Qilu Bank Co., Ltd. (SHA:601665)

Qilu Bank Balance Sheet

Financials in millions CNY. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	12,014	12,998	11,775	14,425	16,176	13,839
Investment Securities	304,168	269,739	229,268	178,980	154,786	128,905
Trading Asset Securities	41,192	45,590	37,035	29,610	22,609	23,131
Total Investments	345,361	315,329	266,303	208,590	177,395	152,037
Gross Loans	360,499	339,942	302,293	259,112	217,322	172,524
Allowance for Loan Losses	-14.05	-12,304	-11,042	-8,992	-7,024	-4,912
Net Loans	360,485	327,638	291,252	250,119	210,299	167,613
Property, Plant & Equipment	2,412	2,494	2,561	2,581	2,693	1,018
Other Intangible Assets	26.52	36.85	26.92	27.79	20.26	42.5
Accrued Interest Receivable	25.53	723.09	732.55	702.4	672.79	622.26
Other Receivables	-	-	-	85.17	87.81	146.88
Restricted Cash	25,902	26,290	27,620	25,483	22,933	21,223
Other Current Assets	90.26	167.4	276.71	1.78	7.57	517.88
Long-Term Deferred Tax Assets	3,886	3,098	3,707	3,448	2,535	2,289
Other Real Estate Owned & Foreclosed	36.85	56.82	224.96	347.71	363.58	452.07
Other Long-Term Assets	855.75	509.78	122.71	76.07	103.22	246.48
Total Assets	751,305	689,539	604,816	506,013	433,414	360,232
Accrued Expenses	2,669	1,955	1,646	1,547	1,433	1,732
Interest Bearing Deposits	497,762	331,895	282,803	266,771	219,343	178,599
Non-Interest Bearing Deposits	-	123,233	128,009	92,659	84,440	77,211
Total Deposits	497,762	455,127	410,812	359,430	303,783	255,810
Short-Term Borrowings	123,092	96,099	64,021	40,325	41,287	41,531
Current Portion of Leases	174.4	169.7	145.22	132.66	157.35	-
Current Income Taxes Payable	642.53	44.93	285.96	676.05	412.27	417.72
Accrued Interest Payable	28.75	9,558	10,062	7,822	5,492	4,299
Other Current Liabilities	480.52	1,079	86.32	78.08	96.81	95.75
Long-Term Debt	73,037	75,050	74,743	59,334	47,099	28,465
Long-Term Leases	423.7	408.85	434.38	391.24	427.54	-
Pension & Post-Retirement Benefits	-	191.15	195.95	249.14	244.61	228.76
Other Long-Term Liabilities	2,549	1,521	560.71	438.46	376.94	352.94
Total Liabilities	700,858	641,204	562,992	470,424	400,809	332,934
Preferred Stock, Redeemable	-	-	-	-	-	1,998
Common Stock	5,087	4,835	4,708	4,581	4,581	4,123
Additional Paid-In Capital	10,556	9,470	8,880	8,305	8,305	6,349
Retained Earnings	23,820	21,884	18,905	15,769	13,265	11,291
Comprehensive Income & Other	10,837	11,919	9,061	6,647	6,206	3,322
Total Common Equity	50,301	48,108	41,554	35,302	32,357	25,084
Minority Interest	145.54	227.62	269.14	286.78	248.15	216.45
Shareholders' Equity	50,447	48,335	41,823	35,589	32,605	27,299
Total Liabilities & Equity	751,305	689,539	604,816	506,013	433,414	360,232
Total Debt	196,727	171,728	139,344	100,183	88,970	69,996
Net Cash (Debt)	-123,161	-100,602	-75,094	-52,778	-46,701	-28,289
Net Cash Per Share	-20.25	-16.66	-12.62	-11.24	-10.73	-6.86
Filing Date Shares Outstanding	5,087	4,835	4,708	4,581	4,581	4,123
Total Common Shares Outstanding	5,087	4,835	4,708	4,581	4,581	4,123
Book Value Per Share	8.41	8.40	7.23	6.51	5.86	5.36
Tangible Book Value	50,275	48,071	41,527	35,275	32,336	25,042
Tangible Book Value Per Share	8.41	8.39	7.23	6.50	5.86	5.35

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.