China Everbright Bank Company Limited (SHA: 601818)

China Everbright Bank Company Balance Sheet

Financials in millions CNY. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	120,165	124,642	136,907	222,583	145,076	117,499
Investment Securities	2,245,674	2,158,791	1,883,396	1,737,526	1,639,182	1,335,730
Trading Asset Securities	449,103	119,641	125,249	64,524	58,304	32,407
Total Investments	2,694,777	2,278,432	2,008,645	1,802,050	1,697,486	1,368,137
Gross Loans	3,919,072	3,902,730	3,698,499	3,434,454	3,127,729	2,812,029
Allowance for Loan Losses	-	-89,883	-87,568	-80,653	-78,678	-78,604
Other Adjustments to Gross Loans	-	-12,943	-14,945	-15,556	-15,442	-14,662
Net Loans	3,919,072	3,799,904	3,595,986	3,338,245	3,033,609	2,718,763
Property, Plant & Equipment	36,730	36,246	36,455	36,108	34,482	31,026
Goodwill	1,281	1,281	1,281	1,281	1,281	1,281
Other Intangible Assets	-	4,368	3,552	2,767	2,250	1,734
Accrued Interest Receivable	-	47,355	42,484	38,650	35,824	31,664
Other Receivables	-	8,047	17,229	25,058	30,904	24,288
Restricted Cash	-	276,799	281,357	281,760	293,540	297,528
Other Current Assets	9,271	8,648	8,850	8,646	11,051	47,137
Long-Term Deferred Tax Assets	31,184	33,974	32,703	19,895	19,587	16,306
Other Real Estate Owned & Foreclosed	-	147	238	327	390	478
Other Long-Term Assets	72,263	152,037	133,896	123,749	61,783	76,719
Total Assets	6,884,743	6,772,796	6,300,510	5,902,069	5,368,163	4,733,431
Accrued Expenses	20,014	19,089	19,209	17,334	14,883	15,390
Interest Bearing Deposits	4,648,721	3,361,373	3,310,001	3,049,936	3,904,719	3,246,632
Non-Interest Bearing Deposits	-	1,214,569	1,077,634	1,094,861	-	179,958
Total Deposits	4,648,721	4,575,942	4,387,635	4,144,797	3,904,719	3,426,590
Short-Term Borrowings	98,620	113,579	77,647	114,517	266,888	264,340
Current Portion of Long-Term Debt	-	1,097,216	962,896	936,745	533,579	444,632
Current Portion of Leases	-	2,691	2,723	2,841	2,646	2,611
Current Income Taxes Payable	4,335	4,334	7,542	3,089	5,617	6,446
Accrued Interest Payable	-	70,912	70,201	57,205	45,268	35,618
Other Current Liabilities	-	11,617	15,214	7,051	7,614	1,882
Long-Term Debt	1,455,212	294,366	215,401	97,921	97,654	111,088
Long-Term Leases	9,932	14,168	14,108	13,995	14,195	8,458
Long-Term Unearned Revenue	-	-	-	-	-	6,710
Pension & Post-Retirement Benefits	-	4,013	3,478	2,932	3,473	1,118
Other Long-Term Liabilities	65,244	10,084	14,443	19,276	16,587	22,494
Total Liabilities	6,302,078	6,218,011	5,790,497	5,417,703	4,913,123	4,347,377
Preferred Stock, Convertible	64,906	64,906	64,906	64,906	64,906	64,906
Total Preferred Equity	64,906	64,906	64,906	64,906	64,906	64,906
Common Stock	59,086	59,086	54,032	54,032	54,032	52,489
Additional Paid-In Capital	74,473	74,473	58,434	58,434	58,434	53,533
Retained Earnings	335,069	311,688	286,945	257,809	230,549	206,156
Comprehensive Income & Other	46,604	42,238	43,566	47,308	45,549	7,898
Total Common Equity	515,232	487,485	442,977	417,583	388,564	320,076
Minority Interest	2,527	2,394	2,130	1,877	1,570	1,072
Shareholders' Equity	582,665	554,785	510,013	484,366	455,040	386,054
Total Liabilities & Equity	6,884,743	6,772,796	6,300,510	5,902,069	5,368,163	4,733,431
Total Debt	1,563,764	1,522,020	1,272,775	1,166,019	914,962	831,129
Net Cash (Debt)	-707,484	-1,080,449	-910,518	-784,425	-631,116	-668,561
Net Cash Per Share	-13.34	-18.22	-14.96	-12.97	-10.51	-11.19
Filing Date Shares Outstanding	59,086	59,086	54,032	54,032	54,032	52,489
Total Common Shares Outstanding	59,086	59,086	54,032	54,032	54,032	52,489
Book Value Per Share	8.04	7.57	7.46	6.99	6.45	6.10
Tangible Book Value	513,951	481,836	438,144	413,535	385,033	317,061
Tangible Book Value Per Share	8.02	7.48	7.37	6.91	6.39	6.04

Source: S&P Capital IQ. Banks template. Financial Sources.