Bank of Ningbo Co., Ltd. (SHE:002142)

Bank of Ningbo Balance Sheet

Financials in millions CNY. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	-	59,407	43,790	39,596	24,483
Investment Securities	-	1,085,452	927,697	795,420	642,396
Trading Asset Securities	-	390,825	370,633	388,223	374,501
Total Investments	-	1,476,277	1,298,330	1,183,643	1,016,897
Gross Loans	-	1,476,063	1,254,635	1,046,002	862,709
Allowance for Loan Losses	-	-43,129	-42,913	-38,564	-33,717
Net Loans	-	1,432,934	1,211,722	1,007,438	828,992
Property, Plant & Equipment	-	12,194	12,086	11,792	11,535
Goodwill	-	293	293	293	-
Other Intangible Assets	-	4,017	2,912	2,421	1,302
Investments in Real Estate	-	-	14	24	32
Accrued Interest Receivable	-	12,000	10,288	8,272	7,484
Other Receivables	-	2,565	3,534	2,516	1,959
Restricted Cash	-	113,043	109,972	98,009	88,089
Other Current Assets	-	8,026	10,440	4,011	24,815
Long-Term Deferred Tax Assets	-	2,513	6,260	6,941	7,318
Other Real Estate Owned & Foreclosed	-	-	8	8	11
Other Long-Term Assets	-	1,153	1,089	157	1,719
Total Assets	-	3,125,232	2,711,662	2,366,097	2,015,548
Accounts Payable	-	7,633	10,171	13,485	11,164
Accrued Expenses	-	4,903	4,794	5,011	4,946
Interest Bearing Deposits	-	1,399,834	1,146,286	919,539	716,200
Non-Interest Bearing Deposits	-	554,207	501,938	465,742	431,415
Total Deposits	-	1,954,041	1,648,224	1,385,281	1,147,615
Short-Term Borrowings	-	479,768	382,388	371,119	111,934
Current Portion of Long-Term Debt	-	-	-	-	12,000
Current Portion of Leases	-	684	760	729	718
Current Income Taxes Payable	-	1,462	402	518	1,449
Accrued Interest Payable	-	33,400	22,434	13,331	9,608
Other Current Liabilities	-	4,943	14,236	25,653	23,372
Long-Term Debt	-	393,832	417,826	367,888	534,025
Long-Term Leases	-	1,866	2,059	2,159	2,284
Long-Term Unearned Revenue	-	-	-	-	267
Long-Term Deferred Tax Liabilities	-	-	-	-	30
Other Long-Term Liabilities	-	8,440	6,158	12,397	6,201
Total Liabilities	-	2,890,972	2,509,452	2,197,571	1,865,613
Preferred Stock, Convertible	-	14,810	14,810	14,810	14,810
Total Preferred Equity	14,810	14,810	14,810	14,810	14,810
Common Stock	-	6,604	6,604	6,604	6,604
Additional Paid-In Capital	-	-	-	37,666	37,695
Retained Earnings	-	148,512	126,369	104,895	85,879
Comprehensive Income & Other	-	63,225	53,412	3,651	4,371
Total Common Equity	237,879	218,341	186,385	152,816	134,549
Minority Interest	-	1,109	1,015	900	576
Shareholders' Equity	253,931	234,260	202,210	168,526	149,935
Total Liabilities & Equity	-	3,125,232	2,711,662	2,366,097	2,015,548
Total Debt	1,050,146	876,150	803,033	741,895	660,961
Net Cash (Debt)	-478,772	-345,422	-333,514	-243,454	-227,685
Net Cash Per Share	-70.02	-52.30	-50.50	-36.86	-37.90
Filing Date Shares Outstanding	7,250	6,604	6,604	6,604	6,604
Total Common Shares Outstanding	6,604	6,604	6,604	6,604	6,604
Book Value Per Share	32.99	31.55	26.71	23.14	20.38
Tangible Book Value	233,324	214,031	183,180	150,102	133,247
Tangible Book Value Per Share	32.30	30.90	26.23	22.73	20.18

Source: S&P Global Market Intelligence. Banks template. Financial Sources.