Qingdao Rural Commercial Bank Co., Ltd. (SHE:002958)
China · Delayed Price · Currency is CNY 2.980
-0.060 (-1.97%)
Sep 15, 2026, 3:04 PM CST
SHE:002958 Balance Sheet
Financials in millions CNY. Fiscal year is January - December.
Millions CNY. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 18,992 | 15,256 | 19,412 | 14,114 | 13,296 | 13,873 |
Investment Securities | 156,235 | 172,978 | 184,245 | 170,888 | 149,446 | 149,717 |
Trading Asset Securities | 11,573 | 7,009 | 982.75 | 4,017 | 7,808 | 6,954 |
Total Investments | 167,808 | 179,987 | 185,228 | 174,904 | 157,254 | 156,671 |
Gross Loans | 302,958 | 293,087 | 276,004 | 264,130 | 249,096 | 243,092 |
Allowance for Loan Losses | -11,116 | -12,628 | -11,956 | -11,015 | -10,923 | -9,360 |
Net Loans | 291,842 | 280,459 | 264,047 | 253,115 | 238,173 | 233,732 |
Property, Plant & Equipment | 3,348 | 3,461 | 3,665 | 3,866 | 4,124 | 4,256 |
Other Intangible Assets | 67.71 | 68.83 | 71.08 | 77.25 | 79.53 | 80.51 |
Investments in Real Estate | 0.01 | 0.01 | 0.01 | 0.02 | 0.07 | 0.07 |
Accrued Interest Receivable | 1,083 | 1,161 | 1,073 | 1,073 | 1,088 | 844.19 |
Other Receivables | 38.69 | 34.96 | 35.59 | - | - | - |
Restricted Cash | 16,545 | 15,951 | 15,795 | 15,408 | 16,162 | 17,298 |
Other Current Assets | 24.79 | - | 6.85 | - | - | - |
Long-Term Deferred Tax Assets | 6,177 | 6,148 | 5,483 | 4,969 | 4,215 | 3,270 |
Other Real Estate Owned & Foreclosed | 0.8 | 0.8 | - | - | - | - |
Other Long-Term Assets | 3.71 | 255.1 | 61.96 | 409.73 | 400.53 | 412.82 |
Total Assets | 506,043 | 502,783 | 495,032 | 467,937 | 434,791 | 430,438 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Accrued Expenses | 1,672 | 1,753 | 1,425 | 1,213 | 983.02 | 858.43 |
Interest Bearing Deposits | 253,090 | 253,264 | 237,900 | 217,890 | 194,770 | 176,312 |
Non-Interest Bearing Deposits | 90,351 | 80,572 | 84,756 | 84,356 | 91,335 | 94,063 |
Total Deposits | 343,441 | 333,836 | 322,657 | 302,246 | 286,105 | 270,375 |
Short-Term Borrowings | 31,581 | 27,637 | 36,286 | 25,747 | 16,272 | 21,400 |
Current Portion of Long-Term Debt | 63,840 | 71,606 | 66,698 | 77,538 | 78,370 | 84,331 |
Current Portion of Leases | 23.62 | 23.41 | 84.03 | 94.27 | 98.87 | 77.78 |
Current Income Taxes Payable | 365.51 | 8.9 | 61.05 | 125.36 | 330.21 | 657.16 |
Accrued Interest Payable | 4,645 | 5,861 | 7,257 | 7,230 | 6,542 | 5,404 |
Other Current Liabilities | 5,817 | 6,152 | 300.05 | 440.18 | 1,005 | 319.3 |
Long-Term Debt | 9,000 | 8,943 | 17,136 | 12,008 | 6,865 | 9,707 |
Long-Term Leases | 157.25 | 159.54 | 122.7 | 117.72 | 156.42 | 159.27 |
Long-Term Unearned Revenue | 225.25 | 230.45 | 274.59 | 292.06 | 303.91 | 284.93 |
Pension & Post-Retirement Benefits | 845.83 | 853.72 | 924.4 | 947 | 978.03 | 1,015 |
Other Long-Term Liabilities | 640.6 | 628.47 | 696.47 | 888.68 | 300.96 | 798.75 |
Total Liabilities | 462,254 | 457,693 | 453,921 | 428,888 | 398,309 | 395,388 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 5,556 | 5,556 | 5,556 | 5,556 | 5,556 | 5,556 |
Additional Paid-In Capital | 3,713 | 3,716 | 3,827 | 3,818 | 3,818 | 3,818 |
Retained Earnings | 28,175 | 26,792 | 24,556 | 22,496 | 20,169 | 18,649 |
Comprehensive Income & Other | 6,345 | 9,027 | 6,809 | 6,240 | 6,031 | 6,142 |
Total Common Equity | 43,788 | 45,091 | 40,747 | 38,110 | 35,574 | 34,164 |
Minority Interest | - | - | 363.98 | 938.72 | 908.57 | 885.67 |
Shareholders' Equity | 43,788 | 45,091 | 41,111 | 39,049 | 36,483 | 35,050 |
Total Liabilities & Equity | 506,043 | 502,783 | 495,032 | 467,937 | 434,791 | 430,438 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 104,601 | 108,369 | 120,326 | 115,505 | 101,762 | 115,675 |
Net Cash (Debt) | -71,559 | -76,935 | -85,782 | -91,985 | -75,172 | -93,078 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share | -10.49 | -11.30 | -12.73 | -13.65 | -11.20 | -14.48 |
Filing Date Shares Outstanding | 5,556 | 5,556 | 5,556 | 5,556 | 5,556 | 5,556 |
Total Common Shares Outstanding | 5,556 | 5,556 | 5,556 | 5,556 | 5,556 | 5,556 |
Book Value Per Share | 6.98 | 6.68 | 6.44 | 5.96 | 6.40 | 6.15 |
Tangible Book Value | 43,721 | 45,022 | 40,676 | 38,033 | 35,495 | 34,084 |
Tangible Book Value Per Share | 6.97 | 6.67 | 6.42 | 5.95 | 6.39 | 6.14 |