SHE:002958 Income Statement

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest Income on Loans	15,408	15,995	16,466	16,589	16,623	15,199
Interest Paid on Deposits	8,075	8,775	9,110	8,749	8,575	7,113
Net Interest Income	7,332	7,221	7,356	7,839	8,048	8,085
Net Interest Income Growth (YoY)	4.36%	-1.83%	-6.17%	-2.60%	-0.46%	14.04%
Gain (Loss) on Sale of Assets	39.35	76.8	27.14	2.35	-1.73	-3.24
Gain (Loss) on Sale of Investments	102.92	102.92	-122.98	-6.81	121.53	12.02
Other Non-Interest Income	2,980	3,517	2,785	1,954	2,000	1,380
Total Non-Interest Income	3,122	3,697	2,689	1,949	2,120	1,388
Non-Interest Income Growth (YoY)	-3.38%	37.47%	37.97%	-8.05%	52.69%	-12.75%
Revenues Before Loan Losses	10,454	10,918	10,045	9,788	10,168	9,474
Provision for Loan Losses	4,227	5,113	4,662	4,700	3,755	3,531
Revenue	6,227	5,805	5,383	5,088	6,414	5,942
Revenue Growth (YoY)	11.95%	7.83%	5.80%	-20.66%	7.93%	-0.69%
Selling, General & Administrative	3,436	3,391	3,274	3,017	3,009	2,755
Other Non-Interest Expense	145.7	124.99	113.47	106.16	112.4	101.53
Total Non-Interest Expense	3,579	3,516	3,387	3,124	3,121	2,857
EBT Excluding Unusual Items	2,648	2,288	1,996	1,965	3,292	3,086
Asset Writedown	13	13	-40.2	-16.03	-55.98	-75.63
Other Unusual Items	218.25	187.16	270.02	121.01	77.3	98.57
Pretax Income	2,879	2,489	2,226	2,070	3,313	3,109
Income Tax Expense	-95.77	-360.78	-377.06	-276.78	221.38	131.18
Earnings From Continuing Operations	2,975	2,849	2,603	2,346	3,092	2,977
Minority Interest in Earnings	-3.91	7.17	-35.11	-29.31	-26.52	-17.74
Net Income	2,971	2,856	2,568	2,317	3,066	2,960
Preferred Dividends & Other Adjustments	241	241	241	241	96	-
Net Income to Common	2,730	2,615	2,327	2,076	2,970	2,960
Net Income Growth	9.02%	11.24%	10.82%	-24.41%	3.58%	4.77%
Basic Shares Outstanding	5,553	5,556	5,556	5,556	5,556	5,556
Diluted Shares Outstanding	6,707	6,740	6,740	6,713	6,427	5,846
Shares Change (YoY)	-1.01%	-	0.41%	4.46%	9.93%	7.92%
EPS (Basic)	0.49	0.47	0.42	0.37	0.53	0.53
EPS (Diluted)	0.43	0.41	0.37	0.33	0.48	0.51
EPS Growth	10.64%	11.87%	11.06%	-31.68%	-6.10%	-1.13%
Dividend Per Share	0.120	0.120	0.100	-	0.100	0.150
Dividend Growth	20.00%	20.00%	-	-	-33.33%	-
Effective Tax Rate	-	-	-	-	6.68%	4.22%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.