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Jiangsu Suzhou Rural Commercial Bank Co., Ltd (SHA:603323)
China flag China · Delayed Price · Currency is CNY
4.360
+0.140 (3.32%)
Aug 26, 2026, 3:00 PM CST

SHA:603323 Financials Overview

Millions CNY. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
3,9933,8333,5893,2483,0242,509
Revenue Growth
7.25%6.80%10.48%7.42%20.51%8.35%
Net Income
2,0792,0431,9451,7431,5021,160
Earnings Per Share
0.940.920.880.720.620.49
EPS Growth
4.72%4.13%22.70%15.18%27.99%20.78%

Revenue by Segment
Chart
Fiscal YearFY 2025
Period EndingDec '25
Corporate Banking
1,565
Capital business
1,640
Other Business
174.69
Personal Banking
832.81
Total
4,213

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
25,80715,43615,86815,76315,43919,695
Total Debt
28,80126,48224,09026,59021,50221,240
Net Cash (Debt)
-2,994-11,046-8,223-10,827-6,063-1,545
Net Cash Growth
------
Net Cash Per Share
-1.35-4.97-3.73-4.35-2.44-0.62

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
1,1457,4213,1145,8946,401-1,779
Capital Expenditures
-131.4-163.75-178.94-190.67-208.84-227.89
Free Cash Flow
1,0147,2582,9355,7036,193-2,007
Free Cash Flow Growth
-72.43%147.26%-48.53%-7.90%--

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
52.07%53.31%54.20%53.64%49.66%46.24%
FCF Margin
25.40%189.35%81.79%175.57%204.78%-79.98%

Dividends
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.3820.2730.1490.1490.1410.132
Dividend Per Share Growth
23.33%83.27%0%5.91%6.28%6.61%
Dividend Yield
9.07%6.09%3.66%4.83%4.21%3.93%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
4.494.994.994.305.637.57
Forward PE
4.364.534.534.075.347.27
P/FCF Ratio
9.241.413.311.321.37-
PS Ratio
2.352.662.712.312.803.50