Bank of Ningbo Co., Ltd. (SHE:002142)

Bank of Ningbo Cash Flow Statement

Financials in millions CNY. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	-	27,127	25,535	23,075	19,546
Depreciation & Amortization	-	1,838	1,779	1,592	1,499
Other Amortization	-	994	656	516	540
Gain (Loss) on Sale of Assets	-	-1	-280	-13	-7
Gain (Loss) on Sale of Investments	-	9	-1,171	-1,550	1,545
Total Asset Writedown	-	-27	10	8	-24
Provision for Credit Losses	-	10,679	8,940	10,431	9,760
Change in Other Net Operating Assets	-	65,332	157,171	72,959	-63,266
Other Operating Activities	-	-21,422	-19,233	-12,862	-13,092
Operating Cash Flow	-	85,005	173,372	94,768	-44,549
Operating Cash Flow Growth	-	-50.97%	82.94%	-	-
Capital Expenditures	-	-3,832	-3,707	-2,873	-2,583
Sale of Property, Plant and Equipment	-	84	766	22	65
Cash Acquisitions	-	-	-	-633	-
Investment in Securities	-	-115,107	-122,367	-138,998	-154,381
Other Investing Activities	-	28,322	27,042	15,537	15,292
Investing Cash Flow	-	-90,533	-98,266	-126,945	-141,607
Long-Term Debt Issued	-	578,231	516,876	612,747	617,980
Long-Term Debt Repaid	-	-516,223	-583,397	-563,268	-424,995
Net Debt Issued (Repaid)	-	62,008	-66,521	49,479	192,985
Issuance of Common Stock	-	-	10,000	-	11,889
Common Dividends Paid	-	-14,952	-13,756	-	-
Total Dividends Paid	-	-14,952	-13,756	-10,703	-9,720
Other Financing Activities	-	-	-	-	-963
Financing Cash Flow	-	47,056	-70,277	38,776	194,191
Foreign Exchange Rate Adjustments	-	71	184	1,459	-326
Net Cash Flow	-	41,599	5,013	8,058	7,709
Free Cash Flow	-	81,173	169,665	91,895	-47,132
Free Cash Flow Growth	-	-52.16%	84.63%	-	-
Free Cash Flow Margin	-	145.15%	322.22%	193.64%	-116.59%
Free Cash Flow Per Share	-	12.29	25.69	13.91	-7.84
Cash Interest Paid	-	36,733	32,210	28,589	27,570
Cash Income Tax Paid	-	7,306	6,923	6,929	6,579

Source: S&P Global Market Intelligence. Banks template. Financial Sources.