SHA:601818 Income Statement

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	206,977	211,158	234,007	250,809	241,309	229,334
Interest Paid on Deposits	113,945	119,057	137,341	143,329	127,654	117,179
Net Interest Income	93,032	92,101	96,666	107,480	113,655	112,155
Net Interest Income Growth (YoY)	-2.08%	-4.72%	-10.06%	-5.43%	1.34%	1.32%
Gain (Loss) on Sale of Assets	-28	-28	-29	-21	-	94
Gain (Loss) on Sale of Investments	2,905	4,532	936	-971	866	-127
Gain (Loss) on Sale of Equity Investments	-	-	13	36	-63	-90
Other Non-Interest Income	29,099	29,678	37,800	38,876	37,074	40,676
Total Non-Interest Income	31,976	34,182	38,720	37,920	37,877	40,553
Non-Interest Income Growth (YoY)	-17.95%	-11.72%	2.11%	0.11%	-6.60%	27.94%
Revenues Before Loan Losses	125,008	126,283	135,386	145,400	151,532	152,708
Provision for Loan Losses	36,899	36,426	40,522	52,075	50,600	54,772
Revenue	88,109	89,857	94,864	93,325	100,932	97,936
Revenue Growth (YoY)	-7.29%	-5.28%	1.65%	-7.54%	3.06%	14.33%
Selling, General & Administrative	36,036	36,800	40,365	41,042	42,279	42,805
Other Non-Interest Expense	3,005	2,917	2,713	2,765	2,767	2,512
Total Non-Interest Expense	39,328	40,170	43,390	43,807	45,066	45,540
EBT Excluding Unusual Items	48,781	49,687	51,474	49,518	55,866	52,396
Asset Writedown	-	-	-	-	-	-23
Other Unusual Items	-	-	-	239	100	568
Pretax Income	48,781	49,687	51,474	49,757	55,966	52,941
Income Tax Expense	10,649	10,546	9,563	8,681	10,926	9,302
Earnings From Continuing Operations	38,132	39,141	41,911	41,076	45,040	43,639
Minority Interest in Earnings	-311	-315	-215	-284	-233	-232
Net Income	37,821	38,826	41,696	40,792	44,807	43,407
Preferred Dividends & Other Adjustments	6,115	4,647	4,811	4,811	4,811	4,800
Net Income to Common	31,706	34,179	36,885	35,981	39,996	38,607
Net Income Growth	-9.38%	-6.88%	2.22%	-8.96%	3.23%	14.73%
Basic Shares Outstanding	57,379	59,086	59,086	57,822	54,032	54,032
Diluted Shares Outstanding	57,379	59,086	59,086	59,306	60,849	60,468
Shares Change (YoY)	-1.46%	-	-0.37%	-2.54%	0.63%	0.68%
EPS (Basic)	0.55	0.58	0.62	0.62	0.74	0.71
EPS (Diluted)	0.55	0.58	0.62	0.61	0.67	0.65
EPS Growth	-12.26%	-6.70%	1.43%	-8.81%	2.92%	7.27%
Dividend Per Share	0.175	0.175	0.189	0.173	0.190	0.201
Dividend Growth	-7.41%	-7.41%	9.25%	-8.95%	-5.47%	-4.29%
Effective Tax Rate	21.83%	21.22%	18.58%	17.45%	19.52%	17.57%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.