Qilu Bank Co., Ltd. (SHA: 601665)

Qilu Bank Balance Sheet

Financials in millions CNY. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	23,524	16,277	14,425	16,176	13,839	11,515
Investment Securities	269,578	224,824	178,980	154,786	128,905	113,332
Trading Asset Securities	43,666	37,035	29,610	22,609	23,131	21,080
Total Investments	313,243	261,859	208,590	177,395	152,037	134,412
Gross Loans	324,060	302,293	259,112	217,322	172,524	141,141
Allowance for Loan Losses	-	-11,042	-8,992	-7,024	-4,912	-4,070
Net Loans	324,060	291,252	250,119	210,299	167,613	137,071
Property, Plant & Equipment	2,471	2,561	2,581	2,693	1,018	857.54
Other Intangible Assets	32.49	26.92	27.79	20.26	42.5	65.35
Accrued Interest Receivable	-	743.63	702.4	672.79	622.26	514.21
Other Receivables	-	19.15	85.17	87.81	146.88	152.23
Restricted Cash	-	27,620	25,483	22,933	21,223	19,419
Other Current Assets	-	184.02	1.78	7.57	517.88	607.08
Long-Term Deferred Tax Assets	4,014	3,707	3,448	2,535	2,289	1,854
Other Real Estate Owned & Foreclosed	-	245.68	347.71	363.58	452.07	474.11
Other Long-Term Assets	785.16	106.74	76.07	103.22	246.48	411.46
Total Assets	668,130	604,816	506,013	433,414	360,232	307,520
Accrued Expenses	1,842	1,646	1,547	1,433	1,732	1,316
Interest Bearing Deposits	459,880	317,311	266,771	219,343	178,599	156,938
Non-Interest Bearing Deposits	-	93,526	92,659	84,440	77,211	63,798
Total Deposits	459,880	410,837	359,430	303,783	255,810	220,736
Short-Term Borrowings	27,680	64,021	40,325	41,287	41,531	39,850
Current Portion of Leases	-	145.22	132.66	157.35	-	-
Current Income Taxes Payable	595.96	285.96	676.05	412.27	417.72	550.14
Accrued Interest Payable	-	10,062	7,822	5,492	4,299	3,262
Other Current Liabilities	386.61	103.31	78.08	96.81	95.75	43.24
Long-Term Debt	130,561	74,746	59,334	47,099	28,465	18,779
Long-Term Leases	596.39	434.38	391.24	427.54	-	-
Pension & Post-Retirement Benefits	-	195.95	249.14	244.61	228.76	130.08
Other Long-Term Liabilities	1,191	516.41	438.46	376.94	352.94	197.55
Total Liabilities	622,732	562,992	470,424	400,809	332,934	284,864
Preferred Stock, Redeemable	-	-	-	-	1,998	1,998
Common Stock	4,835	4,708	4,581	4,581	4,123	4,123
Additional Paid-In Capital	9,470	8,880	8,305	8,305	6,349	6,302
Retained Earnings	21,028	18,905	15,769	13,265	11,291	9,521
Comprehensive Income & Other	9,816	9,061	6,647	6,206	3,322	516.44
Total Common Equity	45,149	41,554	35,302	32,357	25,084	20,463
Minority Interest	249.6	269.14	286.78	248.15	216.45	195.76
Shareholders' Equity	45,398	41,823	35,589	32,605	27,299	22,656
Total Liabilities & Equity	668,130	604,816	506,013	433,414	360,232	307,520
Total Debt	158,837	139,346	100,183	88,970	69,996	58,628
Net Cash (Debt)	-66,981	-75,038	-52,778	-46,701	-28,289	-19,379
Net Cash Per Share	-11.24	-12.61	-11.24	-10.73	-6.86	-4.70
Filing Date Shares Outstanding	4,835	4,708	4,581	4,581	4,123	4,123
Total Common Shares Outstanding	4,835	4,708	4,581	4,581	4,123	4,123
Book Value Per Share	7.79	7.23	6.51	5.86	5.36	4.96
Tangible Book Value	45,116	41,527	35,275	32,336	25,042	20,397
Tangible Book Value Per Share	7.78	7.23	6.50	5.86	5.35	4.95

Source: S&P Capital IQ. Banks template. Financial Sources.