Qingdao Rural Commercial Bank Co., Ltd. (SHE: 002958)

Qingdao Rural Commercial Bank Balance Sheet

Financials in millions CNY. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Jun 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	16,712	14,114	13,296	13,873	16,600	16,440
Investment Securities	172,585	170,888	149,446	149,717	147,577	116,143
Trading Asset Securities	2,242	4,017	7,808	6,954	5,296	9,116
Total Investments	174,827	174,904	157,254	156,671	152,873	125,259
Gross Loans	269,199	264,130	249,096	243,092	220,073	180,493
Allowance for Loan Losses	-10,608	-11,015	-10,923	-9,360	-8,745	-8,118
Net Loans	258,591	253,115	238,173	233,732	211,328	172,375
Property, Plant & Equipment	3,704	3,866	4,124	4,256	3,786	3,659
Other Intangible Assets	72.09	77.25	79.53	80.51	83.06	85.36
Investments in Real Estate	0.02	0.02	0.07	0.07	0.2	0.2
Accrued Interest Receivable	1,129	1,073	1,088	844.19	1,095	910.96
Other Receivables	51.18	-	-	-	83.87	82.92
Restricted Cash	14,778	15,408	16,162	17,298	17,822	20,365
Other Current Assets	27.26	-	-	-	182.25	169.46
Long-Term Deferred Tax Assets	5,232	4,969	4,215	3,270	2,551	1,656
Other Real Estate Owned & Foreclosed	-	-	-	-	152.78	252.55
Other Long-Term Assets	118.26	409.73	400.53	412.82	108.88	22.99
Total Assets	475,405	467,937	434,791	430,438	406,811	341,667
Accrued Expenses	1,033	1,213	983.02	858.43	801.88	746.55
Interest Bearing Deposits	310,252	217,890	194,770	176,312	154,404	125,387
Non-Interest Bearing Deposits	-	84,356	91,335	94,063	100,467	93,020
Total Deposits	310,252	302,246	286,105	270,375	254,871	218,407
Short-Term Borrowings	31,956	25,747	16,272	21,400	27,828	24,741
Current Portion of Long-Term Debt	69,152	77,539	78,370	84,331	72,160	60,590
Current Portion of Leases	86.75	94.27	98.87	77.78	-	-
Current Income Taxes Payable	239.43	125.36	330.21	657.16	619.02	659.86
Accrued Interest Payable	6,879	7,230	6,542	5,404	4,139	3,147
Other Current Liabilities	1,199	966.86	1,005	319.3	291.19	218.43
Long-Term Debt	12,251	12,007	6,865	9,707	13,878	5,600
Long-Term Leases	130.65	117.72	156.42	159.27	-	-
Long-Term Unearned Revenue	292.76	292.06	303.91	284.93	306.05	296.76
Pension & Post-Retirement Benefits	948.86	947	978.03	1,015	977.64	1,001
Other Long-Term Liabilities	383.27	362.01	300.96	798.75	1,237	997.42
Total Liabilities	434,804	428,888	398,309	395,388	377,109	316,406
Common Stock	5,556	5,556	5,556	5,556	5,556	5,556
Additional Paid-In Capital	3,818	3,818	3,818	3,818	3,818	3,818
Retained Earnings	23,824	22,496	20,169	18,649	16,513	14,386
Comprehensive Income & Other	6,479	6,240	6,031	6,142	2,956	655.45
Total Common Equity	39,676	38,110	35,574	34,164	28,842	24,415
Minority Interest	924.95	938.72	908.57	885.67	860.71	846.43
Shareholders' Equity	40,601	39,049	36,483	35,050	29,702	25,262
Total Liabilities & Equity	475,405	467,937	434,791	430,438	406,811	341,667
Total Debt	113,576	115,505	101,762	115,675	113,865	90,932
Net Cash (Debt)	-91,004	-91,985	-75,172	-93,078	-76,682	-62,332
Net Cash Per Share	-13.50	-13.65	-11.20	-14.48	-13.12	-11.51
Filing Date Shares Outstanding	5,556	5,556	5,556	5,556	5,556	5,556
Total Common Shares Outstanding	5,556	5,556	5,556	5,556	5,556	5,556
Book Value Per Share	6.24	6.86	6.40	6.15	5.19	4.39
Tangible Book Value	39,604	38,033	35,495	34,084	28,759	24,330
Tangible Book Value Per Share	6.23	6.85	6.39	6.14	5.18	4.38

Source: S&P Capital IQ. Banks template. Financial Sources.