Qilu Bank Balance Sheet

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	34,287	-	12,998	11,775	14,425	16,176
Investment Securities	351,334	-	269,739	229,268	178,980	154,786
Trading Asset Securities	43,918	-	45,590	37,035	29,610	22,609
Total Investments	395,252	-	315,329	266,303	208,590	177,395
Gross Loans	402,500	-	339,942	302,293	259,112	217,322
Allowance for Loan Losses	-	-	-12,304	-11,042	-8,992	-7,024
Net Loans	402,500	-	327,638	291,252	250,119	210,299
Property, Plant & Equipment	2,321	-	2,494	2,561	2,581	2,693
Other Intangible Assets	19.18	-	36.85	26.92	27.79	20.26
Accrued Interest Receivable	-	-	723.09	732.55	702.4	672.79
Other Receivables	-	-	-	-	85.17	87.81
Restricted Cash	-	-	26,290	27,620	25,483	22,933
Other Current Assets	-	-	167.4	276.71	1.78	7.57
Long-Term Deferred Tax Assets	4,508	-	3,098	3,707	3,448	2,535
Other Real Estate Owned & Foreclosed	-	-	56.82	224.96	347.71	363.58
Other Long-Term Assets	1,641	-	509.78	122.71	76.07	103.22
Total Assets	840,528	-	689,539	604,816	506,013	433,414
Accrued Expenses	2,593	-	1,955	1,646	1,547	1,433
Interest Bearing Deposits	562,416	-	331,895	282,803	266,771	219,343
Non-Interest Bearing Deposits	-	-	123,233	128,009	92,659	84,440
Total Deposits	562,416	-	455,127	410,812	359,430	303,783
Short-Term Borrowings	31,761	-	96,099	64,021	40,325	41,287
Current Portion of Leases	-	-	169.7	145.22	132.66	157.35
Current Income Taxes Payable	590.59	-	44.93	285.96	676.05	412.27
Accrued Interest Payable	-	-	9,558	10,062	7,822	5,492
Other Current Liabilities	387.26	-	1,079	86.32	78.08	96.81
Long-Term Debt	188,594	-	75,050	74,743	59,334	47,099
Long-Term Leases	583.36	-	408.85	434.38	391.24	427.54
Pension & Post-Retirement Benefits	-	-	191.15	195.95	249.14	244.61
Other Long-Term Liabilities	865.85	-	1,521	560.71	438.46	376.94
Total Liabilities	787,791	-	641,204	562,992	470,424	400,809
Common Stock	6,154	-	4,835	4,708	4,581	4,581
Additional Paid-In Capital	15,134	-	9,470	8,880	8,305	8,305
Retained Earnings	27,330	-	21,884	18,905	15,769	13,265
Comprehensive Income & Other	3,964	-	11,919	9,061	6,647	6,206
Total Common Equity	52,583	52,610	48,108	41,554	35,302	32,357
Minority Interest	154.3	-	227.62	269.14	286.78	248.15
Shareholders' Equity	52,737	52,759	48,335	41,823	35,589	32,605
Total Liabilities & Equity	840,528	-	689,539	604,816	506,013	433,414
Total Debt	220,938	209,317	171,728	139,344	100,183	88,970
Net Cash (Debt)	-115,485	-104,704	-100,602	-75,094	-52,778	-46,701
Net Cash Per Share	-18.95	-18.33	-16.66	-12.62	-11.24	-10.73
Filing Date Shares Outstanding	6,154	6,154	4,835	4,708	4,581	4,581
Total Common Shares Outstanding	6,154	6,154	4,835	4,708	4,581	4,581
Book Value Per Share	8.22	7.82	8.40	7.23	6.51	5.86
Tangible Book Value	52,563	52,586	48,071	41,527	35,275	32,336
Tangible Book Value Per Share	8.22	7.81	8.39	7.23	6.50	5.86

Source: S&P Global Market Intelligence. Banks template. Financial Sources.