Jiangsu Suzhou Rural Commercial Bank Co., Ltd (SHA:603323)

SHA:603323 Balance Sheet

Financials in millions CNY. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	3,745	4,136	5,051	2,648	4,094	5,804
Investment Securities	65,661	56,577	53,557	49,434	43,411	40,726
Trading Asset Securities	13,704	11,168	10,485	9,278	6,137	5,652
Total Investments	79,364	67,745	64,042	58,713	49,547	46,378
Gross Loans	134,842	134,448	126,393	111,947	97,270	79,002
Allowance for Loan Losses	-	-4,661	-4,704	-4,369	-3,739	-2,905
Net Loans	134,842	129,787	121,689	107,578	93,531	76,097
Property, Plant & Equipment	1,521	1,529	1,677	1,780	1,669	1,583
Other Intangible Assets	403.91	406.95	357.17	311.79	270.15	248.36
Investments in Real Estate	20.4	20.83	-	-	-	-
Accrued Interest Receivable	-	188.24	202.74	191.31	179.57	152.93
Other Receivables	-	0.22	0.07	0.05	0.05	0.03
Restricted Cash	-	8,275	8,012	7,717	7,584	7,703
Other Current Assets	-	590.2	181.32	110.89	895.45	573.15
Long-Term Deferred Tax Assets	1,357	1,276	1,323	1,214	937.63	864.75
Other Long-Term Assets	635.89	-	-	13.63	1.59	9.25
Total Assets	221,890	213,987	202,565	180,278	158,725	139,440
Accrued Expenses	285.45	331.22	281.79	325.76	245.88	283.54
Interest Bearing Deposits	184,790	115,989	101,678	86,021	67,397	55,405
Non-Interest Bearing Deposits	-	49,856	52,195	52,844	52,776	50,204
Total Deposits	184,790	165,845	153,873	138,865	120,173	105,609
Short-Term Borrowings	2,606	19,445	21,577	16,903	16,399	13,784
Current Portion of Leases	-	24.29	27.17	23.97	-	-
Current Income Taxes Payable	155.93	53.01	132.59	211.26	112.22	177.4
Accrued Interest Payable	-	4,494	3,839	2,872	2,491	2,062
Other Current Liabilities	1,535	759.25	1,696	1,651	943.14	756.82
Long-Term Debt	13,509	4,576	4,930	4,540	4,788	4,363
Long-Term Leases	79.89	45.67	55.52	35.46	53.14	-
Long-Term Unearned Revenue	-	40.56	41.64	46.11	52.84	51.28
Pension & Post-Retirement Benefits	-	147.71	130.45	128.76	138.45	139.29
Other Long-Term Liabilities	553.47	169.35	183.74	347.65	60.56	73.94
Total Liabilities	203,515	195,931	186,768	165,950	145,456	127,300
Common Stock	1,835	1,835	1,803	1,803	1,803	1,803
Additional Paid-In Capital	2,602	2,602	2,314	2,288	2,288	2,288
Retained Earnings	13,077	12,637	11,017	9,581	8,368	7,478
Comprehensive Income & Other	846.99	967.25	648.26	527.55	688.07	450.98
Total Common Equity	18,361	18,042	15,783	14,200	13,147	12,020
Minority Interest	13.83	13.86	13.97	128.24	121.05	119.96
Shareholders' Equity	18,375	18,056	15,797	14,328	13,268	12,140
Total Liabilities & Equity	221,890	213,987	202,565	180,278	158,725	139,440
Total Debt	16,195	24,090	26,590	21,502	21,240	18,147
Net Cash (Debt)	10,411	-8,223	-10,827	-6,063	-3,546	7,152
Net Cash Growth	502.81%	-	-	-	-	8.17%
Net Cash Per Share	5.70	-4.52	-5.26	-2.96	-1.74	3.51
Filing Date Shares Outstanding	1,835	1,835	1,803	1,803	1,803	1,803
Total Common Shares Outstanding	1,835	1,835	1,803	1,803	1,803	1,803
Book Value Per Share	10.01	9.83	8.75	7.88	7.21	6.58
Tangible Book Value	17,958	17,635	15,426	13,888	12,877	11,772
Tangible Book Value Per Share	9.79	9.61	8.56	7.70	7.06	6.44

Source: S&P Global Market Intelligence. Banks template. Financial Sources.