Banco Internacional (SNSE: BINT)

Banco Internacional Balance Sheet

Financials in millions CLP. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	97,409	110,713	58,151	84,088	94,594	62,569
Investment Securities	190,011	680,643	817,578	413,976	458,295	522,525
Trading Asset Securities	415,053	451,594	564,113	355,052	420,162	334,835
Total Investments	605,064	1,132,237	1,381,691	769,028	878,457	857,360
Gross Loans	3,747,273	3,356,085	2,685,289	2,338,884	2,119,345	2,015,281
Allowance for Loan Losses	-65,975	-70,381	-51,922	-38,456	-41,676	-31,992
Net Loans	3,681,298	3,285,704	2,633,367	2,300,428	2,077,669	1,983,289
Property, Plant & Equipment	24,423	24,332	25,044	25,509	26,779	26,342
Goodwill	625	625	625	625	625	625
Other Intangible Assets	20,528	19,740	13,016	13,896	12,950	9,950
Investments in Real Estate	-	-	-	739	-	-
Other Receivables	56,770	83,320	21,671	23,494	38,063	11,066
Restricted Cash	141,675	226,594	140,818	326,303	267,760	201,158
Other Current Assets	89,907	78,532	59,306	61,604	84,386	78,480
Long-Term Deferred Tax Assets	30,971	28,819	33,006	26,843	23,089	13,222
Other Real Estate Owned & Foreclosed	5,119	6,243	2,747	1,620	1,470	27,526
Other Long-Term Assets	15,906	13,323	6,284	12,327	21,242	26,577
Total Assets	4,769,695	5,010,182	4,375,726	3,646,504	3,527,084	3,298,164
Accounts Payable	45,748	33,246	13,912	15,539	2,327	2,770
Accrued Expenses	1,362	1,390	1,508	1,009	2,708	2,165
Interest Bearing Deposits	1,758,829	1,919,766	1,633,550	1,298,172	1,390,596	1,752,121
Non-Interest Bearing Deposits	168,360	186,233	148,802	190,962	159,059	102,659
Total Deposits	1,927,189	2,105,999	1,782,352	1,489,134	1,549,655	1,854,780
Short-Term Borrowings	382,751	390,088	526,341	342,386	421,613	379,960
Current Portion of Long-Term Debt	172,057	528,006	373,808	294,963	46,312	68,059
Current Portion of Leases	15,543	16,318	17,193	2,371	-	-
Current Income Taxes Payable	-	23	-	1,330	29	447
Other Current Liabilities	59,484	79,191	43,553	35,025	81,779	50,176
Long-Term Debt	1,717,510	1,425,135	1,264,142	1,161,407	1,117,953	674,432
Long-Term Leases	-	-	-	15,168	21,276	24,251
Long-Term Unearned Revenue	964	159	163	122	167	181
Pension & Post-Retirement Benefits	3,519	3,358	2,257	2,018	9	56
Long-Term Deferred Tax Liabilities	4,612	3,606	-	-	-	-
Other Long-Term Liabilities	72,989	84,069	80,012	53,519	72,956	63,086
Total Liabilities	4,403,728	4,670,588	4,105,241	3,413,991	3,316,784	3,120,363
Common Stock	195,388	195,388	170,388	170,388	170,388	155,417
Retained Earnings	156,464	130,430	91,644	58,375	35,254	17,576
Comprehensive Income & Other	11,051	12,480	8,450	3,748	4,657	4,811
Total Common Equity	362,903	338,298	270,482	232,511	210,299	177,804
Minority Interest	3,064	1,296	3	2	1	-3
Shareholders' Equity	365,967	339,594	270,485	232,513	210,300	177,801
Total Liabilities & Equity	4,769,695	5,010,182	4,375,726	3,646,504	3,527,084	3,298,164
Total Debt	2,287,861	2,359,547	2,181,484	1,816,295	1,607,154	1,146,702
Net Cash (Debt)	-1,775,399	-1,797,240	-1,559,220	-1,377,155	-1,092,398	-694,626
Net Cash Per Share	-421.75	-427.00	-415.93	-367.36	-291.40	-203.14
Filing Date Shares Outstanding	4,209	4,209	3,749	3,749	3,749	3,419
Total Common Shares Outstanding	4,209	4,209	3,749	3,749	3,749	3,419
Book Value Per Share	86.22	80.38	72.15	62.02	56.10	52.00
Tangible Book Value	341,750	317,933	256,841	217,990	196,724	167,229
Tangible Book Value Per Share	81.20	75.54	68.51	58.15	52.48	48.91

Source: S&P Capital IQ. Banks template. Financial Sources.