SHA:601818 Balance Sheet

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	164,204	239,212	128,057	123,902	136,664	222,583
Investment Securities	1,930,436	2,179,862	2,174,532	2,177,470	1,883,396	1,737,526
Trading Asset Securities	132,325	144,984	161,642	119,641	125,249	64,524
Total Investments	2,062,761	2,324,846	2,336,174	2,297,111	2,008,645	1,802,050
Gross Loans	4,330,394	4,090,930	4,043,743	3,902,730	3,698,499	3,434,454
Allowance for Loan Losses	-91,075	-91,874	-92,999	-89,883	-87,568	-80,653
Other Adjustments to Gross Loans	-13,516	-13,200	-11,337	-12,943	-14,945	-15,556
Net Loans	4,225,803	3,985,856	3,939,407	3,799,904	3,595,986	3,338,245
Property, Plant & Equipment	39,723	40,777	38,827	36,246	36,455	36,108
Goodwill	1,281	1,281	1,281	1,281	1,281	1,281
Other Intangible Assets	4,961	5,117	5,030	4,368	3,552	2,767
Accrued Interest Receivable	32,389	30,948	30,789	28,676	42,484	38,650
Other Receivables	46,738	40,271	31,368	8,047	17,229	25,058
Restricted Cash	222,384	215,697	228,698	276,799	281,357	281,760
Other Current Assets	6,126	5,235	9,444	9,388	9,093	8,646
Long-Term Deferred Tax Assets	35,121	35,218	31,358	33,974	32,703	19,895
Other Real Estate Owned & Foreclosed	89	64	83	147	238	327
Other Long-Term Assets	408,881	239,931	177,551	152,037	133,896	123,749
Total Assets	7,251,234	7,165,319	6,959,021	6,772,796	6,300,510	5,902,069

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Accrued Expenses	18,161	19,545	20,614	19,089	19,209	17,334
Interest Bearing Deposits	3,626,462	3,536,074	3,475,487	3,361,373	3,310,001	3,049,936
Non-Interest Bearing Deposits	1,103,426	999,746	1,062,141	1,214,569	1,077,634	1,094,861
Total Deposits	4,729,888	4,535,820	4,537,628	4,575,942	4,387,635	4,144,797
Short-Term Borrowings	179,090	160,225	128,081	113,579	77,647	114,517
Current Portion of Long-Term Debt	1,216,822	1,459,494	1,240,036	1,097,216	962,896	936,745
Current Portion of Leases	2,556	2,597	2,864	2,691	2,723	2,841
Current Income Taxes Payable	2,185	3,388	1,896	4,334	7,542	3,089
Accrued Interest Payable	62,173	73,896	80,324	70,912	70,201	57,205
Other Current Liabilities	19,963	10,995	13,377	11,617	15,214	7,051
Long-Term Debt	349,587	244,895	293,050	294,366	215,401	97,921
Long-Term Leases	6,418	6,937	7,548	14,168	7,428	13,995
Pension & Post-Retirement Benefits	2,377	2,432	4,252	4,013	3,478	2,932
Other Long-Term Liabilities	46,905	37,653	39,120	10,084	21,123	19,276
Total Liabilities	6,636,125	6,557,877	6,368,790	6,218,011	5,790,497	5,417,703

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Preferred Stock, Convertible	29,947	64,906	64,906	64,906	64,906	64,906
Total Preferred Equity	29,947	64,906	64,906	64,906	64,906	64,906
Common Stock	59,086	59,086	59,086	59,086	54,032	54,032
Additional Paid-In Capital	74,407	74,464	74,473	74,473	58,434	58,434
Retained Earnings	367,558	361,363	338,351	311,688	286,945	257,809
Comprehensive Income & Other	81,514	44,981	50,884	42,238	43,566	47,308
Total Common Equity	582,565	539,894	522,794	487,485	442,977	417,583
Minority Interest	2,597	2,642	2,531	2,394	2,130	1,877
Shareholders' Equity	615,109	607,442	590,231	554,785	510,013	484,366
Total Liabilities & Equity	7,251,234	7,165,319	6,959,021	6,772,796	6,300,510	5,902,069

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Total Debt	1,754,473	1,874,148	1,671,579	1,522,020	1,266,095	1,166,019
Net Cash (Debt)	-1,382,601	-1,301,715	-1,110,052	-1,081,189	-904,081	-784,425
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-23.40	-22.03	-18.79	-18.23	-14.86	-12.97
Filing Date Shares Outstanding	59,086	59,086	59,086	59,086	54,032	54,032
Total Common Shares Outstanding	59,086	59,086	59,086	59,086	54,032	54,032
Book Value Per Share	8.59	8.46	8.17	7.57	7.46	6.99
Tangible Book Value	576,323	533,496	516,483	481,836	438,144	413,535
Tangible Book Value Per Share	8.48	8.35	8.06	7.48	7.37	6.91