Jiangsu Suzhou Rural Commercial Bank Co., Ltd (SHA:603323)

SHA:603323 Balance Sheet

Financials in millions CNY. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	4,136	5,051	2,648	4,094	5,804
Investment Securities	56,577	53,557	49,434	43,411	40,726
Trading Asset Securities	11,168	10,485	9,278	6,137	5,652
Total Investments	67,745	64,042	58,713	49,547	46,378
Gross Loans	134,448	126,393	111,947	97,270	79,002
Allowance for Loan Losses	-4,661	-4,704	-4,369	-3,739	-2,905
Net Loans	129,787	121,689	107,578	93,531	76,097
Property, Plant & Equipment	1,529	1,677	1,780	1,669	1,583
Other Intangible Assets	406.95	357.17	311.79	270.15	248.36
Investments in Real Estate	20.83	-	-	-	-
Accrued Interest Receivable	188.24	202.74	191.31	179.57	152.93
Other Receivables	0.22	0.07	0.05	0.05	0.03
Restricted Cash	8,275	8,012	7,717	7,584	7,703
Other Current Assets	590.2	181.32	110.89	895.45	573.15
Long-Term Deferred Tax Assets	1,276	1,323	1,214	937.63	864.75
Other Long-Term Assets	-	-	13.63	1.59	9.25
Total Assets	213,987	202,565	180,278	158,725	139,440
Accrued Expenses	331.22	281.79	325.76	245.88	283.54
Interest Bearing Deposits	115,989	101,678	86,021	67,397	55,405
Non-Interest Bearing Deposits	49,856	52,195	52,844	52,776	50,204
Total Deposits	165,845	153,873	138,865	120,173	105,609
Short-Term Borrowings	19,445	21,577	16,903	16,399	13,784
Current Portion of Leases	24.29	27.17	23.97	-	-
Current Income Taxes Payable	53.01	132.59	211.26	112.22	177.4
Accrued Interest Payable	4,494	3,839	2,872	2,491	2,062
Other Current Liabilities	759.25	1,696	1,651	943.14	756.82
Long-Term Debt	4,576	4,930	4,540	4,788	4,363
Long-Term Leases	45.67	55.52	35.46	53.14	-
Long-Term Unearned Revenue	40.56	41.64	46.11	52.84	51.28
Pension & Post-Retirement Benefits	147.71	130.45	128.76	138.45	139.29
Other Long-Term Liabilities	169.35	183.74	347.65	60.56	73.94
Total Liabilities	195,931	186,768	165,950	145,456	127,300
Common Stock	1,835	1,803	1,803	1,803	1,803
Additional Paid-In Capital	2,602	2,314	2,288	2,288	2,288
Retained Earnings	12,637	11,017	9,581	8,368	7,478
Comprehensive Income & Other	967.25	648.26	527.55	688.07	450.98
Total Common Equity	18,042	15,783	14,200	13,147	12,020
Minority Interest	13.86	13.97	128.24	121.05	119.96
Shareholders' Equity	18,056	15,797	14,328	13,268	12,140
Total Liabilities & Equity	213,987	202,565	180,278	158,725	139,440
Total Debt	24,090	26,590	21,502	21,240	18,147
Net Cash (Debt)	-8,223	-10,827	-6,063	-3,546	7,152
Net Cash Growth	-	-	-	-	8.17%
Net Cash Per Share	-4.52	-5.26	-2.96	-1.74	3.51
Filing Date Shares Outstanding	1,835	1,803	1,803	1,803	1,803
Total Common Shares Outstanding	1,835	1,803	1,803	1,803	1,803
Book Value Per Share	9.83	8.75	7.88	7.21	6.58
Tangible Book Value	17,635	15,426	13,888	12,877	11,772
Tangible Book Value Per Share	9.61	8.56	7.70	7.06	6.44

Source: S&P Global Market Intelligence. Banks template. Financial Sources.