Banco Internacional Balance Sheet

Financials in millions CLP. Fiscal year is January - December.

Millions CLP. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	96,889	101,931	110,713	58,151	88,490	94,594
Investment Securities	359,609	253,197	680,643	817,578	413,976	458,295
Trading Asset Securities	350,656	437,313	451,594	564,113	355,052	420,162
Total Investments	710,265	690,510	1,132,237	1,381,691	769,028	878,457
Gross Loans	4,177,855	3,886,183	3,356,085	2,685,289	2,338,884	2,119,345
Allowance for Loan Losses	-77,840	-73,117	-70,381	-51,922	-38,456	-41,676
Net Loans	4,100,015	3,813,066	3,285,704	2,633,367	2,300,428	2,077,669
Property, Plant & Equipment	22,109	23,710	24,332	25,044	25,509	26,779
Goodwill	625	625	625	625	625	625
Other Intangible Assets	24,561	21,226	19,740	13,016	13,896	12,950
Investments in Real Estate	-	-	-	-	739	-
Other Receivables	61,617	50,327	83,320	21,671	23,494	38,063
Restricted Cash	196,259	157,162	226,594	140,818	321,901	267,760
Other Current Assets	116,181	79,867	79,277	59,306	61,604	84,386
Long-Term Deferred Tax Assets	26,297	27,907	28,819	33,006	26,843	23,089
Other Real Estate Owned & Foreclosed	7,382	14,057	6,243	2,747	1,620	1,470
Other Long-Term Assets	21,748	16,750	12,578	6,284	12,327	21,242
Total Assets	5,383,948	4,997,138	5,010,182	4,375,726	3,646,504	3,527,084
Accounts Payable	49,057	53,805	33,246	13,912	15,539	2,327
Accrued Expenses	2,123	1,680	1,390	1,508	1,009	2,708
Interest Bearing Deposits	2,118,787	1,766,349	1,919,766	1,633,550	1,298,172	1,390,596
Non-Interest Bearing Deposits	232,182	210,888	186,233	148,802	190,962	159,059
Total Deposits	2,350,969	1,977,237	2,105,999	1,782,352	1,489,134	1,549,655
Short-Term Borrowings	317,784	361,200	390,088	526,341	342,386	421,613
Current Portion of Long-Term Debt	46,232	344,706	528,006	373,808	294,963	46,312
Current Portion of Leases	13,109	14,817	16,318	17,193	2,371	-
Current Income Taxes Payable	1,770	519	23	-	1,330	29
Other Current Liabilities	43,796	59,991	79,191	43,553	35,025	81,779
Long-Term Debt	2,065,232	1,687,646	1,425,135	1,264,142	1,161,407	1,117,953
Long-Term Leases	-	-	-	-	15,168	21,276
Long-Term Unearned Revenue	520	850	159	163	122	167
Pension & Post-Retirement Benefits	3,586	3,709	3,358	2,257	2,018	9
Long-Term Deferred Tax Liabilities	635	3,819	3,606	-	-	-
Other Long-Term Liabilities	82,167	92,472	84,069	80,012	53,519	72,956
Total Liabilities	4,976,980	4,602,451	4,670,588	4,105,241	3,413,991	3,316,784
Common Stock	238,118	209,607	195,388	170,388	170,388	170,388
Retained Earnings	186,429	165,782	130,430	91,644	58,375	35,254
Comprehensive Income & Other	-17,592	15,482	12,480	8,450	3,748	4,657
Total Common Equity	406,955	390,871	338,298	270,482	232,511	210,299
Minority Interest	13	3,816	1,296	3	2	1
Shareholders' Equity	406,968	394,687	339,594	270,485	232,513	210,300
Total Liabilities & Equity	5,383,948	4,997,138	5,010,182	4,375,726	3,646,504	3,527,084
Total Debt	2,442,357	2,408,369	2,359,547	2,181,484	1,816,295	1,607,154
Net Cash (Debt)	-1,988,803	-1,863,136	-1,797,240	-1,559,220	-1,372,753	-1,092,398
Net Cash Per Share	-433.44	-430.77	-427.00	-415.93	-366.19	-291.40
Filing Date Shares Outstanding	4,558	4,325	4,209	3,749	3,749	3,749
Total Common Shares Outstanding	4,558	4,325	4,209	3,749	3,749	3,749
Book Value Per Share	89.28	90.37	80.38	72.15	62.02	56.10
Tangible Book Value	381,769	369,020	317,933	256,841	217,990	196,724
Tangible Book Value Per Share	83.76	85.32	75.54	68.51	58.15	52.48

Source: S&P Global Market Intelligence. Banks template. Financial Sources.