Qilu Bank Ratios and Metrics

Market cap in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Feb '26 Feb 5, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Capitalization	36,246	27,028	18,409	19,102	25,561	-
Market Cap Growth	40.39%	46.82%	-3.63%	-25.27%	-	-
Last Close Price	5.89	5.34	3.57	3.63	4.68	-
PE Ratio	5.89	5.80	4.63	5.73	9.13	-
PS Ratio	2.76	3.09	2.43	2.80	4.22	-
PB Ratio	0.69	0.56	0.44	0.54	0.78	-
P/FCF Ratio	-	1.46	0.64	0.69	0.90	-
P/OCF Ratio	-	1.44	0.64	0.69	0.90	-
Debt / Equity Ratio	3.97	3.55	3.33	2.82	2.73	2.56
Debt / FCF Ratio	7.74	9.30	4.86	3.63	3.14	3.98
Return on Equity (ROE)	11.20%	10.97%	11.03%	10.65%	10.26%	10.19%
Return on Assets (ROA)	0.76%	0.76%	0.77%	0.77%	0.77%	0.76%
Earnings Yield	15.76%	18.45%	23.00%	18.78%	11.88%	-
FCF Yield	-	68.32%	155.88%	144.61%	110.73%	-
Dividend Yield	4.41%	4.98%	6.15%	5.12%	3.93%	-
Payout Ratio	-	40.43%	39.47%	50.52%	55.89%	50.23%
Buyback Yield / Dilution	-4.33%	-1.45%	-26.79%	-7.87%	-5.56%	-
Total Shareholder Return	0.06%	3.53%	-20.63%	-2.76%	-1.62%	-

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.