Banco de Chile (SNSE: CHILE)

Banco de Chile Balance Sheet

Financials in millions CLP. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	2,699,076	2,289,727	3,152,850	2,654,962	1,884,792
Investment Securities	3,863,294	7,588,943	6,995,960	5,186,644	3,703,272
Trading Asset Securities	4,503,382	5,735,971	6,470,523	6,775,024	7,013,737
Mortgage-Backed Securities	-	-	-	-	128,763
Total Investments	8,366,676	13,324,914	13,466,483	11,961,668	10,845,772
Gross Loans	38,089,036	38,338,964	37,338,711	34,841,819	31,671,339
Allowance for Loan Losses	-	-711,528	-823,250	-718,768	-747,575
Other Adjustments to Gross Loans	-	-268,692	-238,722	-171,870	-174,748
Net Loans	38,089,036	37,358,744	36,276,739	33,951,181	30,749,016
Property, Plant & Equipment	285,952	310,546	305,045	322,508	336,757
Goodwill	-	16,714	16,714	-	-
Other Intangible Assets	158,556	153,900	123,316	72,532	60,701
Investments in Real Estate	-	11,763	12,120	12,477	12,833
Other Receivables	159,869	737,866	512,189	316,279	120,725
Restricted Cash	-	918,648	703,830	1,840,771	1,257,732
Other Current Assets	-	67,804	39,744	49,692	277,284
Long-Term Deferred Tax Assets	556,829	320,406	368,186	434,277	357,945
Other Real Estate Owned & Foreclosed	33,450	25,457	13,773	15,458	5,618
Other Long-Term Assets	1,745,997	181,552	117,865	126,521	185,956
Total Assets	52,095,441	55,718,041	55,108,854	51,758,326	46,095,131
Accounts Payable	-	336,944	379,540	326,451	273,143
Accrued Expenses	-	153,741	133,324	118,662	96,255
Interest Bearing Deposits	-	18,183,304	16,779,005	11,704,369	11,589,051
Non-Interest Bearing Deposits	-	11,025,685	11,172,137	15,349,225	12,477,719
Total Deposits	-	29,208,989	27,951,142	27,053,594	24,066,770
Short-Term Borrowings	141,040	2,800,245	3,755,998	3,557,033	3,765,625
Current Portion of Long-Term Debt	-	6,359,022	2,413,678	2,259,228	1,271,417
Current Portion of Leases	-	23,150	27,615	26,400	26,917
Current Income Taxes Payable	132	808	932	113,129	311
Other Current Liabilities	3,326,629	1,083,646	1,462,906	1,294,834	1,718,086
Long-Term Debt	1,068,879	9,115,218	13,047,601	11,668,432	10,356,979
Long-Term Leases	91,429	78,330	61,754	69,270	88,100
Long-Term Unearned Revenue	-	80,119	92,867	106,480	76,228
Pension & Post-Retirement Benefits	-	9,677	10,735	6,446	33,309
Long-Term Deferred Tax Liabilities	166	-	-	-	-
Other Long-Term Liabilities	41,844,165	386,207	339,325	864,845	595,723
Total Liabilities	46,472,440	49,636,096	49,677,417	47,464,804	42,368,863
Common Stock	2,420,538	2,418,833	2,418,833	2,420,538	2,418,833
Retained Earnings	2,488,942	2,430,306	1,909,835	1,123,772	1,326,970
Comprehensive Income & Other	713,519	1,232,804	1,102,767	749,211	-19,536
Total Common Equity	5,622,999	6,081,943	5,431,435	4,293,521	3,726,267
Minority Interest	2	2	2	1	1
Shareholders' Equity	5,623,001	6,081,945	5,431,437	4,293,522	3,726,268
Total Liabilities & Equity	52,095,441	55,718,041	55,108,854	51,758,326	46,095,131
Total Debt	1,301,348	18,375,965	19,306,646	17,580,363	15,509,038
Net Cash (Debt)	5,901,110	-8,055,926	-7,619,782	-6,911,043	-3,198,254
Net Cash Per Share	58.42	-79.75	-75.43	-68.41	-31.66
Filing Date Shares Outstanding	101,017	101,017	101,017	101,017	101,017
Total Common Shares Outstanding	101,017	101,017	101,017	101,017	101,017
Book Value Per Share	55.66	60.21	53.77	42.50	36.89
Tangible Book Value	5,464,443	5,911,329	5,291,405	4,220,989	3,665,566
Tangible Book Value Per Share	54.09	58.52	52.38	41.78	36.29

Source: S&P Capital IQ. Banks template. Financial Sources.