividend Per Share	-	0.266	0.220	0.186	0.184
Dividend Growth	-	20.91%	18.28%	1.09%	2.22%
Effective Tax Rate	1.03%	4.11%	3.26%	6.15%	8.01%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.