SNSE:ILC Income Statement

Financials in millions CLP. Fiscal year is January - December.

Millions CLP. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Premiums & Annuity Revenue	1,773,779	1,594,624	1,130,910	915,226	704,391	457,957
Total Interest & Dividend Income	740,350	674,928	586,662	709,417	591,391	85,978
Gain (Loss) on Sale of Investments	118,342	74,034	76,665	76,925	-65,221	67,284
Non-Insurance Activities Revenue	1,705,518	1,606,214	1,403,741	1,433,530	1,340,178	1,181,108
Other Revenue	79,517	76,928	86,927	71,323	68,370	131,649
Total Revenue	4,417,505	4,026,729	3,284,905	3,206,420	2,639,735	2,179,888
Revenue Growth	17.82%	22.58%	2.45%	21.47%	21.09%	15.70%
Policy Benefits	2,057,896	1,831,571	1,399,973	1,175,780	786,231	675,350
Depreciation & Amortization	28,548	25,816	22,260	17,560	16,687	13,090
Selling, General & Administrative	323,322	299,239	259,640	232,334	216,078	191,794
Non-Insurance Activities Expense	1,319,579	1,258,798	1,186,663	1,181,826	1,157,906	1,093,368
Other Operating Expenses	19,046	21,896	36,141	40,993	24,190	3,277
Total Operating Expenses	3,882,965	3,573,441	3,024,815	2,760,873	2,293,811	2,052,545
Operating Income	534,541	453,288	260,089	445,547	345,924	127,343
Interest Expense	-102,885	-111,569	-68,212	-266,324	-165,198	-32,157
Earnings From Equity Investments	103,827	85,717	69,839	63,823	50,839	52,850
Currency Exchange Gain (Loss)	11,968	4,861	4,208	29,373	-2,804	-16,393
Other Non Operating Income (Expenses)	-102,557	-59,782	-66,403	-40,092	-77,917	-35,877
EBT Excluding Unusual Items	444,893	372,516	199,521	232,327	150,843	95,767
Gain (Loss) on Sale of Assets	-7,390	-5,622	-1,944	179.56	1,364	-2,544
Asset Writedown	-12,568	1,378	11,197	-5,609	-4,041	8,068
Legal Settlements	-46,561	-46,561	-44,347	-	-	-
Pretax Income	378,373	321,711	164,426	226,897	148,166	101,292
Income Tax Expense	27,744	26,790	-5,682	24,635	-16,519	-2,852
Earnings From Continuing Ops.	350,630	294,921	170,108	202,262	164,685	104,144
Earnings From Discontinued Ops.	-	-	-	-	40.25	-
Net Income to Company	350,630	294,921	170,108	202,262	164,725	104,144
Minority Interest in Earnings	-19,670	-14,965	-21,864	-19,644	-18,191	-15,725
Net Income	330,960	279,957	148,244	182,618	146,534	88,419
Net Income to Common	330,960	279,957	148,244	182,618	146,534	88,419
Net Income Growth	58.23%	88.85%	-18.82%	24.63%	65.73%	2.17%
Shares Outstanding (Basic)	98	99	99	100	100	100
Shares Outstanding (Diluted)	98	99	99	100	100	100
Shares Change	-1.14%	-0.92%	-0.58%	-0.01%	0.00%	-0.02%
EPS (Basic)	3375.49	2842.00	1491.00	1826.00	1465.00	884.00
EPS (Diluted)	3375.49	2842.00	1491.00	1826.00	1465.00	884.00
EPS Growth	60.06%	90.61%	-18.35%	24.64%	65.72%	2.20%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Free Cash Flow	-103,296	275,727	-333,394	291,513	-260,566	137,104
Free Cash Flow Per Share	-1053.53	2799.07	-3353.19	2914.84	-2605.05	1370.75
Dividend Per Share	860.000	860.000	600.000	557.673	500.000	265.256
Dividend Growth	43.33%	43.33%	7.59%	11.54%	88.50%	2.17%
Operating Margin	12.10%	11.26%	7.92%	13.89%	13.10%	5.84%
Profit Margin	7.49%	6.95%	4.51%	5.70%	5.55%	4.06%
Free Cash Flow Margin	-2.34%	6.85%	-10.15%	9.09%	-9.87%	6.29%
EBITDA	581,844	494,106	297,406	477,840	376,699	157,939
EBITDA Margin	13.17%	12.27%	9.05%	14.90%	14.27%	7.25%
D&A For EBITDA	47,304	40,818	37,316	32,293	30,775	30,596
EBIT	534,541	453,288	260,089	445,547	345,924	127,343
EBIT Margin	12.10%	11.26%	7.92%	13.89%	13.10%	5.84%
Effective Tax Rate	7.33%	8.33%	-	10.86%	-	-