Qilu Bank Co., Ltd. (SHA:601665)

Qilu Bank Balance Sheet

Financials in millions CNY. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	-	16,277	14,425	16,176	13,839
Investment Securities	-	224,824	178,980	154,786	128,905
Trading Asset Securities	-	37,035	29,610	22,609	23,131
Total Investments	-	261,859	208,590	177,395	152,037
Gross Loans	-	302,293	259,112	217,322	172,524
Allowance for Loan Losses	-	-11,042	-8,992	-7,024	-4,912
Net Loans	-	291,252	250,119	210,299	167,613
Property, Plant & Equipment	-	2,561	2,581	2,693	1,018
Other Intangible Assets	-	26.92	27.79	20.26	42.5
Accrued Interest Receivable	-	743.63	702.4	672.79	622.26
Other Receivables	-	19.15	85.17	87.81	146.88
Restricted Cash	-	27,620	25,483	22,933	21,223
Other Current Assets	-	184.02	1.78	7.57	517.88
Long-Term Deferred Tax Assets	-	3,707	3,448	2,535	2,289
Other Real Estate Owned & Foreclosed	-	245.68	347.71	363.58	452.07
Other Long-Term Assets	-	106.74	76.07	103.22	246.48
Total Assets	-	604,816	506,013	433,414	360,232
Accrued Expenses	-	1,646	1,547	1,433	1,732
Interest Bearing Deposits	-	317,311	266,771	219,343	178,599
Non-Interest Bearing Deposits	-	93,526	92,659	84,440	77,211
Total Deposits	-	410,837	359,430	303,783	255,810
Short-Term Borrowings	-	64,021	40,325	41,287	41,531
Current Portion of Leases	-	145.22	132.66	157.35	-
Current Income Taxes Payable	-	285.96	676.05	412.27	417.72
Accrued Interest Payable	-	10,062	7,822	5,492	4,299
Other Current Liabilities	-	103.31	78.08	96.81	95.75
Long-Term Debt	-	74,746	59,334	47,099	28,465
Long-Term Leases	-	434.38	391.24	427.54	-
Pension & Post-Retirement Benefits	-	195.95	249.14	244.61	228.76
Other Long-Term Liabilities	-	516.41	438.46	376.94	352.94
Total Liabilities	-	562,992	470,424	400,809	332,934
Preferred Stock, Redeemable	-	-	-	-	1,998
Common Stock	-	4,708	4,581	4,581	4,123
Additional Paid-In Capital	-	8,880	8,305	8,305	6,349
Retained Earnings	-	18,905	15,769	13,265	11,291
Comprehensive Income & Other	-	9,061	6,647	6,206	3,322
Total Common Equity	45,149	41,554	35,302	32,357	25,084
Minority Interest	-	269.14	286.78	248.15	216.45
Shareholders' Equity	45,398	41,823	35,589	32,605	27,299
Total Liabilities & Equity	-	604,816	506,013	433,414	360,232
Total Debt	158,837	139,346	100,183	88,970	69,996
Net Cash (Debt)	-66,981	-75,038	-52,778	-46,701	-28,289
Net Cash Per Share	-13.03	-12.61	-11.24	-10.73	-6.86
Filing Date Shares Outstanding	4,835	4,708	4,581	4,581	4,123
Total Common Shares Outstanding	4,835	4,708	4,581	4,581	4,123
Book Value Per Share	7.79	7.23	6.51	5.86	5.36
Tangible Book Value	45,116	41,527	35,275	32,336	25,042
Tangible Book Value Per Share	7.78	7.23	6.50	5.86	5.35

Source: S&P Capital IQ. Banks template. Financial Sources.