Qilu Bank Income Statement

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	-	-	20,975	19,612	17,980	15,880
Interest Paid on Deposits	-	-	11,944	10,735	9,405	8,395
Net Interest Income	13,539	13,135	9,031	8,877	8,575	7,485
Net Interest Income Growth (YoY)	47.08%	45.45%	1.73%	3.53%	14.56%	16.71%
Gain (Loss) on Sale of Assets	-25.01	-	-0.48	-7.95	-3.64	403.62
Gain (Loss) on Sale of Investments	-261.15	-	-	-	-	-
Gain (Loss) on Sale of Equity Investments	-5.84	-	151.2	152.13	122.61	103.24
Other Non-Interest Income	297.72	-	3,180	2,688	2,275	2,122
Total Non-Interest Income	5.73	-	3,331	2,832	2,393	2,629
Non-Interest Income Growth (YoY)	-99.83%	-	17.63%	18.31%	-8.94%	73.38%
Revenues Before Loan Losses	13,545	13,135	12,362	11,709	10,968	10,114
Provision for Loan Losses	90.81	-	3,627	4,145	4,151	4,051
Revenue	13,454	13,135	8,734	7,565	6,817	6,063
Revenue Growth (YoY)	50.26%	50.39%	15.46%	10.96%	12.44%	16.52%
Selling, General & Administrative	91.73	-	3,413	3,146	2,917	2,660
Other Non-Interest Expense	7,363	7,359	296.17	239.52	143.77	135.93
Total Non-Interest Expense	7,457	7,362	3,712	3,394	3,061	2,796
EBT Excluding Unusual Items	5,996	5,773	5,022	4,170	3,757	3,267
Other Unusual Items	0.89	-	134.1	242.75	112.22	72.89
Pretax Income	5,997	5,773	5,157	4,413	3,869	3,340
Income Tax Expense	81.51	59.62	211.79	143.94	237.9	267.67
Earnings From Continuing Operations	5,916	5,713	4,945	4,269	3,631	3,072
Minority Interest in Earnings	-10.27	-	41.53	-35.33	-43.54	-36.61
Net Income	5,906	5,713	4,986	4,234	3,587	3,036
Preferred Dividends & Other Adjustments	-	-	329	255	255	237
Net Income to Common	5,906	5,713	4,657	3,979	3,332	2,799
Net Income Growth	14.00%	14.58%	17.77%	18.02%	18.18%	20.52%
Basic Shares Outstanding	6,094	5,713	4,824	4,592	4,581	4,352
Diluted Shares Outstanding	6,094	5,713	6,038	5,952	4,694	4,352
Shares Change (YoY)	0.98%	-5.38%	1.45%	26.79%	7.87%	5.56%
EPS (Basic)	0.97	1.00	0.97	0.87	0.73	0.64
EPS (Diluted)	0.97	1.00	0.80	0.70	0.71	0.64
EPS Growth	16.99%	25.66%	14.17%	-2.22%	11.39%	9.18%
Dividend Per Share	0.249	0.249	0.266	0.220	0.186	0.184
Dividend Growth	-6.32%	-6.32%	20.91%	18.28%	1.09%	2.22%
Effective Tax Rate	1.36%	1.03%	4.11%	3.26%	6.15%	8.01%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.