SHA:601998 Income Statement

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	270,079	284,588	309,791	317,692	313,609	306,165
Interest Paid on Deposits	123,862	140,119	163,112	174,153	162,962	158,269
Net Interest Income	146,217	144,469	146,679	143,539	150,647	147,896
Net Interest Income Growth	1.25%	-1.51%	2.19%	-4.72%	1.86%	-1.74%
Income From Trading Activities	4,926	5,603	6,831	7,138	4,881	5,168
Gain (Loss) on Sale of Investments	27,880	25,286	27,111	21,103	17,771	14,874
Other Non-Interest Income	40,147	37,278	32,602	33,790	37,810	36,616
Total Non-Interest Income	72,953	68,167	66,544	62,031	60,462	56,658
Non-Interest Income Growth	13.88%	2.44%	7.27%	2.60%	6.71%	26.23%
Revenues Before Loan Losses	219,170	212,636	213,223	205,570	211,109	204,554
Provision for Loan Losses	64,558	57,939	61,045	61,926	71,359	77,005
Revenue	154,612	154,697	152,178	143,644	139,750	127,549
Revenue Growth	0.36%	1.65%	5.94%	2.79%	9.57%	12.95%
Salaries and Employee Benefits	40,236	40,236	39,684	38,083	38,082	34,403
Occupancy Expenses	-	-	-	-	7,282	7,065
Amortization of Goodwill & Intangibles	-	-	-	-	1,552	1,155
Selling, General & Administrative	19,442	19,442	20,318	19,434	17,800	17,398
Other Non-Interest Expense	9,716	11,202	11,936	11,697	2,122	2,203
Total Non-Interest Expense	69,220	70,483	71,291	68,756	66,260	62,055
EBT Excluding Unusual Items	85,392	84,214	80,887	74,888	73,490	65,494
Asset Writedown	-126	-171	-24	-1	-74	23
Pretax Income	85,266	84,043	80,863	74,887	73,416	65,517
Income Tax Expense	11,886	12,553	11,395	6,825	10,466	9,140
Earnings From Continuing Operations	73,380	71,490	69,468	68,062	62,950	56,377
Minority Interest in Earnings	-860	-872	-892	-1,046	-847	-736
Net Income	72,520	70,618	68,576	67,016	62,103	55,641
Preferred Dividends & Other Adjustments	3,834	3,834	4,788	4,788	4,788	3,010
Net Income to Common	68,686	66,784	63,788	62,228	57,315	52,631
Net Income Growth	5.10%	4.70%	2.51%	8.57%	8.90%	14.49%
Basic Shares Outstanding	55,535	55,452	52,389	48,954	48,935	48,935
Diluted Shares Outstanding	55,535	55,452	53,157	54,586	54,071	53,705
Shares Change	-0.88%	4.32%	-2.62%	0.95%	0.68%	0.47%
EPS (Basic)	1.24	1.20	1.22	1.27	1.17	1.08
EPS (Diluted)	1.23	1.20	1.20	1.14	1.06	0.98
EPS Growth	5.67%	0%	5.26%	7.55%	8.16%	13.95%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.396	0.381	0.355	0.326	0.329	0.302
Dividend Growth	9.94%	7.41%	8.77%	-0.88%	8.94%	18.90%
Effective Tax Rate	13.94%	14.94%	14.09%	9.11%	14.26%	13.95%