Bank of Ningbo Co., Ltd. (SHE:002142)
China flag China · Delayed Price · Currency is CNY
34.98
+0.83 (2.43%)
Oct 29, 2026, 3:04 PM CST

Bank of Ningbo Financials Overview

Millions CNY. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
58,75356,69055,92552,65547,45640,427
Revenue Growth
4.08%1.37%6.21%10.96%17.39%24.61%
Net Income
30,10128,31126,10524,77822,31818,789
Earnings Per Share
4.564.293.953.753.383.13
EPS Growth
10.66%8.53%5.33%10.96%8.06%28.70%

Revenue by Segment

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Other Services
73256054620440-
Company Banking Services
25,90924,43123,32521,03317,96713,917
Capital Business
21,60021,06721,74118,06015,12213,315
Individual Life Insurance Business
10,51410,63210,83212,93213,91912,860
Total
58,75556,69055,95252,64547,44840,414

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
527,958531,165530,728469,519498,441433,276
Total Debt
1,094,3311,122,077876,150803,033741,895660,961
Net Cash (Debt)
-566,373-590,912-345,422-333,514-243,454-227,685
Net Cash Growth
------
Net Cash Per Share
-85.76-89.48-52.30-50.50-36.86-37.90

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
100,709235,51685,005173,37294,768-44,549
Capital Expenditures
-3,577-3,436-3,832-3,707-2,873-2,583
Free Cash Flow
97,132232,08081,173169,66591,895-47,132
Free Cash Flow Growth
-17.17%185.91%-52.16%84.63%--

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
51.23%49.94%46.68%47.06%47.03%46.48%
FCF Margin
165.32%409.38%145.15%322.22%193.64%-116.59%

Dividends

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
1.2001.2000.9000.6000.5000.500
Dividend Per Share Growth
33.33%33.33%50.00%20.00%0%0%
Dividend Yield
3.43%4.27%3.70%2.98%1.54%1.31%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
7.676.556.155.369.6013.45
Forward PE
6.836.035.544.738.1311.77
P/FCF Ratio
2.380.801.980.782.33-
PS Ratio
3.933.272.872.524.516.25