SHA:603323 Income Statement

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	-	-	6,609	6,656	6,273	5,764
Interest Paid on Deposits	-	-	3,791	3,690	3,135	2,728
Net Interest Income	4,247	4,191	2,818	2,966	3,138	3,036
Net Interest Income Growth (YoY)	51.85%	48.73%	-4.98%	-5.48%	3.36%	1.10%
Gain (Loss) on Sale of Assets	0.48	-	3.48	-1.11	7.14	0.33
Gain (Loss) on Sale of Investments	-101.76	-	345.95	332.63	159.58	13.3
Gain (Loss) on Sale of Equity Investments	-	-	102.49	103.62	123.3	137.46
Other Non-Interest Income	59.2	-	867.4	542.06	533.87	606.66
Total Non-Interest Income	-42.09	-	1,319	977.2	823.88	757.75
Non-Interest Income Growth (YoY)	-	-	35.01%	18.61%	8.73%	2.60%
Revenues Before Loan Losses	4,205	4,191	4,137	3,943	3,962	3,793
Provision for Loan Losses	-19.97	-	548.4	694.33	937.48	1,284
Revenue	4,225	4,191	3,589	3,248	3,024	2,509
Revenue Growth (YoY)	16.26%	16.78%	10.48%	7.42%	20.51%	8.35%
Selling, General & Administrative	-12.48	-	1,470	1,402	1,377	1,261
Other Non-Interest Expense	1,914	1,909	47.46	48.36	36.23	32.82
Total Non-Interest Expense	1,888	1,895	1,518	1,450	1,413	1,294
EBT Excluding Unusual Items	2,337	2,296	2,071	1,798	1,611	1,216
Other Unusual Items	-	-	78.42	113.85	100.15	44.55
Pretax Income	2,337	2,296	2,150	1,912	1,711	1,260
Income Tax Expense	271.96	253	203.93	166.69	202.14	98.81
Earnings From Continuing Operations	2,065	2,043	1,946	1,745	1,509	1,161
Minority Interest in Earnings	0.14	-	-0.66	-2.75	-7.19	-1.09
Net Income	2,065	2,043	1,945	1,743	1,502	1,160
Net Income to Common	2,065	2,043	1,945	1,743	1,502	1,160
Net Income Growth	4.80%	5.04%	11.62%	16.04%	29.42%	21.95%
Basic Shares Outstanding	2,067	2,023	2,000	1,983	1,983	1,983
Diluted Shares Outstanding	2,067	2,023	2,000	2,265	2,255	2,247
Shares Change (YoY)	5.30%	1.15%	-11.69%	0.41%	0.36%	0.32%
EPS (Basic)	1.00	1.01	0.97	0.88	0.76	0.59
EPS (Diluted)	1.00	1.01	0.97	0.79	0.69	0.54
EPS Growth	-0.48%	3.85%	23.03%	15.18%	27.99%	20.78%
Dividend Per Share	-	-	0.164	0.164	0.154	0.145
Dividend Growth	-	-	-	5.89%	6.19%	6.67%
Effective Tax Rate	11.64%	11.02%	9.49%	8.72%	11.81%	7.84%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.