Banco Internacional (SNSE:BINT)
Chile flag Chile · Delayed Price · Currency is CLP
122.39
0.00 (0.00%)
At close: Sep 28, 2026

Banco Internacional Financials Overview

Millions CLP. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
212,160187,394166,570144,278114,54093,844
Revenue Growth
27.48%12.50%15.45%25.96%22.05%27.98%
Net Income
74,86152,52750,50355,40947,52633,028
Earnings Per Share
15.8211.2411.6813.1612.688.81
EPS Growth
53.51%-3.77%-11.27%3.80%43.90%30.78%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Unallocated Other Income and Commissions Not Included in Segments
12,11511,86018,19533,8725,955-1,538
Commercial Banking
97,56190,86482,54176,37559,94360,803
Personal Banking
91,57890,24964,37131,97820,73723,581
Treasury and Investments
10,905-5,5801,4642,05327,90710,996
Total
212,159187,393166,571144,278114,54293,842

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
477,435426,783545,233562,307622,264443,542
Total Debt
2,994,8152,553,7322,408,3692,359,5472,181,4841,816,295
Net Cash (Debt)
-2,517,380-2,126,949-1,863,136-1,797,240-1,559,220-1,372,753
Net Cash Growth
------
Net Cash Per Share
-532.04-455.01-430.77-427.00-415.93-366.19

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-906,135-542,798-229,533-250,242-489,332181,542
Capital Expenditures
-1,994-1,672-163-860-571-266
Free Cash Flow
-908,129-544,470-229,696-251,102-489,903181,276
Free Cash Flow Growth
-----517.72%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
35.28%28.03%30.32%38.40%41.49%35.20%
FCF Margin
-428.04%-290.55%-137.90%-174.04%-427.71%193.17%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
3.3713.3713.5033.9493.8032.643
Dividend Per Share Growth
-3.76%-3.76%-11.30%3.84%43.89%30.79%
Dividend Yield
2.75%2.83%3.14%6.85%7.13%5.17%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
7.7410.629.834.945.137.38
P/FCF Ratio
-----1.34
PS Ratio
2.702.982.981.902.132.60