Banco Internacional Income Statement

Financials in millions CLP. Fiscal year is January - December.

Millions CLP. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	320,672	295,380	288,791	186,129	77,901
Interest Paid on Deposits	198,136	167,038	200,091	109,584	29,644
Net Interest Income	122,536	128,342	88,700	76,545	48,257
Net Interest Income Growth (YoY)	-4.52%	44.69%	15.88%	58.62%	-29.00%
Income From Trading Activities	24,180	16,443	22,446	2,744	18,784
Gain (Loss) on Sale of Assets	-6,645	-2,613	-400	-75	-2,617
Gain (Loss) on Sale of Investments	11,840	17,003	22,228	20,573	18,248
Other Non-Interest Income	65,787	31,129	38,864	34,720	27,192
Total Non-Interest Income	95,162	61,962	83,138	57,962	61,607
Non-Interest Income Growth (YoY)	53.58%	-25.47%	43.44%	-5.92%	30.27%
Revenues Before Loan Losses	217,698	190,304	171,838	134,507	109,864
Provision for Loan Losses	30,304	23,734	27,560	19,967	16,020
Revenue	187,394	166,570	144,278	114,540	93,844
Revenue Growth (YoY)	12.50%	15.45%	25.96%	22.05%	27.98%
Salaries and Employee Benefits	68,168	61,209	52,578	43,154	32,254
Occupancy Expenses	8,720	7,753	5,636	5,482	5,006
Selling, General & Administrative	37,859	29,461	20,601	13,174	12,605
Other Non-Interest Expense	6,378	6,840	3,457	698	2,481
Total Non-Interest Expense	121,125	105,263	82,272	62,508	52,346
EBT Excluding Unusual Items	66,269	61,307	62,006	52,032	41,498
Asset Writedown	-9	-10	-	-	-
Other Unusual Items	-	-	5,152	-	-
Pretax Income	66,260	61,297	67,158	52,032	41,498
Income Tax Expense	13,726	7,537	12,733	4,505	8,469
Earnings From Continuing Operations	52,534	53,760	54,425	47,527	33,029
Minority Interest in Earnings	-7	-3,257	984	-1	-1
Net Income	52,527	50,503	55,409	47,526	33,028
Net Income to Common	52,527	50,503	55,409	47,526	33,028
Net Income Growth	4.01%	-8.85%	16.59%	43.90%	30.79%
Basic Shares Outstanding	4,674	4,325	4,209	3,749	3,749
Diluted Shares Outstanding	4,674	4,325	4,209	3,749	3,749
Shares Change (YoY)	8.08%	2.76%	12.28%	-	-
EPS (Basic)	11.24	11.68	13.16	12.68	8.81
EPS (Diluted)	11.24	11.68	13.16	12.68	8.81
EPS Growth	-3.77%	-11.27%	3.80%	43.90%	30.78%
Dividend Per Share	-	3.503	3.949	3.803	2.643
Dividend Growth	-	-11.30%	3.84%	43.89%	30.79%
Effective Tax Rate	20.71%	12.30%	18.96%	8.66%	20.41%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.