Jiangsu Suzhou Rural Commercial Bank Co., Ltd (SHA:603323)

SHA:603323 Balance Sheet

Financials in millions CNY. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	2,964	3,337	4,136	5,051	2,648	6,096
Investment Securities	64,345	60,456	56,577	53,557	49,434	43,411
Trading Asset Securities	9,517	10,899	11,168	10,485	9,278	6,137
Total Investments	73,862	71,355	67,745	64,042	58,713	49,547
Gross Loans	154,396	147,520	134,448	126,393	111,947	95,261
Allowance for Loan Losses	-4,148	-4,358	-4,661	-4,704	-4,369	-3,726
Net Loans	150,248	143,162	129,787	121,689	107,578	91,535
Property, Plant & Equipment	1,370	1,428	1,529	1,677	1,780	1,669
Other Intangible Assets	458.31	442.2	406.95	357.17	311.79	270.15
Investments in Real Estate	18.1	19.01	20.83	-	-	-
Accrued Interest Receivable	192.57	182.72	188.24	202.74	191.31	174
Other Receivables	0.05	0.05	0.22	0.07	0.05	0.05
Restricted Cash	9,181	8,917	8,275	8,012	7,717	7,584
Other Current Assets	683.01	590.41	590.2	181.32	110.89	895.45
Long-Term Deferred Tax Assets	1,391	1,450	1,276	1,323	1,214	937.63
Other Long-Term Assets	-	-	-	-	13.63	1.59
Total Assets	240,392	230,907	213,987	202,565	180,278	158,725

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accrued Expenses	287.5	375.48	331.22	281.79	325.76	245.88
Interest Bearing Deposits	134,249	127,860	115,989	101,678	86,021	67,397
Non-Interest Bearing Deposits	50,498	51,471	49,856	52,195	52,844	52,776
Total Deposits	184,748	179,331	165,845	153,873	138,865	120,173
Short-Term Borrowings	17,475	12,995	19,445	21,577	16,903	16,399
Current Portion of Leases	24.07	24.89	24.29	27.17	23.97	-
Current Income Taxes Payable	161.52	74.58	53.01	132.59	211.26	112.22
Accrued Interest Payable	3,580	4,915	4,494	3,839	2,872	2,491
Other Current Liabilities	2,543	537.28	759.25	1,696	1,651	943.14
Long-Term Debt	11,246	13,406	4,576	4,930	4,540	4,788
Long-Term Leases	55.56	55.83	45.67	55.52	35.46	53.14
Long-Term Unearned Revenue	38.31	39.34	40.56	41.64	46.11	52.84
Pension & Post-Retirement Benefits	154.62	145.21	147.71	130.45	128.76	138.45
Other Long-Term Liabilities	117.37	116.36	169.35	183.74	347.65	60.56
Total Liabilities	220,432	212,016	195,931	186,768	165,950	145,456

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	2,220	2,019	1,835	1,803	1,803	1,803
Additional Paid-In Capital	2,188	2,419	2,602	2,314	2,288	2,288
Retained Earnings	15,140	14,169	12,637	11,017	9,581	8,368
Comprehensive Income & Other	398.21	271.46	967.25	648.26	527.55	688.07
Total Common Equity	19,947	18,877	18,042	15,783	14,200	13,147
Minority Interest	14.11	13.96	13.86	13.97	128.24	121.05
Shareholders' Equity	19,961	18,891	18,056	15,797	14,328	13,268
Total Liabilities & Equity	240,392	230,907	213,987	202,565	180,278	158,725

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	28,801	26,482	24,090	26,590	21,502	21,240
Net Cash (Debt)	-10,440	-11,046	-8,223	-10,827	-6,063	-1,545
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-4.70	-4.97	-3.73	-4.35	-2.44	-0.62
Filing Date Shares Outstanding	2,220	2,220	2,220	2,182	2,182	2,182
Total Common Shares Outstanding	2,220	2,220	2,220	2,182	2,182	2,182
Book Value Per Share	8.98	8.50	8.13	7.23	6.51	5.96
Tangible Book Value	19,488	18,435	17,635	15,426	13,888	12,877
Tangible Book Value Per Share	8.78	8.30	7.94	7.07	6.37	5.83

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Sep 15, 2026

Data Sources Report a data error