Jiangsu Suzhou Rural Commercial Bank Co., Ltd (SHA:603323)
China flag China · Delayed Price · Currency is CNY
4.490
+0.080 (1.81%)
Aug 3, 2026, 3:00 PM CST

SHA:603323 Financials Overview

Millions CNY. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
4,2233,8333,5893,2483,0242,509
Revenue Growth
16.21%6.80%10.48%7.42%20.51%8.35%
Net Income
2,0652,0431,9451,7431,5021,160
Earnings Per Share
0.930.920.880.720.620.49
EPS Growth
4.15%4.13%22.70%15.18%27.99%20.78%

Revenue by Segment

Fiscal YearFY 2025
Period EndingDec '25
Corporate Banking
1,565
Treasury Operations
1,640
Other Business
174.69
Personal Banking
832.81
Total
4,213

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
26,81915,43615,86815,76315,43919,695
Total Debt
32,18126,48224,09026,59021,50221,240
Net Cash (Debt)
-5,363-11,046-8,223-10,827-6,063-1,545
Net Cash Growth
------
Net Cash Per Share
-2.41-4.97-3.73-4.35-2.44-0.62

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-7,4213,1145,8946,401-1,779
Capital Expenditures
--163.75-178.94-190.67-208.84-227.89
Free Cash Flow
-7,2582,9355,7036,193-2,007
Free Cash Flow Growth
-147.26%-48.53%-7.90%--

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
48.90%53.31%54.20%53.64%49.66%46.24%
FCF Margin
-189.35%81.79%175.57%204.78%-79.98%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.3820.2730.1490.1490.1410.132
Dividend Per Share Growth
23.33%83.27%0%5.91%6.28%6.61%
Dividend Yield
8.66%6.09%3.66%4.83%4.21%3.93%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
4.834.994.994.305.637.57
Forward PE
4.644.534.534.075.347.27
P/FCF Ratio
1.371.413.311.321.37-
PS Ratio
2.362.662.712.312.803.50