Bank of Ningbo Co., Ltd. (SHE:002142)

Bank of Ningbo Cash Flow Statement

Financials in millions CNY. Fiscal year is January - December.

Operating Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	30,097	29,333	27,127	25,535	23,075	19,546
Depreciation & Amortization	1,838	1,838	1,838	1,779	1,592	1,499
Other Amortization	1,067	1,067	994	656	516	540
Gain (Loss) on Sale of Assets	-90	-90	-1	-280	-13	-7
Gain (Loss) on Sale of Investments	630	630	9	-1,171	-1,550	1,545
Total Asset Writedown	-	-	-27	10	8	-24
Provision for Credit Losses	15,279	15,279	10,679	8,940	10,431	9,760
Change in Other Net Operating Assets	212,036	212,036	65,332	157,171	72,959	-63,266
Other Operating Activities	-57,949	-23,950	-21,422	-19,233	-12,862	-13,092
Operating Cash Flow	202,281	235,516	85,005	173,372	94,768	-44,549
Operating Cash Flow Growth	144.83%	177.06%	-50.97%	82.94%	-	-

Investing Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Capital Expenditures	-3,376	-3,436	-3,832	-3,707	-2,873	-2,583
Sale of Property, Plant and Equipment	206	239	84	766	22	65
Cash Acquisitions	-	-	-	-	-633	-
Investment in Securities	-241,290	-258,465	-115,107	-122,367	-138,998	-154,381
Other Investing Activities	26,511	25,063	28,322	27,042	15,537	15,292
Investing Cash Flow	-217,949	-236,599	-90,533	-98,266	-126,945	-141,607

Financing Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Long-Term Debt Issued	-	1,070,694	578,231	516,876	612,747	617,980
Long-Term Debt Repaid	-	-1,044,146	-516,223	-583,397	-563,268	-424,995
Net Debt Issued (Repaid)	11,574	26,548	62,008	-66,521	49,479	192,985
Issuance of Common Stock	10,000	10,000	-	10,000	-	11,889
Repurchase of Common Stock	-10,000	-10,000	-	-	-	-
Common Dividends Paid	-	-19,393	-14,952	-13,756	-	-
Total Dividends Paid	-	-19,393	-14,952	-13,756	-10,703	-9,720
Other Financing Activities	-19,096	-	-	-	-	-963
Financing Cash Flow	-7,522	7,155	47,056	-70,277	38,776	194,191

Net Cash Flow

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Foreign Exchange Rate Adjustments	-531	-230	71	184	1,459	-326
Net Cash Flow	-23,721	5,842	41,599	5,013	8,058	7,709

Free Cash Flow

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Free Cash Flow	198,905	232,080	81,173	169,665	91,895	-47,132
Free Cash Flow Growth	152.32%	185.91%	-52.16%	84.63%	-	-
Free Cash Flow Margin	345.84%	409.38%	145.15%	322.22%	193.64%	-116.59%
Free Cash Flow Per Share	30.15	35.14	12.29	25.69	13.91	-7.84

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash Interest Paid	46,973	44,208	36,733	32,210	28,589	27,570
Cash Income Tax Paid	7,746	7,685	7,306	6,923	6,929	6,579

Data Source: S&P Global Market Intelligence Last updated: Mar 31, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 1, 2026

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