Bank of Ningbo Co., Ltd. (SHE:002142)

Bank of Ningbo Cash Flow Statement

Financials in millions CNY. Fiscal year is January - December.

Operating Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	31,123	29,333	27,127	25,535	23,075	19,546
Depreciation & Amortization	1,504	1,838	1,838	1,779	1,592	1,499
Other Amortization	1,455	1,067	994	656	516	540
Gain (Loss) on Sale of Assets	-1	-90	-1	-280	-13	-7
Gain (Loss) on Sale of Investments	1,966	630	9	-1,171	-1,550	1,545
Total Asset Writedown	-78	-	-27	10	8	-24
Provision for Credit Losses	16,770	15,279	10,679	8,940	10,431	9,760
Change in Other Net Operating Assets	73,538	212,036	65,332	157,171	72,959	-63,266
Other Operating Activities	-24,507	-23,950	-21,422	-19,233	-12,862	-13,092
Operating Cash Flow	100,709	235,516	85,005	173,372	94,768	-44,549
Operating Cash Flow Growth	-16.86%	177.06%	-50.97%	82.94%	-	-

Investing Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Capital Expenditures	-3,577	-3,436	-3,832	-3,707	-2,873	-2,583
Sale of Property, Plant and Equipment	167	239	84	766	22	65
Cash Acquisitions	-	-	-	-	-633	-
Investment in Securities	-199,009	-258,465	-115,107	-122,367	-138,998	-154,381
Other Investing Activities	26,702	25,063	28,322	27,042	15,537	15,292
Investing Cash Flow	-175,717	-236,599	-90,533	-98,266	-126,945	-141,607

Financing Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Long-Term Debt Issued	-	1,070,694	578,231	516,876	612,747	617,980
Long-Term Debt Repaid	-	-1,044,146	-516,223	-583,397	-563,268	-424,995
Net Debt Issued (Repaid)	66,120	26,548	62,008	-66,521	49,479	192,985
Issuance of Common Stock	26,000	10,000	-	10,000	-	11,889
Repurchase of Common Stock	-10,000	-10,000	-	-	-	-
Common Dividends Paid	-18,796	-19,393	-14,952	-13,756	-	-
Total Dividends Paid	-18,796	-19,393	-14,952	-13,756	-10,703	-9,720
Other Financing Activities	21	-	-	-	-	-963
Financing Cash Flow	63,345	7,155	47,056	-70,277	38,776	194,191

Net Cash Flow

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Foreign Exchange Rate Adjustments	-998	-230	71	184	1,459	-326
Net Cash Flow	-12,661	5,842	41,599	5,013	8,058	7,709

Free Cash Flow

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Free Cash Flow	97,132	232,080	81,173	169,665	91,895	-47,132
Free Cash Flow Growth	-17.17%	185.91%	-52.16%	84.63%	-	-
Free Cash Flow Margin	165.32%	409.38%	145.15%	322.22%	193.64%	-116.59%
Free Cash Flow Per Share	14.71	35.14	12.29	25.69	13.91	-7.84

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash Interest Paid	50,723	44,208	36,733	32,210	28,589	27,570
Cash Income Tax Paid	9,023	7,685	7,306	6,923	6,929	6,579

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 25, 2026

Data Sources Report a data error