Bank of Lanzhou Balance Sheet

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	7,083	5,772	5,654	8,297	3,286	4,021
Investment Securities	162,282	125,907	110,919	106,931	100,228	85,741
Trading Asset Securities	38,180	42,376	32,980	36,920	33,722	34,542
Total Investments	200,462	168,283	143,898	143,851	133,950	120,282
Gross Loans	315,110	295,884	287,858	268,126	246,308	215,854
Allowance for Loan Losses	-9,292	-9,988	-8,908	-8,132	-7,695	-6,626
Other Adjustments to Gross Loans	-	-539.9	-582.2	-433.11	-449.54	-463.58
Net Loans	305,817	285,356	278,369	259,561	238,164	208,764
Property, Plant & Equipment	1,224	1,156	1,175	1,233	1,321	1,310
Other Intangible Assets	98.04	113.52	137.92	112.02	120.03	134.96
Investments in Real Estate	26.73	28.58	29.5	31.1	33.06	20.31
Accrued Interest Receivable	2,148	2,556	2,680	2,083	1,859	1,498
Other Receivables	-	41.93	257.5	118.86	39.49	286.89
Restricted Cash	-	17,484	16,374	16,362	17,649	22,427
Other Current Assets	-	101.46	100.95	127.49	91.65	144.56
Long-Term Deferred Tax Assets	3,913	3,713	3,162	2,850	2,522	2,229
Other Real Estate Owned & Foreclosed	-	1,551	1,358	1,091	994.35	741.16
Other Long-Term Assets	2,247	18.25	61.69	33.74	54.89	110.68
Total Assets	523,360	486,285	453,411	435,943	400,341	362,319
Accounts Payable	-	50	28	-	60	60
Accrued Expenses	128.98	304.86	278.42	315	380.91	462.53
Interest Bearing Deposits	397,670	296,517	275,556	259,175	232,411	193,394
Non-Interest Bearing Deposits	-	68,139	69,299	68,338	74,780	95,944
Total Deposits	397,670	364,656	344,856	327,513	307,190	289,338
Short-Term Borrowings	42,497	40,199	38,402	38,019	17,561	20,435
Current Portion of Long-Term Debt	-	-	-	-	2,000	-
Current Income Taxes Payable	266.59	146.4	2.31	122.21	129.88	21.87
Accrued Interest Payable	-	9,860	8,917	7,905	5,978	4,308
Other Current Liabilities	153.21	239.28	290.17	779.84	488.29	484.15
Long-Term Debt	39,394	32,501	25,633	28,324	36,184	18,914
Long-Term Leases	83.82	103.51	95.13	67.59	108.51	-
Long-Term Unearned Revenue	-	8.71	25.19	66.28	73.65	100.61
Pension & Post-Retirement Benefits	-	0.41	0.41	0.41	0.41	0.41
Long-Term Deferred Tax Liabilities	798.02	1,193	548.15	269.28	296.75	173.64
Other Long-Term Liabilities	1,551	1,133	1,054	648.13	880.76	589.32
Total Liabilities	482,543	450,396	420,129	404,029	371,332	334,887
Common Stock	5,696	5,696	5,696	5,696	5,126	5,126
Additional Paid-In Capital	5,558	5,558	5,558	5,559	4,160	4,159
Retained Earnings	17,917	16,987	15,909	14,969	14,050	13,035
Comprehensive Income & Other	11,259	7,299	5,794	5,385	5,376	4,832
Total Common Equity	40,429	35,540	32,957	31,608	28,712	27,152
Minority Interest	387.9	349.41	324.97	306.1	296.5	279.71
Shareholders' Equity	40,817	35,889	33,282	31,914	29,008	27,432
Total Liabilities & Equity	523,360	486,285	453,411	435,943	400,341	362,319
Total Debt	81,975	72,803	64,130	66,410	55,853	39,349
Net Cash (Debt)	-14,010	-15,663	-14,278	-6,436	-6,897	8,634
Net Cash Growth	-	-	-	-	-	-71.01%
Net Cash Per Share	-2.11	-2.40	-2.18	-0.98	-1.14	1.68
Filing Date Shares Outstanding	5,696	5,696	5,696	5,696	5,126	5,126
Total Common Shares Outstanding	5,696	5,696	5,696	5,696	5,126	5,126
Book Value Per Share	5.34	5.36	4.91	4.67	4.63	4.32
Tangible Book Value	39,990	35,426	32,819	31,496	28,592	27,017
Tangible Book Value Per Share	5.27	5.34	4.88	4.65	4.60	4.30

Source: S&P Global Market Intelligence. Banks template. Financial Sources.