Banco Internacional Cash Flow Statement

Financials in millions CLP. Fiscal year is January - December.

Millions CLP. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	52,527	50,503	55,409	47,526	33,028
Depreciation & Amortization	8,720	7,753	5,636	5,482	5,005
Gain (Loss) on Sale of Assets	3,595	320	-472	-217	-27
Gain (Loss) on Sale of Investments	-54,475	-13,893	-51,456	-18,760	10,400
Total Asset Writedown	9,823	339	-268	370	1,500
Provision for Credit Losses	30,304	23,734	27,560	19,967	15,720
Change in Other Net Operating Assets	-523,269	-294,126	-301,583	-578,659	107,417
Other Operating Activities	-70,042	-4,157	14,942	34,966	8,464
Operating Cash Flow	-542,798	-229,533	-250,242	-489,332	181,542
Operating Cash Flow Growth	-	-	-	-	497.77%
Capital Expenditures	-1,672	-163	-860	-571	-266
Sale of Property, Plant and Equipment	199	2,233	2	-	-
Investment in Securities	-	-	-292,508	-	-
Income (Loss) Equity Investments	19	-6	-10	-7	35
Purchase / Sale of Intangibles	-4,512	5,526	-4,154	-675	-2,370
Other Investing Activities	83,973	18,776	-73,711	-6,702	9,095
Investing Cash Flow	77,988	26,372	-371,231	-7,948	6,459
Long-Term Debt Issued	238,071	400,916	314,725	235,064	154,640
Long-Term Debt Repaid	-178,525	-120,240	-304,412	-26,125	-2,399
Net Debt Issued (Repaid)	59,546	280,676	10,313	208,939	152,241
Issuance of Common Stock	42,751	14,219	25,000	-	-
Common Dividends Paid	-15,151	-16,622	-14,258	-9,909	-7,577
Net Increase (Decrease) in Deposit Accounts	403,766	-128,762	323,647	293,218	-83,849
Other Financing Activities	-1,663	-	-	-	-
Financing Cash Flow	489,249	149,511	344,702	492,248	60,815
Foreign Exchange Rate Adjustments	1,326	359	1,440	-8,951	-113
Net Cash Flow	25,765	-53,291	-275,331	-13,983	248,704
Free Cash Flow	-544,470	-229,696	-251,102	-489,903	181,276
Free Cash Flow Growth	-	-	-	-	517.72%
Free Cash Flow Margin	-290.55%	-137.90%	-174.04%	-427.71%	193.17%
Free Cash Flow Per Share	-116.48	-53.11	-59.66	-130.68	48.36
Cash Interest Paid	169,370	217,852	261,560	245,873	86,286

Source: S&P Global Market Intelligence. Banks template. Financial Sources.