Banco de Chile (SNSE:CHILE)
Chile flag Chile · Delayed Price · Currency is CLP
193.50
+2.00 (1.04%)
Oct 20, 2026, 4:00 PM CLT

Banco de Chile Financials Overview

Millions CLP. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
4,738,4342,644,1212,658,5312,633,6212,730,4932,205,699
Revenue Growth
76.40%-0.54%0.95%-3.55%23.79%49.43%
Net Income
2,159,3931,192,2621,207,3921,243,6341,445,7991,056,316
Earnings Per Share
21.3811.8011.9512.3114.3110.46
EPS Growth
76.37%-1.26%-2.92%-13.98%36.85%128.31%

Revenue by Segment

Fiscal YearFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '24 Dec '23 Dec '22 Dec '21
Consolidation Adjustment
-34,404-46,887-39,478--
Retail Banking
1,525,9511,529,7131,450,6701,465,1061,117,460
Wholesale Banking
837,131872,789964,108905,003502,742
Subsidiaries
252,570243,095233,275229,767196,425
Treasury
62,87359,82125,046102,18147,330
Total
2,644,1212,658,5312,633,6212,730,4932,205,699

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
14,907,8447,181,6656,625,72910,074,25511,686,86410,669,320
Total Debt
7,959,62016,211,81215,011,50618,720,31619,306,64617,580,363
Net Cash (Debt)
6,948,224-9,030,147-8,385,777-8,646,061-7,619,782-6,911,043
Net Cash Growth
------
Net Cash Per Share
68.78-89.39-83.01-85.59-75.43-68.41

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-1,248,364396,641-186,66451,006-598,194
Capital Expenditures
--18,702-17,226-26,744-21,235-35,579
Free Cash Flow
-1,229,662379,415-213,40829,771-633,773
Free Cash Flow Growth
-224.09%----

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
45.57%45.09%45.42%47.22%52.95%47.89%
FCF Margin
-46.51%14.27%-8.10%1.09%-28.73%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
9.9989.9989.8548.0778.5825.344
Dividend Per Share Growth
1.46%1.46%21.99%-5.88%60.59%145.07%
Dividend Yield
5.17%5.75%8.72%7.80%9.75%8.03%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
16.1214.749.468.416.156.37
Forward PE
14.4513.888.829.808.038.54
P/FCF Ratio
-14.2930.10-298.60-
PS Ratio
7.286.654.303.973.263.05