Banco de Chile (SNSE:CHILE)

Banco de Chile Income Statement

Financials in millions CLP. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	2,723,224	2,715,753	2,919,967	3,181,624	4,466,881	2,388,470
Interest Paid on Deposits	961,640	969,638	1,138,312	1,634,708	2,200,752	814,448
Net Interest Income	1,761,584	1,746,115	1,781,655	1,546,916	2,266,129	1,574,022
Net Interest Income Growth (YoY)	0.79%	-1.99%	15.17%	-31.74%	43.97%	19.88%
Income From Trading Activities	107,521	107,463	102,301	351,352	-	-
Gain (Loss) on Sale of Assets	2,887	-365	-6,465	3,146	4,848	1,986
Gain (Loss) on Sale of Investments	20,164	13,172	8,289	-4,181	-	-
Gain (Loss) on Sale of Equity Investments	10,825	12,457	17,052	14,432	13,031	1,793
Other Non-Interest Income	1,092,731	1,147,201	1,147,453	1,083,207	858,615	647,070
Total Non-Interest Income	1,234,128	1,279,928	1,268,630	1,447,956	876,494	650,849
Non-Interest Income Growth (YoY)	-5.17%	0.89%	-12.38%	65.20%	34.67%	4.01%
Revenues Before Loan Losses	2,995,712	3,026,043	3,050,285	2,994,872	3,142,623	2,224,871
Provision for Loan Losses	405,896	381,922	391,754	361,251	412,130	19,172
Revenue	2,589,816	2,644,121	2,658,531	2,633,621	2,730,493	2,205,699
Revenue Growth (YoY)	-3.38%	-0.54%	0.95%	-3.55%	23.79%	49.43%
Salaries and Employee Benefits	569,771	570,355	582,547	582,684	528,226	450,952
Occupancy Expenses	95,311	95,110	94,601	92,308	84,205	76,798
Selling, General & Administrative	428,022	421,198	407,873	395,204	353,067	322,840
Other Non-Interest Expense	43,485	43,101	46,173	44,741	29,798	21,131
Total Non-Interest Expense	1,136,589	1,129,764	1,131,194	1,114,937	995,296	871,721
EBT Excluding Unusual Items	1,453,227	1,514,357	1,527,337	1,518,684	1,735,197	1,333,978
Asset Writedown	-727	-729	-1,121	-1,779	-131	-1,690
Legal Settlements	-509	-445	-419	617	-56	-2
Pretax Income	1,451,991	1,513,183	1,525,797	1,517,522	1,735,010	1,332,286
Income Tax Expense	320,045	320,921	318,405	273,887	289,209	275,969
Earnings From Continuing Operations	1,131,946	1,192,262	1,207,392	1,243,635	1,445,801	1,056,317
Minority Interest in Earnings	-	-	-	-1	-2	-1
Net Income	1,131,946	1,192,262	1,207,392	1,243,634	1,445,799	1,056,316
Net Income to Common	1,131,946	1,192,262	1,207,392	1,243,634	1,445,799	1,056,316
Net Income Growth	-8.62%	-1.25%	-2.91%	-13.98%	36.87%	128.09%
Basic Shares Outstanding	101,017	101,017	101,017	101,017	101,017	101,017
Diluted Shares Outstanding	101,017	101,017	101,017	101,017	101,017	101,017
EPS (Basic)	11.21	11.80	11.95	12.31	14.31	10.46
EPS (Diluted)	11.20	11.80	11.95	12.31	14.31	10.46
EPS Growth	-8.65%	-1.26%	-2.92%	-13.98%	36.85%	128.31%
Dividend Per Share	9.998	9.998	9.854	8.077	8.582	5.344
Dividend Growth	1.46%	1.46%	21.99%	-5.88%	60.59%	145.07%
Effective Tax Rate	22.04%	21.21%	20.87%	18.05%	16.67%	20.71%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.