Banco Internacional (SNSE:BINT)
Chile flag Chile · Delayed Price · Currency is CLP
122.39
0.00 (0.00%)
At close: Sep 2, 2026

Banco Internacional Financials Overview

Millions CLP. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
192,026187,394166,570144,278114,54093,844
Revenue Growth
14.03%12.50%15.45%25.96%22.05%27.98%
Net Income
56,36952,52750,50355,40947,52633,028
Earnings Per Share
11.5811.2411.6813.1612.688.81
EPS Growth
1.27%-3.77%-11.27%3.80%43.90%30.78%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Unallocated Other Income and Commissions Not Included in Segments
9,35511,86018,19533,8725,955-1,538
Commercial Banking
95,01690,86482,54176,37559,94360,803
Treasury and Investments
-1,225-5,5801,4642,05327,90710,996
Personal Banking
88,88090,24964,37131,97820,73723,581
Total
192,026187,393166,571144,278114,54293,842

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
545,332426,783545,233562,307622,264443,542
Total Debt
2,641,5032,553,7322,408,3692,359,5472,181,4841,816,295
Net Cash (Debt)
-2,096,171-2,126,949-1,863,136-1,797,240-1,559,220-1,372,753
Net Cash Growth
------
Net Cash Per Share
-430.49-455.01-430.77-427.00-415.93-366.19

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-798,856-542,798-229,533-250,242-489,332181,542
Capital Expenditures
-1,646-1,672-163-860-571-266
Free Cash Flow
-800,502-544,470-229,696-251,102-489,903181,276
Free Cash Flow Growth
-----517.72%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
29.35%28.03%30.32%38.40%41.49%35.20%
FCF Margin
-416.87%-290.55%-137.90%-174.04%-427.71%193.17%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
3.503-3.5033.9493.8032.643
Dividend Per Share Growth
-3.76%--11.30%3.84%43.89%30.79%
Dividend Yield
2.86%-3.14%6.85%7.13%5.17%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
10.5710.629.834.945.137.38
P/FCF Ratio
-----1.34
PS Ratio
2.982.982.981.902.132.60