Bank of Lanzhou Balance Sheet

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	7,825	7,429	5,772	5,654	8,297	3,286
Investment Securities	165,405	149,471	125,907	110,919	106,931	100,228
Trading Asset Securities	41,581	41,158	42,376	32,980	36,920	33,722
Total Investments	206,986	190,629	168,283	143,898	143,851	133,950
Gross Loans	314,217	313,259	295,884	287,858	268,126	246,308
Allowance for Loan Losses	-9.17	-10,165	-9,988	-8,908	-8,132	-7,695
Other Adjustments to Gross Loans	-	-587.01	-539.9	-582.2	-433.11	-449.54
Net Loans	314,207	302,507	285,356	278,369	259,561	238,164
Property, Plant & Equipment	1,274	1,220	1,156	1,175	1,233	1,321
Goodwill	342.9	337.78	-	-	-	-
Other Intangible Assets	97.74	95.45	113.52	137.92	112.02	120.03
Investments in Real Estate	27.5	28.14	28.58	29.5	31.1	33.06
Accrued Interest Receivable	2,240	2,614	2,556	2,680	2,083	1,859
Other Receivables	-	400.59	41.93	257.5	118.86	39.49
Restricted Cash	-	18,400	17,484	16,374	16,362	17,649
Other Current Assets	0.55	113.45	101.46	100.95	127.49	91.65
Long-Term Deferred Tax Assets	4,129	4,102	3,713	3,162	2,850	2,522
Other Real Estate Owned & Foreclosed	-	2,000	1,551	1,358	1,091	994.35
Other Long-Term Assets	3,040	55.84	18.25	61.69	33.74	54.89
Total Assets	540,170	530,015	486,285	453,411	435,943	400,341
Accounts Payable	-	-	50	28	-	60
Accrued Expenses	132.56	318.16	304.86	278.42	315	380.91
Interest Bearing Deposits	401,844	316,087	296,517	275,556	259,175	232,411
Non-Interest Bearing Deposits	-	65,130	68,139	69,299	68,338	74,780
Total Deposits	401,844	381,217	364,656	344,856	327,513	307,190
Short-Term Borrowings	25,051	40,652	40,199	38,402	38,019	17,561
Current Portion of Long-Term Debt	-	-	-	-	-	2,000
Current Income Taxes Payable	253.91	66.01	146.4	2.31	122.21	129.88
Accrued Interest Payable	-	12,683	9,860	8,917	7,905	5,978
Other Current Liabilities	363.73	778.55	239.28	290.17	779.84	488.29
Long-Term Debt	73,344	56,569	32,501	25,633	28,324	36,184
Long-Term Leases	64.17	69.58	103.51	95.13	67.59	108.51
Long-Term Unearned Revenue	-	4.97	8.71	25.19	66.28	73.65
Pension & Post-Retirement Benefits	-	0.41	0.41	0.41	0.41	0.41
Long-Term Deferred Tax Liabilities	769.09	740.66	1,193	548.15	269.28	296.75
Other Long-Term Liabilities	2,159	1,118	1,133	1,054	648.13	880.76
Total Liabilities	503,981	494,218	450,396	420,129	404,029	371,332
Common Stock	5,696	5,696	5,696	5,696	5,696	5,126
Additional Paid-In Capital	-	5,557	5,558	5,558	5,559	4,160
Retained Earnings	18,284	18,037	16,987	15,909	14,969	14,050
Comprehensive Income & Other	11,800	6,115	7,299	5,794	5,385	5,376
Total Common Equity	35,780	35,405	35,540	32,957	31,608	28,712
Minority Interest	408.91	392.75	349.41	324.97	306.1	296.5
Shareholders' Equity	36,188	35,798	35,889	33,282	31,914	29,008
Total Liabilities & Equity	540,170	530,015	486,285	453,411	435,943	400,341
Total Debt	98,459	97,291	72,803	64,130	66,410	55,853
Net Cash (Debt)	-22,413	-40,278	-15,663	-14,278	-6,436	-6,897
Net Cash Per Share	-3.52	-6.16	-2.40	-2.18	-0.98	-1.14
Filing Date Shares Outstanding	5,696	5,696	5,696	5,696	5,696	5,126
Total Common Shares Outstanding	5,696	5,696	5,696	5,696	5,696	5,126
Book Value Per Share	5.40	5.34	5.36	4.91	4.67	4.63
Tangible Book Value	35,339	34,972	35,426	32,819	31,496	28,592
Tangible Book Value Per Share	5.33	5.26	5.34	4.88	4.65	4.60

Source: S&P Global Market Intelligence. Banks template. Financial Sources.